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BHPS Documentation and Questionnaires

hpytlk2 2nd youth: how often you talk
Record Type HINDRESP
Questionnaire Individual (87)
Question Number and Text HV25Y2 : Children vary a great deal in how often they talk to their parents about things that matter to them. How often does (NAME) talk to you? Is it most days, more than once a week less than once a week or hardly ever?
Value Label Value Frequency % Valid %
Most days 1 147 1.3 43.2
More than once a wk. 2 101 .9 29.7
Less than once a wk. 3 52 .5 15.3
Hardly ever 4 40 .4 11.8
Missing -9 10 .1 Missing
Not applicable -8 10197 93.5 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 1 .0 Missing
Valid cases 340 Missing cases 10566
Question Route IF (HYPPAR=1 AND HPYNYP GE 2) Asked if R is (natural or step) parent of 2 or more young persons aged 11 through 15.
Index Terms Children
Family Life
Variable Occurrence W4 W5 W6 W7 W8

hpysmk2 2nd youth: smokes regularly
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV26Y2 : Do you think that (NAME) regularly smokes even if it is only a few cigarettes a week?
Value Label Value Frequency % Valid %
Yes 1 39 .4 11.7
No 2 295 2.7 88.3
Missing -9 11 .1 Missing
Not applicable -8 10197 93.5 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 1 .0 Missing
Don’t know -1 5 .0 Missing
Valid cases 334 Missing cases 10572
Question Route IF (HYPPAR=1 AND HYPNYP GE 2) Asked if R is (natural or step) parent of 2 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Smoking
Variable Occurrence W5 W6 W7 W8

hpysad2 2nd youth: days unhappy in past month
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV27Y2 : In the past month, how many days would you think (NAME) has felt unhappy or depressed? Is it …
Value Label Value Frequency % Valid %
None 1 144 1.3 43.8
1 – 3 2 122 1.1 37.1
4 – 10 3 43 .4 13.1
11 days or more 4 20 .2 6.1
Missing -9 11 .1 Missing
Not applicable -8 10197 93.5 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 1 .0 Missing
Don’t know -1 10 .1 Missing
Valid cases 329 Missing cases 10577
Question Route IF (HYPPAR=1 AND HPYNYP GE 2) Asked if R is (natural or step) parent of 2 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Subjective Well-Being
Variable Occurrence W4 W5 W6 W7 W8

hpywor2 2nd youth: nights lost sleep past week
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV28Y2 : In the past week, how many nights would you think (NAME) has lost sleep worrying about things? Is it …
Value Label Value Frequency % Valid %
None 1 285 2.6 85.3
1 – 2 2 35 .3 10.5
3 – 5 3 10 .1 3.0
6 – 7 nights 4 4 .0 1.2
Missing -9 11 .1 Missing
Not applicable -8 10197 93.5 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 1 .0 Missing
Don’t know -1 5 .0 Missing
Valid cases 334 Missing cases 10572
Question Route IF (HYPPAR=1 AND HPYNYP GE 2) Asked if R is (natural or step) parent of 2 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Subjective Well-Being
Variable Occurrence W4 W5 W6 W7 W8

hpywhr3 3rd youth: tells where is going
Record Type HINDRESP
Questionnaire Individual (86)
Question Number and Text HV22Y3 : I would like to ask you about each of your children who are between 11-15 years old. Starting with your youngest child. When (NAME) goes out does he/she tell you where he/she is going? Does he/she tell you, always, usually, sometimes or not usually?
Value Label Value Frequency % Valid %
Always 1 18 .2 54.5
Usually 2 8 .1 24.2
Sometimes 3 1 .0 3.0
Not usually 4 6 .1 18.2
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 33 Missing cases 10873
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Family Life
Variable Occurrence W4 W5 W6 W7 W8

hpyman3 3rd youth: how easy/difficult to manage
Record Type HINDRESP
Questionnaire Individual (87)
Question Number and Text HV23Y3 : On the whole do you find (NAME) an easy or difficult child to manage? Is he/she very easy, quite easy, quite difficult, or very difficult?
Value Label Value Frequency % Valid %
Very easy 1 8 .1 24.2
Quite easy 2 15 .1 45.5
Quite difficult 3 5 .0 15.2
Very difficult 4 2 .0 6.1
It varies 5 3 .0 9.1
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 33 Missing cases 10873
Question Route IF (HYPPAR=1 AND HYPNYP GE 2) Asked if R is (natural or step) parent of 2 or more young persons aged 11 through 15.
Index Terms Children
Family Life
Variable Occurrence W5 W6 W7 W8

hpyarg3 3rd youth: how often you quarrel
Record Type HINDRESP
Questionnaire Individual (87)
Question Number and Text HV24Y3 : Most children have occasional quarrels with their parents. How often does (NAME) quarrel with you? Is it most days, more than once a week, less than once a week or hardly ever?
Value Label Value Frequency % Valid %
Most days 1 6 .1 18.8
More than once a wk. 2 10 .1 31.3
Less than once a wk. 3 9 .1 28.1
Hardly ever 4 7 .1 21.9
Missing -9 2 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 32 Missing cases 10874
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Family Life
Variable Occurrence W4 W5 W6 W7 W8

hpytlk3 3rd youth: how often you talk
Record Type HINDRESP
Questionnaire Individual (87)
Question Number and Text HV25Y3 : Children vary a great deal in how often they talk to their parents about things that matter to them. How often does (NAME) talk to you? Is it most days, more than once a week less than once a week or hardly ever?
Value Label Value Frequency % Valid %
Most days 1 13 .1 39.4
More than once a wk. 2 7 .1 21.2
Less than once a wk. 3 6 .1 18.2
Hardly ever 4 7 .1 21.2
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 33 Missing cases 10873
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Family Life
Variable Occurrence W4 W5 W6 W7 W8

hpysmk3 3rd youth: smokes regularly
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV26Y3 : Do you think that (NAME) regularly smokes even if it is only a few cigarettes a week?
Value Label Value Frequency % Valid %
Yes 1 4 .0 12.1
No 2 29 .3 87.9
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 33 Missing cases 10873
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Smoking
Variable Occurrence W5 W6 W7 W8

hpysad3 3rd youth: days unhappy in past month
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV27Y3 : In the past month, how many days would you think (NAME) has felt unhappy or depressed? Is it …
Value Label Value Frequency % Valid %
None 1 18 .2 62.1
1 – 3 2 8 .1 27.6
4 – 10 3 3 .0 10.3
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Don’t know -1 4 .0 Missing
Valid cases 29 Missing cases 10877
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Subjective Well-Being
Variable Occurrence W4 W5 W6 W7 W8

hpywor3 3rd youth: nights lost sleep past week
Record Type HINDRESP
Questionnaire Individual (88)
Question Number and Text HV28Y3 : In the past week, how many nights would you think (NAME) has lost sleep worrying about things? Is it …
Value Label Value Frequency % Valid %
None 1 31 .3 96.9
3 – 5 3 1 .0 3.1
Missing -9 1 .0 Missing
Not applicable -8 10514 96.4 Missing
Proxy respondent -7 358 3.3 Missing
Don’t know -1 1 .0 Missing
Valid cases 32 Missing cases 10874
Question Route IF (HYPPAR=1 AND HPYNYP GE 3) Asked if R is (natural or step) parent of 3 or more young persons aged 11 through 15.
Index Terms Children
Health: Childrens Health
Health: Subjective Well-Being
Variable Occurrence W4 W5 W6 W7 W8

hf101 Income: NI retirement pension
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF101 : Have you yourself or jointly with others since 1.9.97 received N.I. Retirement (Old Age) Pension?
Value Label Value Frequency % Valid %
Not mentioned 0 8366 76.7 79.3
NI retir pension 1 2182 20.0 20.7
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf102 Income: pension from previous employer
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF102 : Have you yourself or jointly with others since 1.9.97 received A Pension from a previous employer?
Value Label Value Frequency % Valid %
Not mentioned 0 9275 85.0 87.9
Pension prev emp 2 1273 11.7 12.1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf103 Income: pension from spouses ex-employer
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF103 : Have you yourself or jointly with others since 1.9.97 received A Pension from a spouse’s previous employer?
Value Label Value Frequency % Valid %
Not mentioned 0 10235 93.8 97.0
Pens spse prev emp 3 313 2.9 3.0
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf104 Income: private pension or annuity
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF104 : Have you yourself or jointly with others since 1.9.97 received A Private Pension/Annuity?
Value Label Value Frequency % Valid %
Not mentioned 0 10353 94.9 98.2
Annuity/priv pens 4 195 1.8 1.8
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf105 Income: widow or war widows pension
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF105 : Have you yourself or jointly with others since 1.9.97 received A Widow’s or War Widow’s Pension?
Value Label Value Frequency % Valid %
Not mentioned 0 10450 95.8 99.1
Widow/war pens 5 98 .9 .9
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf106 Income: widowed mothers allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF106 : Have you yourself or jointly with others since 1.9.97 received A Widowed mother’s allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10528 96.5 99.8
Wid mothr allow 6 20 .2 .2
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf116 Income: severe disablement allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF116 : Have you yourself or jointly with others since 1.9.97 received Severe Disablement Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10482 96.1 99.4
Sev disabl allow 16 66 .6 .6
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf118 Income: industrial injury allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF118 : Have you yourself or jointly with others since 1.9.97 received Industrial Injury or Disablement Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10475 96.0 99.3
Ind injury allow 18 73 .7 .7
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf119 Income: attendance allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF119 : Have you yourself or jointly with others since 1.9.97 received Attendance Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10342 94.8 98.0
Attendance allowance 19 206 1.9 2.0
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf121 Income: invalid care allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF121 : Have you yourself or jointly with others since 1.9.97 received Invalid Care Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10452 95.8 99.1
Invalid care allow 21 96 .9 .9
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf122 Income: war disability pension
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF122 : Have you yourself or jointly with others since 1.9.97 received War disability Pension?
Value Label Value Frequency % Valid %
Not mentioned 0 10499 96.3 99.5
War disab pension 22 49 .4 .5
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf124 Income: disability working allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF124 : Have you yourself or jointly with others since 1.9.97 received Disability working allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10541 96.7 99.9
Disab wrkng allwnce 24 7 .1 .1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. New benefit income source from Wave 2 onwards.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13

hf125 Income: incapacity benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF125 : Have you yourself or jointly with others since 1.9.97 received Incapacity Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10151 93.1 96.2
Incapacity benefit 25 397 3.6 3.8
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. New benefit income source from Wave 5 onwards. Introduced in 1994 to replace Invalidity benefits and N.I. Sickness benefit from April 1995 on.
Variable Occurrence W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf126 Income: disablty living allowance (care)
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF126 : Have you yourself or jointly with others since 1.9.97 received Disability Living Allowance/ Care Component
Value Label Value Frequency % Valid %
Not mentioned 0 10319 94.6 97.8
Disab liv allw -care 26 229 2.1 2.2
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Variable Occurrence W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf127 Income: disab living allowance(mobility)
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF127 : Have you yourself or jointly with others since 1.9.97 received Disability Living Allowance/ Mobility Component
Value Label Value Frequency % Valid %
Not mentioned 0 10242 93.9 97.1
Disab liv allw -mob 27 306 2.8 2.9
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Variable Occurrence W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf128 Income: disability living allowance (dk)
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF128 : Have you yourself or jointly with others since 1.9.97 received Disability Living Allowance/ Components not known
Value Label Value Frequency % Valid %
Not mentioned 0 10486 96.1 99.4
Disab liv allw -dk 28 62 .6 .6
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Variable Occurrence W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf132 Income: income support (IS)
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF132 : Have you yourself or jointly with others since 1.9.97 received Income Support (Supplementary Benefit)?
Value Label Value Frequency % Valid %
Not mentioned 0 9771 89.6 92.6
Income support (IS) 32 777 7.1 7.4
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf142 Income: Job Seekers Allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF142 : Have you yourself or jointly with others since 1.9.97 received Job Seeker’s Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10272 94.2 97.4
Job Seeker’s Allowan 42 276 2.5 2.6
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

A new benefit introduced in October 1997 to replace Unemployment Benefit (wF133). See usage notes in Vol. A.
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf135 Income: child benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF135 : Have you yourself or jointly with others since 1.9.97 received Child Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 8639 79.2 81.9
Child benefit 35 1909 17.5 18.1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf136 Income: one parent benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF136 : Have you yourself or jointly with others since 1.9.97 received One Parent Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10260 94.1 97.3
One parent benefit 36 288 2.6 2.7
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16

hf137 Income: family credit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF137 : Have you yourself or jointly with others since 1.9.97 received Family Credit?
Value Label Value Frequency % Valid %
Not mentioned 0 10307 94.5 97.7
Family credit 37 241 2.2 2.3
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf138 Income: maternity allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF138 : Have you yourself or jointly with others since 1.9.97 received Maternity allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10495 96.2 99.5
Maternity allow 38 53 .5 .5
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf139 Income: housing benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF139 : Have you yourself or jointly with others since 1.9.97 received Housing Benefit/Rent rebate or allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10010 91.8 94.9
Housing benefit 39 538 4.9 5.1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Housing: Allowances/Rebates
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf140 Income: council tax benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF140 : Have you yourself or jointly with others since 1.9.97 received Council Tax Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 9279 85.1 88.0
Comm charge bene 40 1269 11.6 12.0
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. Changed from Community Charge Benefit to Council Tax Benefit at Wave 3.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf141 Income: other state benefit
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF141 : Have you yourself or jointly with others since 1.9.97 received Any other state benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10521 96.5 99.7
Other state bene 41 27 .2 .3
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf151 Income: educational grant
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF151 : Have you yourself or jointly with others since 1.9.97 received Educational Grant?
Value Label Value Frequency % Valid %
Not mentioned 0 10290 94.4 97.6
Educa grant 51 258 2.4 2.4
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Grants for Education
Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf152 Income: trade union payments
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF152 : Have you yourself or jointly with others since 1.9.97 received Trade Union/Friendly Society payments?
Value Label Value Frequency % Valid %
Not mentioned 0 10538 96.6 99.9
T U/friendly soc pay 52 10 .1 .1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Trade Unions and Union Membership
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf153 Income: maintenance or alimony
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF153 : Have you yourself or jointly with others since 1.9.97 received Maintenance or Alimony?
Value Label Value Frequency % Valid %
Not mentioned 0 10373 95.1 98.3
Maint or alimony 53 175 1.6 1.7
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf154 Income: payments from relations
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF154 : Have you yourself or jointly with others since 1.9.97 received Payments from a family member not living here?
Value Label Value Frequency % Valid %
Not mentioned 0 10430 95.6 98.9
Payment abs relative 54 118 1.1 1.1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf155 Income: rent from lodgers
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF155 : Have you yourself or jointly with others since 1.9.97 received Rent from Boarders or lodgers (not family members living here with you)?
Value Label Value Frequency % Valid %
Not mentioned 0 10480 96.1 99.4
Rent/boarders/lodger 55 68 .6 .6
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf156 Income: rent from other property
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF156 : Have you yourself or jointly with others since 1.9.97 received Rent from any other property?
Value Label Value Frequency % Valid %
Not mentioned 0 10357 95.0 98.2
Rent other prop 56 191 1.8 1.8
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf157 Income: foster allowance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF157 : Have you yourself or jointly with others since 1.9.97 received Foster allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10540 96.6 99.9
Foster allowance 57 8 .1 .1
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf158 Income: sickness or accident insurance
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF158 : Have you yourself or jointly with others since 1.9.97 received Sickness or accident insurance?
Value Label Value Frequency % Valid %
Not mentioned 0 10523 96.5 99.8
Sick/acci insurance 58 25 .2 .2
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hf159 Income: any other payment
Record Type HINDRESP
Questionnaire Individual (89)
Question Number and Text HF159 : Have you yourself or jointly with others since 1.9.97 received Any other regular payment?
Value Label Value Frequency % Valid %
Not mentioned 0 10510 96.4 99.6
Any other payment 59 38 .3 .4
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hnf1 Income: total number of cited sources
Record Type HINDRESP
Questionnaire Individual (90)
Question Number and Text HF2 : Interviewer check How many sources of income in total were recorded above?
Value Label Value Frequency % Valid %
0 4611 42.3 43.8
1 2602 23.9 24.7
2 1694 15.5 16.1
3 956 8.8 9.1
4 435 4.0 4.1
5 171 1.6 1.6
6 46 .4 .4
7 10 .1 .1
8 3 .0 .0
9 2 .0 .0
Proxy respondent -7 358 3.3 Missing
Refused -2 18 .2 Missing
Valid cases 10530 Missing cases 376
Question Route ALL RESPONDENTS
Index Terms Incomes
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hfisit Financial situation
Record Type HINDRESP
Questionnaire Individual (95)
Question Number and Text HF4 : How well would you say you yourself are managing financially these days? Would you say you are (READ OUT)
Value Label Value Frequency % Valid %
Living comfortably 1 3241 29.7 30.8
Doing alright 2 3735 34.2 35.5
Just abt getting by 3 2695 24.7 25.6
Finding it quite dif 4 613 5.6 5.8
Finding it very diff 5 249 2.3 2.4
Missing or wild -9 5 .0 Missing
Proxy respondent -7 358 3.3 Missing
Don’t know -1 10 .1 Missing
Valid cases 10533 Missing cases 373
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hfisitc Change in financial position last year
Record Type HINDRESP
Questionnaire Individual (95)
Question Number and Text HF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?
Value Label Value Frequency % Valid %
Better off 1 3209 29.4 30.5
Worse off 2 2418 22.2 23.0
About same 3 4892 44.9 46.5
Missing or wild -9 5 .0 Missing
Proxy respondent -7 358 3.3 Missing
Don’t know -1 24 .2 Missing
Valid cases 10519 Missing cases 387
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hfisity Why financial situation changed
Record Type HINDRESP
Questionnaire Individual (95)
Question Number and Text HF6 : Why is that? (financially better or worse off)
Value Label Value Frequency % Valid %
Earnings increased 1 2021 18.5 36.4
Benefits increased 2 210 1.9 3.8
Invest’t income inc 3 68 .6 1.2
Less expenses 4 336 3.1 6.1
Windfall payment 5 86 .8 1.6
Earnings decreased 11 682 6.3 12.3
Benefits reduced 12 99 .9 1.8
Invest’t income dec 13 29 .3 .5
More expenses 14 1142 10.5 20.6
One off expenditure 15 41 .4 .7
Earn less:less expen 21 1 .0 .0
Earn more:more expen 22 32 .3 .6
Earn more:less benft 23 7 .1 .1
More benft:more expe 24 23 .2 .4
Less svgs:same std l 25 16 .1 .3
Good management 26 160 1.5 2.9
No change income/exp 27 6 .1 .1
Better off:other rea 31 270 2.5 4.9
Worse off:other reas 32 315 2.9 5.7
Nthr better/worse:re 33 2 .0 .0
Missing or wild -9 53 .5 Missing
Inapplicable -8 4916 45.1 Missing
Proxy -7 358 3.3 Missing
Don’t know -1 33 .3 Missing
Valid cases 5546 Missing cases 5360
Question Route IF (HFISITC = 1-2) Asked if R is better off or worse off financially than a year ago
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Note

Office coded from verbatim responses.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hfisitx Financial expectations for year ahead
Record Type HINDRESP
Questionnaire Individual (95)
Question Number and Text HF7 : Looking ahead, how do you think you will be financially a year from now, will you be (READ OUT)
Value Label Value Frequency % Valid %
Better than now 1 3171 29.1 31.3
Worse than now 2 940 8.6 9.3
About the same 3 6027 55.3 59.4
Missing or wild -9 13 .1 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 2 .0 Missing
Don’t know -1 395 3.6 Missing
Valid cases 10138 Missing cases 768
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hfiyrdi Income last year from dividends/interest
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF8 : In the past 12 months about how much have you received in the way of dividends or interest from any savings and investments you may have?
Value Label Value Frequency % Valid %
Nothing 1 4932 45.2 46.8
Under 100 2 2941 27.0 27.9
100-499 3 1511 13.9 14.3
500-999 4 471 4.3 4.5
1000+ 5 693 6.4 6.6
Proxy respondent -7 358 3.3 Missing
Valid cases 10548 Missing cases 358
Question Route ALL RESPONDENTS
Index Terms Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Note

Includes imputed data. As this is a variable directly associated with a question, the imputation flag HFIYRDII takes missing value code of original variable (e.g. Don’t know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8

hfiyrdiu Income last yr dividend/interest > 1000
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF9 : Could you tell me about how much you have received?
Value Label Value Frequency % Valid %
1000-2500 1 286 2.6 46.4
2501-4999 2 173 1.6 28.0
5000-10000 3 92 .8 14.9
>10000 4 66 .6 10.7
Missing or wild -9 4 .0 Missing
Inapplicable -8 9902 90.8 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 10 .1 Missing
Don’t know -1 15 .1 Missing
Valid cases 617 Missing cases 10289
Question Route IF (HFIYRDI=5) Asked if R has received in last 12 months more than 1000 in dividends or interest from savings and investments.
Index Terms Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable Occurrence W3 W4 W5 W6 W7 W8

hsave Saves from current income
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF10 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes and Personal Equity Plan (PEP) schemes.
Value Label Value Frequency % Valid %
Yes 1 4305 39.5 41.2
No 2 6150 56.4 58.8
Missing or wild -9 10 .1 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 82 .8 Missing
Don’t know -1 1 .0 Missing
Valid cases 10455 Missing cases 451
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts (TESSAs).
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hsaved Amount saved each month
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF11 : About how much on average do you personally manage to save a month?
Mean Std Dev Minimum Maximum
149.29 353.71 0 9999
Value Label Value Frequency % Valid %
0 1 .0 .0
Amount stated 1 3945 36.2 100.0
Missing or wild -9 16 .1 Missing
Inapplicable -8 6233 57.2 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 91 .8 Missing
Don’t know -1 262 2.4 Missing
Valid cases 3946 Missing cases 6960
Question Route IF (HSAVE=1) Asked if R saves some of income
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Amount saved by R alone.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hsavey1 First reason for saving
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF12M1 : What are you saving for? 1st mention
Value Label Value Frequency % Valid %
Holidays 1 844 7.7 20.3
Old age 2 325 3.0 7.8
Car 3 175 1.6 4.2
Children 4 139 1.3 3.3
House purchase 5 218 2.0 5.3
Home improv 6 153 1.4 3.7
HH bills 7 48 .4 1.2
Special evnts 8 213 2.0 5.1
No spec reason 9 1782 16.3 42.9
Share schemes 10 43 .4 1.0
Own education 11 58 .5 1.4
Grandchild 12 13 .1 .3
Other 96 140 1.3 3.4
Missing or wild -9 106 1.0 Missing
Inapplicable -8 6233 57.2 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 7 .1 Missing
Don’t know -1 51 .5 Missing
Valid cases 4151 Missing cases 6755
Question Route IF (HSAVE=1 AND HSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Office coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hsavey2 Second reason for saving
Record Type HINDRESP
Questionnaire Individual (96)
Question Number and Text HF12M2 : What are you saving for? 2nd mention
Value Label Value Frequency % Valid %
Not mentioned 0 3576 32.8 83.5
Holidays 1 184 1.7 4.3
Old age 2 40 .4 .9
Car 3 64 .6 1.5
Children 4 30 .3 .7
House purchase 5 38 .3 .9
Home improv 6 77 .7 1.8
HH bills 7 18 .2 .4
Special evnts 8 82 .8 1.9
No spec reason 9 118 1.1 2.8
Share schemes 10 1 .0 .0
Own education 11 9 .1 .2
Grandchild 12 8 .1 .2
Other 96 36 .3 .8
Missing or wild -9 34 .3 Missing
Inapplicable -8 6233 57.2 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 4281 Missing cases 6625
Question Route IF (HSAVE=1 AND HSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

See note for HSAVEY1.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hpppen Paid into private personal pension
Record Type HINDRESP
Questionnaire Individual (97)
Question Number and Text HF13 : I’d like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1997 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?
Value Label Value Frequency % Valid %
Yes 1 1412 12.9 13.4
No 2 9121 83.6 86.6
Missing or wild -9 7 .1 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 7 .1 Missing
Don’t know -1 1 .0 Missing
Valid cases 10533 Missing cases 373
Question Route ALL RESPONDENTS
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hpenb4 Personal pension started before 1.7.88
Record Type HINDRESP
Questionnaire Individual (97)
Question Number and Text HF14 : Was your policy taken out before July 1st 1988 or since then?
Value Label Value Frequency % Valid %
Before 1.7.88 1 407 3.7 28.8
1.7.88 or since 2 966 8.9 68.4
Before and after 3 39 .4 2.8
Missing or wild -9 7 .1 Missing
Inapplicable -8 9129 83.7 Missing
Proxy respondent -7 358 3.3 Missing
Valid cases 1412 Missing cases 9494
Question Route IF (HPPPEN=1) Asked if R has since 1.9.97 paid into a private personal pension or had contributions paid on R’s behalf by the DSS
Index Terms Financial Management: Pensions
Note

1.7.88 was date on which the UK laws relating to personal pensions were changed.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hpenb4y4 Year pre 1.7.88 pension started
Record Type HINDRESP
Questionnaire Individual (97)
Question Number and Text HF15 : What year did you first take out a policy?
Mean Std Dev Minimum Maximum
1983.79 5.03 1950 1988
Value Label Value Frequency % Valid %
Amount stated 1 340 3.1 100.0
Missing or wild -9 9 .1 Missing
Inapplicable -8 10134 92.9 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 2 .0 Missing
Don’t know -1 63 .6 Missing
Valid cases 340 Missing cases 10566
Question Route IF (HPPPEN=1 AND HPENB4=1) Asked if R has since 1.9.97 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for HPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

hpenb4v Amount last payment to pre 1988 pension
Record Type HINDRESP
Questionnaire Individual (97)
Question Number and Text HF16 : How much was your last contribution or premium?
Mean Std Dev Minimum Maximum
188.47 535.39 5 6500
Value Label Value Frequency % Valid %
Amount stated 1 361 3.3 100.0
Missing or wild -9 9 .1 Missing
Inapplicable -8 10134 92.9 Missing
Proxy respondent -7 358 3.3 Missing
Refused -2 14 .1 Missing
Don’t know -1 30 .3 Missing
Valid cases 361 Missing cases 10545
Question Route IF (HPPPEN=1 AND HPENB4=1) Asked if R has since 1.9.97 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for HPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18