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dnf1 Income: total number of cited sources
Record Type DINDRESP
Questionnaire Individual (73)
Question Number and Text DF2 : Interviewer check How many sources of income in total were recorded above?
Value Label Value Frequency % Valid %
0 3929 41.4 43.4
1 2452 25.9 27.1
2 1599 16.9 17.7
3 690 7.3 7.6
4 262 2.8 2.9
5 89 .9 1.0
6 23 .2 .3
7 5 .1 .1
Proxy respondent -7 421 4.4 Missing
Refused -2 11 .1 Missing
Valid cases 9049 Missing cases 432
Question Route ALL RESPONDENTS
Index Terms Incomes
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dfisit Financial situation
Record Type DINDRESP
Questionnaire Individual (78)
Question Number and Text DF4 : How well would you say you yourself are managing financially these days? Would you say you are (READ OUT)
Value Label Value Frequency % Valid %
Living comfortably 1 2421 25.5 26.8
Doing alright 2 2892 30.5 32.0
Just abt getting by 3 2729 28.8 30.2
Finding it quite dif 4 685 7.2 7.6
Finding it very diff 5 316 3.3 3.5
Missing or wild -9 5 .1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 2 .0 Missing
Don’t know -1 10 .1 Missing
Valid cases 9043 Missing cases 438
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dfisitc Change in financial position last year
Record Type DINDRESP
Questionnaire Individual (78)
Question Number and Text DF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?
Value Label Value Frequency % Valid %
Better off 1 2365 24.9 26.2
Worse off 2 2844 30.0 31.5
About same 3 3831 40.4 42.4
Missing or wild -9 5 .1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 1 .0 Missing
Don’t know -1 14 .1 Missing
Valid cases 9040 Missing cases 441
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dfisity Why financial situation changed
Record Type DINDRESP
Questionnaire Individual (78)
Question Number and Text DF6 : Why is that? (financially better or worse off)
Value Label Value Frequency % Valid %
Earnings increased 1 1401 14.8 27.2
Benefits increased 2 153 1.6 3.0
Invest’t income inc 3 52 .5 1.0
Less expenses 4 256 2.7 5.0
Windfall payment 5 33 .3 .6
Earnings decreased 11 689 7.3 13.4
Benefits reduced 12 89 .9 1.7
Invest’t income dec 13 109 1.1 2.1
More expenses 14 1238 13.1 24.0
One off expenditure 15 55 .6 1.1
Earn less:less expen 21 1 .0 .0
Earn more:more expen 22 40 .4 .8
Earn more:less benft 23 22 .2 .4
More benft:more expe 24 36 .4 .7
Less svgs:same std l 25 12 .1 .2
Good management 26 62 .7 1.2
No change income/exp 27 16 .2 .3
Better off:other rea 31 366 3.9 7.1
Worse off:other reas 32 523 5.5 10.1
Other 96 1 .0 .0
No reason 97 3 .0 .1
Missing or wild -9 32 .3 Missing
Inapplicable -8 3846 40.6 Missing
Proxy -7 421 4.4 Missing
Refused -2 3 .0 Missing
Don’t know -1 22 .2 Missing
Valid cases 5157 Missing cases 4324
Question Route IF (DFISITC = 1-2) Asked if R is better off or worse off financially than a year ago
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Note

Office coded from verbatim responses.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dfisitx Financial expectations for year ahead
Record Type DINDRESP
Questionnaire Individual (78)
Question Number and Text DF7 : Looking ahead, how do you think you will be financially a year from now, will you be (READ OUT)
Value Label Value Frequency % Valid %
Better than now 1 2386 25.2 27.8
Worse than now 2 1371 14.5 15.9
About the same 3 4841 51.1 56.3
Missing or wild -9 8 .1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 1 .0 Missing
Don’t know -1 453 4.8 Missing
Valid cases 8598 Missing cases 883
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dopxpsv Right time to use savings
Record Type DINDRESP
Questionnaire Individual (78)
Question Number and Text DF8 : If there were a major purchase that you wanted to make, do you think that now is a time when it would be all right to use some of your savings, or is now a time when you would be especially reluctant to use some of your savings?
Value Label Value Frequency % Valid %
OK to use savings 1 2456 25.9 27.5
Especially reluctant 2 4243 44.8 47.5
Neither OK/reluctant 3 322 3.4 3.6
Has no savings 4 1917 20.2 21.4
Missing or wild -9 6 .1 Missing
Proxy -7 421 4.4 Missing
Don’t know -1 116 1.2 Missing
Valid cases 8938 Missing cases 543
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Values, Opinions and Attitudes
Variable Occurrence W3 W4 W5

dopxpcr Right time to use credit
Record Type DINDRESP
Questionnaire Individual (79)
Question Number and Text DF9 : If there were something big that you wanted to buy, do you think that now is a time when it would be all right for you personally to buy on credit, or is now a time when you would be especially reluctant to take on a new debt? INCLUDE INTEREST-FREE CREDIT
Value Label Value Frequency % Valid %
OK to use credit 1 1345 14.2 15.0
Especially reluctant 2 4436 46.8 49.5
Neither OK/reluctant 3 264 2.8 2.9
Never use credit 4 2920 30.8 32.6
Missing or wild -9 14 .1 Missing
Proxy -7 421 4.4 Missing
Don’t know -1 81 .9 Missing
Valid cases 8965 Missing cases 516
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Values, Opinions and Attitudes
Variable Occurrence W3 W4 W5

dfiyrdi Income last year from dividends/interest
Record Type DINDRESP
Questionnaire Individual (79)
Question Number and Text DF10 : In the past 12 months about how much have you received in the way of dividends or interest from any savings and investments you may have?
Value Label Value Frequency % Valid %
Nothing 1 3899 41.1 43.0
Under 100 2 2892 30.5 31.9
100-499 3 1325 14.0 14.6
500-999 4 439 4.6 4.8
1000+ 5 505 5.3 5.6
Proxy respondent -7 421 4.4 Missing
Valid cases 9060 Missing cases 421
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Financial Management: Savings and Bank Accounts
Note

Includes imputed data. As this is a variable directly associated with a question, the imputation flag DFIYRDII takes missing value code of original variable (e.g. Don’t know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8

dfiyrdiu Income last yr dividend/interest > 1000
Record Type DINDRESP
Questionnaire Individual (79)
Question Number and Text DF11 : Could you tell me, was it
Value Label Value Frequency % Valid %
1000-2500 1 231 2.4 51.7
2501-4999 2 131 1.4 29.3
5000-10000 3 59 .6 13.2
>10000 4 26 .3 5.8
Missing or wild -9 12 .1 Missing
Inapplicable -8 8586 90.6 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 7 .1 Missing
Don’t know -1 8 .1 Missing
Valid cases 447 Missing cases 9034
Question Route IF (DFIYRDI = 5) Asked if R has received in last 12 months more than 1000 in dividends or interest from savings and investments
Index Terms Incomes: Rents, Savings, Investments
Financial Management: Savings and Bank Accounts
Variable Occurrence W3 W4 W5 W6 W7 W8

dsave Saves from current income
Record Type DINDRESP
Questionnaire Individual (79)
Question Number and Text DF12 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes and Personal Equity Plan (PEP) schemes.
Value Label Value Frequency % Valid %
Yes 1 3633 38.3 40.4
No 2 5357 56.5 59.6
Missing or wild -9 10 .1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 60 .6 Missing
Valid cases 8990 Missing cases 491
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dsaved Amount saved each month
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF13 : About how much on average do you personally manage to save a month?
Mean Std Dev Minimum Maximum
125.41 217.72 0 5000
Value Label Value Frequency % Valid %
0 1 .0 .0
Amount stated 1 3246 34.2 100.0
Missing or wild -9 16 .2 Missing
Inapplicable -8 5417 57.1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 83 .9 Missing
Don’t know -1 297 3.1 Missing
Valid cases 3247 Missing cases 6234
Question Route IF (DSAVE=1) Asked if R saves some of income
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Amount saved by R alone.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dsavey1 First reason for saving
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF14 : What are you saving for?
Value Label Value Frequency % Valid %
Holidays 1 572 6.0 17.5
Old age 2 230 2.4 7.0
Car 3 161 1.7 4.9
Children 4 86 .9 2.6
House purchase 5 172 1.8 5.3
Home improv 6 130 1.4 4.0
HH bills 7 35 .4 1.1
Special evnts 8 214 2.3 6.5
No spec reason 9 1427 15.1 43.7
Other 96 241 2.5 7.4
Missing or wild -9 30 .3 Missing
Inapplicable -8 5736 60.5 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 1 .0 Missing
Don’t know -1 25 .3 Missing
Valid cases 3268 Missing cases 6213
Question Route IF (DSAVE=1 AND DSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Office coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dsavey2 Second reason for saving
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF14 : What are you saving for?
Value Label Value Frequency % Valid %
Not mentioned 0 2836 29.9 86.1
Holidays 1 101 1.1 3.1
Old age 2 21 .2 .6
Car 3 44 .5 1.3
Children 4 18 .2 .5
House purchase 5 34 .4 1.0
Home improv 6 41 .4 1.2
HH bills 7 11 .1 .3
Special evnts 8 43 .5 1.3
No spec reason 9 94 1.0 2.9
Other 96 51 .5 1.5
Missing or wild -9 30 .3 Missing
Inapplicable -8 5736 60.5 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 3294 Missing cases 6187
Question Route IF (DSAVE=1 AND DSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

See note for DSAVEY1.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpppen Paid into private personal pension
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF15 : I’d like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1993 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?
Value Label Value Frequency % Valid %
Yes 1 1452 15.3 16.1
No 2 7588 80.0 83.9
Missing or wild -9 16 .2 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 4 .0 Missing
Valid cases 9040 Missing cases 441
Question Route ALL RESPONDENTS
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenb4 Personal pension started before 1.7.88
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF16 : Was your policy taken out before July 1st 1988 or since then?
Value Label Value Frequency % Valid %
Before 1.7.88 1 469 4.9 32.3
1.7.88 or since 2 938 9.9 64.6
Before and after 3 44 .5 3.0
Missing or wild -9 16 .2 Missing
Inapplicable -8 7592 80.1 Missing
Proxy respondent -7 421 4.4 Missing
Don’t know -1 1 .0 Missing
Valid cases 1451 Missing cases 8030
Question Route IF (DPPPEN=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS
Index Terms Financial Management: Pensions
Note

1.7.88 was date on which the UK laws relating to personal pensions were changed.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenb4yr Year pre 1.7.88 pension started
Record Type DINDRESP
Questionnaire Individual (80)
Question Number and Text DF17 : What year did you first take out a policy?
Mean Std Dev Minimum Maximum
84.04 4.94 43 88
Value Label Value Frequency % Valid %
Amount stated 1 411 4.3 100.0
Missing or wild -9 16 .2 Missing
Inapplicable -8 8575 90.4 Missing
Proxy respondent -7 421 4.4 Missing
Don’t know -1 58 .6 Missing
Valid cases 411 Missing cases 9070
Question Route IF (DPPPEN=1 AND DPENB4=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for DPENB4.
Variable Occurrence W2 W3 W4 W5 W6

dpenb4v Amount last payment to pre 1988 pension
Record Type DINDRESP
Questionnaire Individual (81)
Question Number and Text DF18 : How much was your last contribution or premium?
Mean Std Dev Minimum Maximum
128.10 207.39 2 999
Value Label Value Frequency % Valid %
Amount stated 1 412 4.3 100.0
Missing or wild -9 22 .2 Missing
Inapplicable -8 8575 90.4 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 8 .1 Missing
Don’t know -1 43 .5 Missing
Valid cases 412 Missing cases 9069
Question Route IF (DPPPEN=1 AND DPENB4=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for DPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenb4w Weeks covered pre 88 pension
Record Type DINDRESP
Questionnaire Individual (81)
Question Number and Text DF19OC : How long did this cover?
Mean Std Dev Minimum Maximum
8.54 13.44 1 52
Value Label Value Frequency % Valid %
Amount stated 1.00 411 4.3 100.0
Missing or wild -9.00 71 .7 Missing
Inapplicable -8.00 8575 90.4 Missing
Proxy respondent -7.00 421 4.4 Missing
One off payment -4.00 3 .0 Missing
Valid cases 411 Missing cases 9070
Question Route IF (DPPPEN=1 AND DPENB4=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for DPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenyr Year post 1.7.88 pension started
Record Type DINDRESP
Questionnaire Individual (81)
Question Number and Text DF20 : What year did you first take out a policy?
Value Label Value Frequency % Valid %
1988 88 69 .7 7.5
1989 89 145 1.5 15.7
1990 90 166 1.8 17.9
1991 91 125 1.3 13.5
1992 92 151 1.6 16.3
1993 93 136 1.4 14.7
1994 94 131 1.4 14.1
1995 95 3 .0 .3
Missing or wild -9 17 .2 Missing
Inapplicable -8 8062 85.0 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 1 .0 Missing
Don’t know -1 54 .6 Missing
Valid cases 926 Missing cases 8555
Question Route IF (DPPPEN=1 AND DPENB4=2) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88
Index Terms Financial Management: Pensions
Note

See note for DPENB4.
Variable Occurrence W2 W3 W4 W5 W6

dpenadd Additional contrib’n to post ’88 pension
Record Type DINDRESP
Questionnaire Individual (81)
Question Number and Text DF21 : Since September 1st 1993, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?
Value Label Value Frequency % Valid %
Yes 1 587 6.2 60.3
No 2 386 4.1 39.7
Missing or wild -9 23 .2 Missing
Inapplicable -8 8062 85.0 Missing
Proxy respondent -7 421 4.4 Missing
Don’t know -1 2 .0 Missing
Valid cases 973 Missing cases 8508
Question Route IF (DPPPEN=1 AND DPENB4=2) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenadv Amount last payment post 1.7.88 pension
Record Type DINDRESP
Questionnaire Individual (82)
Question Number and Text DF22 : How much was your last contribution?
Mean Std Dev Minimum Maximum
82.22 148.86 2 999
Value Label Value Frequency % Valid %
Amount stated 1 558 5.9 100.0
Missing or wild -9 26 .3 Missing
Inapplicable -8 8450 89.1 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 7 .1 Missing
Don’t know -1 19 .2 Missing
Valid cases 558 Missing cases 8923
Question Route IF (DPPPEN=1 AND DPENB4=2 AND DPENADD=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dpenadw Weeks covered post 88 pension
Record Type DINDRESP
Questionnaire Individual (82)
Question Number and Text DF23OC : How long did this cover?
Mean Std Dev Minimum Maximum
5.29 6.83 1 52
Value Label Value Frequency % Valid %
Amount stated 1.00 553 5.8 100.0
Missing or wild -9.00 51 .5 Missing
Inapplicable -8.00 8450 89.1 Missing
Proxy respondent -7.00 421 4.4 Missing
One off payment -4.00 5 .1 Missing
Don’t know -1.00 1 .0 Missing
Valid cases 553 Missing cases 8928
Question Route IF (DPPPEN=1 AND DPENB4=2 AND DPENADD=1) Asked if R has since 1.9.93 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions towards the pension
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

dfthh Transfers money within household
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF25 : Please tell me whether you give or transfer money to any member of your household for any of the purposes listed on this card (38)?
Value Label Value Frequency % Valid %
Yes 1 1726 18.2 22.3
No 2 6016 63.5 77.7
Inapplicable -8 1316 13.9 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 2 .0 Missing
Valid cases 7742 Missing cases 1739
Question Route IF (DHHSIZE GT 1) Asked if R lives in other than a single person household
Index Terms Financial Management: Internal Transfers
Note

Includes housekeeping, payments for ‘keep’, allowances, but not repayment of loans.
Variable Occurrence W1 W2 W3 W4 W5

dfthh1 1st recipient of internal money transfer
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26A1 : Who do you give or transfer money to? (1st recipient)
Value Label Value Frequency % Valid %
1 564 5.9 32.8
2 986 10.4 57.4
3 104 1.1 6.1
4 42 .4 2.4
5 9 .1 .5
6 11 .1 .6
8 3 .0 .2
Missing or wild -9 7 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Don’t know -1 2 .0 Missing
Valid cases 1719 Missing cases 7762
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

Person number recorded.
Variable Occurrence W1 W2 W3 W4 W5

dfthh11 Pays rent to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B1 : What is this money (transfer to 1st recipient) for? Rent
Value Label Value Frequency % Valid %
Not mentioned 0 1535 16.2 89.3
Rent 1 183 1.9 10.7
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh12 Pays housekeeping to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B2 : What is this money (transfer to 1st recipient) for? Housekeeping Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 1103 11.6 64.2
Housekeeping 1 615 6.5 35.8
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh13 Pays board to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B3 : What is this money (transfer to 1st recipient) for? Board/Keep
Value Label Value Frequency % Valid %
Not mentioned 0 1194 12.6 69.5
Board and keep 1 524 5.5 30.5
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh14 Pays allowance to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B4 : What is this money (transfer to 1st recipient) for? Personal Spending or Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 1442 15.2 83.9
Pers spending/allow 1 276 2.9 16.1
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh15 Pays h/hold bills or food to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B5 : What is this money (transfer to 1st recipient) for? Household bill or food
Value Label Value Frequency % Valid %
Not mentioned 0 1181 12.5 68.7
HH bills/food 1 537 5.7 31.3
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh16 Makes other transfer to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B6 : What is this money (transfer to 1st recipient) for? Other
Value Label Value Frequency % Valid %
Not mentioned 0 1661 17.5 96.7
Other 1 57 .6 3.3
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 1718 Missing cases 7763
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh1v Amount transferred to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26C : About how much do you give to (person 1)
Mean Std Dev Minimum Maximum
121.59 214.47 3 3000
Value Label Value Frequency % Valid %
Amount stated 1 1598 16.9 100.0
Missing or wild -9 10 .1 Missing
Inapplicable -8 7332 77.3 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 51 .5 Missing
Don’t know -1 69 .7 Missing
Valid cases 1598 Missing cases 7883
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

See Note for DFTHH1W.
Variable Occurrence W1 W2 W3 W4 W5

dfthh1w Weeks covered by transfer to 1st person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26DOC : How often do you give (person 1) this money (for any purpose)?
Value Label Value Frequency % Valid %
.20 1 .0 .1
.80 1 .0 .1
1.00 986 10.4 59.1
2.00 62 .7 3.7
4.00 4 .0 .2
4.33 577 6.1 34.6
9.00 1 .0 .1
13.00 23 .2 1.4
21.70 1 .0 .1
52.00 8 .1 .5
99.80 3 .0 .2
Missing or wild -9.00 33 .3 Missing
Inapplicable -8.00 7332 77.3 Missing
Proxy respondent -7.00 421 4.4 Missing
One-off payment -5.00 4 .0 Missing
Refused -2.00 4 .0 Missing
Don’t know -1.00 20 .2 Missing
Valid cases 1667 Missing cases 7814
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

Variables associated with payments or receipts include two for each, the amount of the receipt or payment (here DFTHH1V), and the period in weeks which it covered (here DFTHH1W). These variables should not be used without first converting to a common time metric (e.g. dividing by the number of weeks).
Variable Occurrence W1 W2 W3 W4 W5

dfthh2 2nd recipient of internal money transfer
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26A2 : Who do you give or transfer money to? (2nd recipient)
Value Label Value Frequency % Valid %
1 11 .1 19.0
2 17 .2 29.3
3 13 .1 22.4
4 13 .1 22.4
5 4 .0 6.9
Missing or wild -9 6 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 58 Missing cases 9423
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

Person number recorded.
Variable Occurrence W1 W2 W3 W4 W5

dfthh21 Pays rent to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B12 : What is this money (transfer to 2nd recipient) for? Rent
Value Label Value Frequency % Valid %
Not mentioned 0 59 .6 100.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh22 Pays housekeeping to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B22 : What is this money (transfer to 2nd recipient) for? Housekeeping allowance
Value Label Value Frequency % Valid %
Not mentioned 0 56 .6 94.9
Housekeeping 1 3 .0 5.1
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh23 Pays board to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B32 : What is this money (transfer to 2nd recipient) for? Board/Keep
Value Label Value Frequency % Valid %
Not mentioned 0 57 .6 96.6
Board and keep 1 2 .0 3.4
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh24 Pays allowance to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B42 : What is this money (transfer to 2nd recipient) for? Personal Spending or Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 36 .4 61.0
Personal spending 1 23 .2 39.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Allowances
Variable Occurrence W1 W2 W3 W4 W5

dfthh25 Pays h/hold bills or food to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B52 : What is this money (transfer to 2nd recipient) for? Household bill or food
Value Label Value Frequency % Valid %
Not mentioned 0 41 .4 69.5
HH bills/food 1 18 .2 30.5
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh26 Makes other transfer to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B62 : What is this (transfer to 2nd recipient) money for? Other
Value Label Value Frequency % Valid %
Not mentioned 0 45 .5 76.3
Other 1 14 .1 23.7
Missing or wild -9 5 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 59 Missing cases 9422
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh2v Amount transferred to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26C2 : About how much in total do you give to (person 2)?
Mean Std Dev Minimum Maximum
153.15 500.06 3 3000
Value Label Value Frequency % Valid %
Amount stated 1 54 .6 100.0
Missing or wild -9 7 .1 Missing
Inapplicable -8 8996 94.9 Missing
Proxy respondent -7 421 4.4 Missing
Refused -2 1 .0 Missing
Don’t know -1 2 .0 Missing
Valid cases 54 Missing cases 9427
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

See Note for DFTHH2W.
Variable Occurrence W1 W2 W3 W4 W5

dfthh2w Weeks covered by transfer to 2nd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26DOC2 : How often do you give (person 2) this money (for any purpose)?
Value Label Value Frequency % Valid %
1.00 15 .2 27.8
2.00 1 .0 1.9
4.33 30 .3 55.6
13.00 5 .1 9.3
52.00 3 .0 5.6
Missing or wild -9.00 9 .1 Missing
Inapplicable -8.00 8996 94.9 Missing
Proxy respondent -7.00 421 4.4 Missing
Don’t know -1.00 1 .0 Missing
Valid cases 54 Missing cases 9427
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

Variables associated with payments or receipts include two for each, the amount of the receipt or payment (here DFTHH2V), and the period in weeks which it covered (here DFTHH2W). These variables should not be used without first converting to a common time metric (e.g. dividing by the number of weeks).
Variable Occurrence W1 W2 W3 W4 W5

dfthh3 3rd recipient of internal money transfer
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26A3 : Who do you give or transfer money to? (3rd recipient)
Value Label Value Frequency % Valid %
2 1 .0 12.5
4 4 .0 50.0
5 3 .0 37.5
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Note

Person number recorded.
Variable Occurrence W1 W2 W3 W4 W5

dfthh31 Pays rent to 3rd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B13 : What is this money (transfer to 3rd recipient) for? Rent
Value Label Value Frequency % Valid %
Not mentioned 0 8 .1 100.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any members of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh32 Pays housekeeping to 3rd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B23 : What is this money (transfer to 3rd recipient) for? Housekeeping allowance
Value Label Value Frequency % Valid %
Not mentioned 0 8 .1 100.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any members of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh33 Pays board to 3rd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B33 : What is this money (transfer to 3rd recipient) for? Board/Keep
Value Label Value Frequency % Valid %
Not mentioned 0 8 .1 100.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any members of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh34 Pays allowance to 3rd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B43 : What is this money (transfer to 3rd recipient) for? Personal Spending or Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 6 .1 75.0
Personal spending 1 2 .0 25.0
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any members of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5

dfthh35 Pays h/hold bills or food to 3rd person
Record Type DINDRESP
Questionnaire Individual (83)
Question Number and Text DF26B53 : What is this money (transfer to 3rd recipient) for? Household bill or food
Value Label Value Frequency % Valid %
Not mentioned 0 5 .1 62.5
HH bills/food 1 3 .0 37.5
Missing or wild -9 5 .1 Missing
Inapplicable -8 9047 95.4 Missing
Proxy respondent -7 421 4.4 Missing
Valid cases 8 Missing cases 9473
Question Route IF (DHHSIZE GT 1 AND DFTHH=1) Asked if R lives in other than a single person household and transfers money to any members of household for any of the reasons listed
Index Terms Financial Management: Internal Transfers
Variable Occurrence W1 W2 W3 W4 W5