Subjcat8 - Institute for Social and Economic Research (ISER)

Previous Section

Name	Label	Record	Waves 1 – 18
Financial Management: Pensions
wCONTR	occup. pension contr.	wHHRESP	`A B C D E F G H I J K L M N O P Q R`
wPCK1	Valid year for private pens	wINDRESP	`- - - - - - - - - - - - - - - P Q R`
wPCK2	Valid year for private pens before 1.7.1998	wINDRESP	`- - - - - - - - - - - - - - - P Q R`
wPENADD	Additional contrib’n to post ’88 pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENADV	Amount last payment post 1.7.88 pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENADW	Weeks covered post 88 pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENB4	Personal pension started before 1.7.88	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENB4V	Amount last payment to pre 1988 pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENB4W	Weeks covered pre 88 pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENB4Y4	Year pre 1.7.88 pension started	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENB4YR	Year pre 1.7.88 pension started	wINDRESP	`- B C D E F - - - - - - - - - - - -`
wPENCK1	Resp. retirement and pension status	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wPENCK2	Retirement income check	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wPENMCN	Contributions made to emplyer’s pension scheme	wINDRESP	`- - - - - - - - - - K - - - O - - -`
wPENMEX	Have employers pension scheme	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wPENMJN	Year joined employers pension scheme	wINDRESP	`- - - - - - - - - - K - - - - - - -`
wPENMPY	Percentage of pay/salary made	wINDRESP	`- - - - - - - - - - K - - - O - - -`
wPENMSP	Spouse/partner to receive benefits	wINDRESP	`- - - - - - - - - - K - - - - - - -`
wPENMTP	Final pension calculated	wINDRESP	`- - - - - - - - - - K - - - O - - -`
wPENSOC	Previous occupation providing pension	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wPENSPB	Partner receive benefits under occup pension scheme	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wPENVRF	Contrib to private pens post 1.9.1998	wINDRESP	`- - - - - - - - - - - - - - - P Q R`
wPENYR4	Year post 1.7.88 pension started	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPENYR	Year post 1.7.88 pension started	wINDRESP	`- B C D E F - - - - - - - - - - - -`
wPPPEN	Paid into private personal pension	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wPPPEX	Have private pension scheme	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wPPPEXM	Any other retirement income	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wRETAMT	Ratio of post- to pre-retirement income	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wRETEXP	Post retirement income more or less than pre	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wRETSUF	Adequacy of retirement income	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wRF2CK	Have no current private pension	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRF6CK	Resp. aged 40+?	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDA	Retirement income: state pension	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDB	Retirement income: savings	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDC	Retirement income: downsizing house	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDD	Retirement income: borrowing against house	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDE	Retirement income: renting rooms in house	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDF	Retirement income: renting out property	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDG	Retirement income: sale of other property	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDH	Retirement income: business income	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDI	Retirement income: sale of valuables	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDJ	Retirement income: future inheritance	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDK	Retirement income: family	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDL	Retirement income: partner	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDM	Retirement income: work	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDN	Retirement income: future pension scheme	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDO	Retirement income: something else	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wRTFNDP	Retirement income: none of the above	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wSPPEN	Benefit from spouse’s pension scheme	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wSTAKEH	Member of stakeholder pension scheme	wINDRESP	`- - - - - - - - - - K - - - O P - -`
wYNOPEN1	Why not paying into a pension: 1st mention	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wYNOPEN2	Why not paying into a pension: 2nd mention	wINDRESP	`- - - - - - - - - - - - - - - P - -`
wYRCONTR	hh ann. occup. pens. contrib.	wHHRESP	`A B C D E F G H I J K L M N O P Q R`

Name	Label	Record	Waves 1 – 18
Financial Management: Personal Spending
wBSCNSP1	How conversion bonus spent 1st mention	wINDRESP	`- - - - - - G - - - - - - - - - - -`
wBSCNSP2	How conversion bonus spent 2nd mention	wINDRESP	`- - - - - - G - - - - - - - - - - -`
wBSCNSP	Use made of conversion bonus	wINDRESP	`- - - - - - G - - - - - - - - - - -`
wHUASKS	Consultation about spending on self	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wXPLEIS	Amount spent on leisure per month	wINDRESP	`- - - - - - G H I J K L M N O P Q R`
wXPMEAL	Amount spent eating out per month	wINDRESP	`- - - - - - G H I J K L M N O P Q R`
wXPSELF	Amount of weekly personal spending	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wYPPKML	pounds: money last week for yourself ?	wYOUTH	`- - - D E F G H I J K - - - O - - -`
wYPPKMP	pennies: money last week for yourself ?	wYOUTH	`- - - D E F G H I J K - - - O - - -`
wYPSAVE	use of personal money	wYOUTH	`- - - - - - G H I J K - - - O - - -`

Name	Label	Record	Waves 1 – 18
Financial Management: Problems
wHSCANA	Keep home adequately warm	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCANB	Pay for annual holiday	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCANC	Replace furniture	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCAND	Buy new clothes	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCANE	Eat meat on alternate days	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCANF	Feed visitors once a month	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCANH	Two pairs of shoes for each adult	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wHSCANK	Keep house well decorated	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wHSCANL	Have hhold contents insurance	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wHSCNTA	Would like to keep home warm	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTB	Would like to pay for annual holiday	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTC	Would like to replace furniture	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTD	Would like to buy new clothes	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTE	Would like meat on alternate days	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTF	Would like visitors once a month	wHHRESP	`- - - - - F G H I J K L M N O P Q R`
wHSCNTH	Would like two pairs of shoes for each	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wHSCNTK	Would like to keep house well decorated	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wHSCNTL	Would like to have contents insurance	wHHRESP	`- - - - - - - - - - - - - N O P Q R`
wXPBLDF	Problems paying household bills	wHHRESP	`- - - - E - - - - - - - - - - - - -`
wXPHPDF	Repayments a burden on household	wHHRESP	`- - - - E F G H I J K L M N O P Q R`
wXPHP	Repayments on hire purchase or loans	wHHRESP	`- - - - E F G H I J K L M N O P Q R`
wXPHSD1	Housing payments required borrowing	wHHRESP	`A B C D E F G H I J K L M N O P Q R`
wXPHSD2	Housing payments required cutbacks	wHHRESP	`A B C D E F G H I J K L M N O P Q R`
wXPHSDB	Been 2+ months late with housing payment	wHHRESP	`A B C D E F G H I J K L M N O P Q R`
wXPHSDF	Problems paying for housing over year	wHHRESP	`A B C D E F G H I J K L M N O P Q R`

Name	Label	Record	Waves 1 – 18
Financial Management: Savings and Bank Accounts
wBANKAC	Holds a personal savings account	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wBANK	Have non-regular savings	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKJ1	PNO 1st person with whom shares account	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wBANKJ2	PNO 2nd person with whom shares account	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wBANKJ	Name savings held in	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKJT	Holds joint account with other in h/hold	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wBANKKB1	Savings amount to 1000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKKB2	Savings amount to 5000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKKB3	Savings amount to 10,000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKKB4	Savings amount to 500 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wBANKK	Amount in account(s) – non-reg saving	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wCCBILL	Resp. pay bills for store/credit cards	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wFCCARD	Resp. has store/credit cards	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wFIYRDB1	Over 500 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDB2	Over 1000 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDB3	Over 5000 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDB4	Over 2500 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDB5	Over 10000 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDB6	Over 100 in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDIA	Amount received in interest/dividends	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDIC	Amount interest/dividends – computed	wINDRESP	`- - - - - - - - I J K L M N O P Q R`
wFIYRDI	Income last year from dividends/interest	wINDRESP	`A B C D E F G H - - - - - - - - - -`
wFIYRDIU	Income last yr dividend/interest > 1000	wINDRESP	`- - C D E F G H - - - - - - - - - -`
wHUDRAW	Who draws from the joint bank account	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wNCCARD	Number of store/credit cards	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wNVESTA	Savings/investments: nat sav certificates	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTB	Savings/investments: premium bonds	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTC1	Over 5000 in investments	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTC2	Over 15000 in investments	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTC3	Over 50000 in investments	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTC4	Over 1000 in investments	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTC5	Over 100000 in investments	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wNVESTC	Savings/investments: unit/investment trust	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTD	Savings/investments: PEP	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTE	Savings/investments: shares	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTF	Savings/investments: nat sav bonds	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTG	Savings/investments: other	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTH	Savings/investments: savings account	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVESTI	Savings/investments: nat sav bank	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVEST	IC: F15 = 4 TO 10 – Investments	wINDRESP	`- - - - E - - - - J - - - - - - - -`
wNVESTJ	Savings/investments: tessa/ISA	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTK	Total value of investments	wINDRESP	`- - - - E - - - - J - - - - O - - -`
wNVESTL	Which investment is largest asset	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wNVESTN	IC: No. investment types held	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wNVESTNN	Savings/investments: none	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVESTSJ	Investments in sole name or jointly held	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVESTSK	Amnt. investments held in sole name	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVESTSP	Percentage share of investments	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wNVSTPN1	PNO of 1st joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wNVSTPN2	PNO of 2nd joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wNVSTPN3	PNO of 3rd joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wOPXPCR	Right time to use credit	wINDRESP	`- - C D E - - - - - - - - - - - - -`
wOPXPSV	Right time to use savings	wINDRESP	`- - C D E - - - - - - - - - - - - -`
wSAVED	Amount saved each month	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wSAVE	Saves from current income	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wSAVEJ	Name savings held in	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEKB1	Savings amount to 1000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEKB2	Savings amount to 5000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEKB3	Savings amount to 10,000 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEKB4	Savings amount to 500 or more	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEK	Amount in account(s) – regular saving	wINDRESP	`- - - - E - - - - - - - - - - - - -`
wSAVEY1	First reason for saving	wINDRESP	`- - C D E F G H I J K L M N O P Q R`
wSAVEY2	Second reason for saving	wINDRESP	`- - C D E F G H I J K L M N O P Q R`
wSAVEY	Reason for saving	wINDRESP	`A B - - - - - - - - - - - - - - - -`
wSAVLT	Savings mainly long or short term	wINDRESP	`- - - - - - - - - J K L M N O P Q R`
wSAVREG	Saves on a regular basis	wINDRESP	`- - - - - - - - - J K L M N O P Q R`
wSVAC	IC: F15 = 1 TO 3 – Savings accounts	wINDRESP	`- - - - - - - - - J - - - - - - - -`
wSVACKB1	Over 1000 in savings	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACKB2	Over 5000 in savings	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACKB3	Over 10000 in savings	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACKB4	Over 500 in savings	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACKB5	Over 20000 in savings	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wSVACK	Amnt. in savings account, tessa or ISA	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACPN1	PNO of 1st joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wSVACPN2	PNO of 2nd joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wSVACPN3	PNO of 3rd joint holder	wINDRESP	`- - - - - - - - - - - - - - O - - -`
wSVACSJ	Savings in sole name or jointly held	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACSK	Amnt. savings held in sole name	wINDRESP	`- - - - - - - - - J - - - - O - - -`
wSVACSP	Percentage share of total savings	wINDRESP	`- - - - - - - - - J - - - - O - - -`

Name	Label	Record	Waves 1 – 18
Gender Roles
wFAIR1	Is allocation of housework fair	wINDRESP	`- B - - - - G - - - - - - - - - - -`
wFAIR2	Are childcare arrangements fair	wINDRESP	`- B - - - - G - - - - - - - - - - -`
wHOWLNG	Hours per week on housework	wINDRESP	`- B C D E F G H I J K L M N O P Q R`
wHUBOSS	Household finacial decisions	wINDRESP	`A B C D E - - - - - - - - - O - - -`
wHUCOOK	Who does the cooking (singles)	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUDOES	Who does housework (couples)	wINDRESP	`- B - - - - - - - - - - - - - - - -`
wHUDRAW	Who draws from the joint bank account	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUDUST	Who does the cleaning (singles)	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUKEEP	Who is responsible for housekeeping	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUNURS	Who cares for ill children	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wHUPAYS	Who is responsible for h/hold bills	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHURUNS	Resp. organises finances	wINDRESP	`A B C D E - - - - - - - - - O - - -`
wHUSHOP	Who does the grocery shopping (singles)	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUSITS	Who is responsible for childcare	wINDRESP	`A B - D E F G H I J K L M N O P Q R`
wHUWASH	Who does the washing /ironing (singles)	wINDRESP	`A - - - - - - - - - - - - - - - - -`
wHUXPCH	Who pays for childcare	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wJBCHC1	Childcare: 1st mention	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wJBCHC2	Childcare: 2nd mention	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wJBCHC3	Childcare: 3rd mention	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wOPFAMA	Pre-school child suffers if mother works	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMB	Family suffers if mother works full-time	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMC	Woman and family happier if she works	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMD	Husband and wife should both contribute	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAME	Full time job makes woman independent	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMF	Husband should earn, wife stay at home	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMG	Children need father as much as mother	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMI	Single parents are as good as couples	wINDRESP	`A - C - E - G - I - K - M - O - Q -`
wOPFAMM	The man should be head of household	wINDRESP	`- B - D - F - - - - - - - - - - - -`
wRACH12	Responsible for dependent child under 12	wINDRESP	`A B C D E F G H I J K L M N O P Q R`
wYPOPFB	Family suffers if women work full-time	wYOUTH	`- - - - E F - - I J K - - - O - - R`
wYPOPFF	Husband should earn, wife stay at home	wYOUTH	`- - - - E F - - I J K - - - O - - R`

Next Section

Financial Management: Pensions

Financial Management: Personal Spending

Financial Management: Problems

Financial Management: Savings and Bank Accounts

Gender Roles