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af117 Income: invalidity pension
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF117 : Have you yourself or jointly with others since 1.9.90 received Invalidity Pension, Benefit or Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9567 93.2 96.8
Invalidity pens 17 317 3.1 3.2
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5

af118 Income: industrial injury allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF118 : Have you yourself or jointly with others since 1.9.90 received Industrial Injury or Disablement Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9831 95.8 99.5
Ind injury allow 18 53 .5 .5
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af119 Income: attendance allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF119 : Have you yourself or jointly with others since 1.9.90 received Attendance Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9761 95.1 98.8
Attendance allow 19 123 1.2 1.2
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af120 Income: mobility allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF120 : Have you yourself or jointly with others since 1.9.90 received Mobility Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9759 95.1 98.7
Mobility allow 20 125 1.2 1.3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

af121 Income: invalid care allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF121 : Have you yourself or jointly with others since 1.9.90 received Invalid Care Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9854 96.0 99.7
Inv care allow 21 30 .3 .3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af122 Income: war disability pension
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF122 : Have you yourself or jointly with others since 1.9.90 received War Disability Pension
Value Label Value Frequency % Valid %
Not mentioned 0 9859 96.1 99.7
War disabl pens 22 25 .2 .3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af133 Income: unemployment benefit (UB)
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF131 : Have you yourself or jointly with others since 1.9.90 received Unemployment Benefit
Value Label Value Frequency % Valid %
Not mentioned 0 9638 93.9 97.5
Unempl benefit 33 247 2.4 2.5
Missing or wild -9 27 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9885 Missing cases 379
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

af132 Income: income support (IS)
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF132 : Have you yourself or jointly with others since 1.9.90 received Income Support (Supplementary Benefit)
Value Label Value Frequency % Valid %
Not mentioned 0 9074 88.4 91.8
Income support 32 812 7.9 8.2
Missing or wild -9 26 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9886 Missing cases 378
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af131 Income: both UB and IS
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF133 : Have you yourself or jointly with others since 1.9.90 received Unemp. Benefit and Income Support together
Value Label Value Frequency % Valid %
Not mentioned 0 9791 95.4 99.1
Unempl/incme supt 31 93 .9 .9
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

af134 Income: NI sickness benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF134 : Have you yourself or jointly with others since 1.9.90 received N.I. Sickness Benefit (Not employer’s sick pay)
Value Label Value Frequency % Valid %
Not mentioned 0 9758 95.1 98.7
NI sick benefit 34 126 1.2 1.3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5

af135 Income: child benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF135 : Have you yourself or jointly with others since 1.9.90 received Child Benefit
Value Label Value Frequency % Valid %
Not mentioned 0 8072 78.6 81.7
Child benefit 35 1813 17.7 18.3
Missing or wild -9 27 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9885 Missing cases 379
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af136 Income: one parent benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF136 : Have you yourself or jointly with others since 1.9.90 received One Parent Benefit
Value Label Value Frequency % Valid %
Not mentioned 0 9682 94.3 98.0
One parent benefit 36 202 2.0 2.0
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16

af137 Income: family credit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF137 : Have you yourself or jointly with others since 1.9.90 received Family Credit
Value Label Value Frequency % Valid %
Not mentioned 0 9761 95.1 98.8
Family credit 37 123 1.2 1.2
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af138 Income: maternity allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF138 : Have you yourself or jointly with others since 1.9.90 received Maternity Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9822 95.7 99.4
Maternity allow 38 63 .6 .6
Missing or wild -9 27 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9885 Missing cases 379
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af139 Income: housing benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF139 : Have you yourself or jointly with others since 1.9.90 received Housing Benefit (Rent rebate or rent allowance)
Value Label Value Frequency % Valid %
Not mentioned 0 9045 88.1 91.5
Housing benefit 39 840 8.2 8.5
Missing or wild -9 27 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9885 Missing cases 379
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af140 Income: community charge benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF140 : Have you yourself or jointly with others since 1.9.90 received Community Charge Benefit
Value Label Value Frequency % Valid %
Not mentioned 0 8865 86.4 89.7
Comm charge bene 40 1019 9.9 10.3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af141 Income: other state benefit
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF141 : Have you yourself or jointly with others since 1.9.90 received Any other state benefit
Value Label Value Frequency % Valid %
Not mentioned 0 9848 95.9 99.6
Other state bene 41 36 .4 .4
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af151 Income: educational grant
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF151 : Have you yourself or jointly with others since 1.9.90 received Educational Grant
Value Label Value Frequency % Valid %
Not mentioned 0 9681 94.3 97.9
Educa grant 51 203 2.0 2.1
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Grants for Education
Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af152 Income: trade union payments
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF152 : Have you yourself or jointly with others since 1.9.90 received Trade Union/ Friendly Society Payments
Value Label Value Frequency % Valid %
Not mentioned 0 9858 96.0 99.7
T U/friendly soc pay 52 26 .3 .3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Trade Unions and Union Membership
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af153 Income: maintenance or alimony
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF153 : Have you yourself or jointly with others since 1.9.90 received Maintenance or Alimony
Value Label Value Frequency % Valid %
Not mentioned 0 9743 94.9 98.6
Maint or alimony 53 141 1.4 1.4
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af154 Income: payments from relations
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF154 : Have you yourself or jointly with others since 1.9.90 received Payments from a family member not living here
Value Label Value Frequency % Valid %
Not mentioned 0 9781 95.3 99.0
Payment abs relative 54 103 1.0 1.0
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af155 Income: rent from lodgers
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF155 : Have you yourself or jointly with others since 1.9.90 received Rent from Boarders or lodgers
Value Label Value Frequency % Valid %
Not mentioned 0 9792 95.4 99.1
Rent/boarders/lodger 55 91 .9 .9
Missing or wild -9 29 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9883 Missing cases 381
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af156 Income: rent from other property
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF156 : Have you yourself or jointly with others since 1.9.90 received Rent from any other property
Value Label Value Frequency % Valid %
Not mentioned 0 9754 95.0 98.7
Rent other prop 56 129 1.3 1.3
Missing or wild -9 29 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9883 Missing cases 381
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af157 Income: foster allowance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF157 : Have you yourself or jointly with others since 1.9.90 received Foster Allowance
Value Label Value Frequency % Valid %
Not mentioned 0 9880 96.3 100.0
Foster allowance 57 4 .0 .0
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af158 Income: sickness or accident insurance
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF158 : Have you yourself or jointly with others since 1.9.90 received Sickness or accident insurance
Value Label Value Frequency % Valid %
Not mentioned 0 9859 96.1 99.7
Sick/acci insurance 58 25 .2 .3
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

af159 Income: any other payment
Record Type AINDRESP
Questionnaire Individual (89)
Question Number and Text AF159 : Have you yourself or jointly with others since 1.9.90 received Any other payment (Give details)
Value Label Value Frequency % Valid %
Not mentioned 0 9777 95.3 98.9
Any other payment 59 107 1.0 1.1
Missing or wild -9 28 .3 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 9884 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See definitions in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

anf1 Income: total number of cited sources
Record Type AINDRESP
Questionnaire Individual (90)
Question Number and Text AF2 : Interviewer check: How many sources of income in total were recorded above?
Value Label Value Frequency % Valid %
0 4286 41.8 43.4
1 2655 25.9 26.9
2 1705 16.6 17.3
3 788 7.7 8.0
4 310 3.0 3.1
5 103 1.0 1.0
6 32 .3 .3
7 3 .0 .0
8 2 .0 .0
Missing or wild -9 4 .0 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 24 .2 Missing
Valid cases 9884 Missing cases 380
Question Route ALL
Index Terms Incomes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

afisbm Month Income Support/Supp. Benefit began
Record Type AINDRESP
Questionnaire Individual (90)
Question Number and Text AF3GM : Can you tell me when your current period of receiving Income Support (or supplementary benefit) began?
Value Label Value Frequency % Valid %
January 1 22 .2 7.2
February 2 26 .3 8.5
March 3 19 .2 6.2
April 4 31 .3 10.1
May 5 17 .2 5.5
June 6 28 .3 9.1
July 7 33 .3 10.7
August 8 33 .3 10.7
September 9 42 .4 13.7
October 10 25 .2 8.1
November 11 18 .2 5.9
December 12 13 .1 4.2
Missing or wild -9 9406 91.6 Missing
Inapplicable -8 1 .0 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 3 .0 Missing
Don’t know -1 195 1.9 Missing
Valid cases 307 Missing cases 9957
Question Route IF (ANF1 GE 1 AND AFICODE=32 OR 33 AND AFR01 TO AFR16=1) Asked if R received Income Support all months since 1.9.90
Index Terms Incomes: Benefits and Allowances and Pensions
Variable Occurrence W1

afisby Year Income Support/Supp. Benefit began
Record Type AINDRESP
Questionnaire Individual (90)
Question Number and Text AF3GY : Can you tell me when your current period of receiving Income Support (or supplementary benefit) began?
Valid cases 447 Missing cases 9817
Index Terms Incomes: Benefits and Allowances and Pensions
Variable Occurrence W1

afisit Financial situation
Record Type AINDRESP
Questionnaire Individual (95)
Question Number and Text AF4 : How well would you say you yourself are managing financially these days? Would you say you are …
Value Label Value Frequency % Valid %
Living comfortably 1 2655 25.9 26.9
Doing alright 2 2766 26.9 28.0
Just abt getting by 3 3108 30.3 31.5
Finding it quite dif 4 871 8.5 8.8
Finding it very diff 5 478 4.7 4.8
Missing or wild -9 16 .2 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 4 .0 Missing
Don’t know -1 14 .1 Missing
Valid cases 9878 Missing cases 386
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

afisitc Change in financial position last year
Record Type AINDRESP
Questionnaire Individual (95)
Question Number and Text AF5 : Would you say that you yourself are better off, worse off or about the same financially than you were a year ago?
Value Label Value Frequency % Valid %
Better off 1 2305 22.5 23.4
Worse off 2 2849 27.8 28.9
About same 3 4710 45.9 47.7
Missing or wild -9 19 .2 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 4 .0 Missing
Don’t know -1 25 .2 Missing
Valid cases 9864 Missing cases 400
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

afisitx Financial expectations for year ahead
Record Type AINDRESP
Questionnaire Individual (95)
Question Number and Text AF6 : Looking ahead, how do you think you yourself will be financially a year from now, will you be …
Value Label Value Frequency % Valid %
Better than now 1 2681 26.1 28.9
Worse than now 2 1459 14.2 15.7
About the same 3 5138 50.1 55.4
Missing or wild -9 19 .2 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 4 .0 Missing
Don’t know -1 611 6.0 Missing
Valid cases 9278 Missing cases 986
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

afiyrdi Income last year from dividends/interest
Record Type AINDRESP
Questionnaire Individual (95)
Question Number and Text AF8 : In the past 12 months about how much have you received in the way of dividends or interest from any savings and investments you may have? Was it…
Value Label Value Frequency % Valid %
Nothing 1 4338 42.3 43.8
Under 100 pounds 2 2599 25.3 26.2
100-1000 pounds 3 2213 21.6 22.3
1000+ pounds 4 762 7.4 7.7
Var Proxy resp -7 352 3.4 Missing
Valid cases 9912 Missing cases 352
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

Includes imputed data. As this is a variable directly associated with a question, the imputation flag AFIYRDII takes missing value code of original variable (e.g. Don’t know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8

asave Saves from current income
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF9 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills?
Value Label Value Frequency % Valid %
Yes 1 4037 39.3 41.2
No 2 5750 56.0 58.8
Missing or wild -9 20 .2 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 101 1.0 Missing
Don’t know -1 4 .0 Missing
Valid cases 9787 Missing cases 477
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

asaved Amount saved each month
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF10 : About how much on average do you manage to save a month?
Mean Std Dev Minimum Maximum
112.04 241.37 1 9997
Value Label Value Frequency % Valid %
Amount Stated 1 3494 34.0 100.0
Missing or wild -9 35 .3 Missing
Inapplicable -8 5855 57.0 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 156 1.5 Missing
Don’t know -1 372 3.6 Missing
Valid cases 3494 Missing cases 6770
Question Route IF (ASAVE=1) Asked if R saves some of income
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Amount saved by R alone.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

asavey Reason for saving
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF11 : What are you saving for?
Value Label Value Frequency % Valid %
Holidays 1 644 6.3 19.4
Old age 2 324 3.2 9.8
Car 3 153 1.5 4.6
Children 4 86 .8 2.6
House purchase 5 146 1.4 4.4
Home improv 6 135 1.3 4.1
HH bills 7 33 .3 1.0
Special evnts 8 212 2.1 6.4
No spec reason 9 1339 13.0 40.3
Other 96 251 2.4 7.6
Missing or wild -9 95 .9 Missing
Inapplicable -8 6383 62.2 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 90 .9 Missing
Don’t know -1 21 .2 Missing
Valid cases 3323 Missing cases 6941
Question Route IF (ASAVE=1 AND ASAVED NE -1,-2) Asked if R saves some of income and recorded amount
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

After Wave Two, respondents are allowed to give two reasons: wSAVEY1 and wSAVEY2.
Variable Occurrence W1 W2

abankac Holds a personal savings account
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF12 : Do you have your own personal account with a bank, Post Office, or Building Society? By that I mean any that are in your name only?
Value Label Value Frequency % Valid %
Yes 1 6569 64.0 66.8
No 2 3258 31.7 33.2
Missing or wild -9 26 .3 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 59 .6 Missing
Valid cases 9827 Missing cases 437
Question Route ALL RESPONDENTS
Index Terms Financial Management: Savings and Bank Accounts
Variable Occurrence W1

abankjt Holds joint account with other in h/hold
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF14 : Do you have any joint accounts with someone else who lives here?
Value Label Value Frequency % Valid %
Yes 1 4597 44.8 55.1
No 2 3749 36.5 44.9
Missing or wild -9 109 1.1 Missing
Inapplicable -8 1413 13.8 Missing
Proxy respondent -7 352 3.4 Missing
Refused -2 44 .4 Missing
Valid cases 8346 Missing cases 1918
Question Route IF (AHHSIZE GT 1) Asked if R lives in other than a single person household
Index Terms Financial Management: Savings and Bank Accounts
Note

Includes current and savings accounts.
Variable Occurrence W1

abankj1 PNO 1st person with whom shares account
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF15P1 : Who is this joint account with? (1st Person)
Value Label Value Frequency % Valid %
1 2298 22.4 50.4
2 2218 21.6 48.7
3 23 .2 .5
4 18 .2 .4
5 1 .0 .0
6 1 .0 .0
Missing or wild -9 147 1.4 Missing
Inapplicable -8 5206 50.7 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 4559 Missing cases 5705
Question Route IF (AHHSIZE GT 1 AND ABANKJT=1) Asked if R lives in other than a single person household and holds a joint bank account
Index Terms Financial Management: Savings and Bank Accounts
Variable Occurrence W1

abankj2 PNO 2nd person with whom shares account
Record Type AINDRESP
Questionnaire Individual (96)
Question Number and Text AF15P2 : Who is this joint account with? (2nd Person)
Value Label Value Frequency % Valid %
Not mentioned 0 4542 44.3 99.0
1 7 .1 .2
2 22 .2 .5
3 10 .1 .2
4 3 .0 .1
5 3 .0 .1
6 1 .0 .0
Missing or wild -9 109 1.1 Missing
Inapplicable -8 5215 50.8 Missing
Proxy respondent -7 352 3.4 Missing
Valid cases 4588 Missing cases 5676
Question Route IF (AHHSIZE GT 1 AND ABANKJT=1) Asked if R lives in other than a single person household and holds a joint bank account
Index Terms Financial Management: Savings and Bank Accounts
Variable Occurrence W1