BHPS Documentation and&nbsp;Questionnaires

Variable Occurrence

esavej

Name savings held in

Record Type

Questionnaire

Individual (83)

Question Number and Text

EF18 : Are these savings in your name only, jointly held with someone else, or do you have both sole and jointly held accounts?

Value Label	Value	Frequency	%	Valid %
Sole only	1	2025	21.9	63.2
Joint only	2	940	10.2	29.3
Both sole and joint	3	240	2.6	7.5
Missing	-9	39	.4	Missing
Not applicable	-8	5575	60.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	8	.1	Missing

Valid cases	3205	Missing cases	6044

Question Route

IF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK GE – 1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and specified or does not know how much is in savings account.

Index Terms

Variable Occurrence

ebank

Have non-regular savings

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF19 : Even though you don’t save any amount of your income, do you have any savings in a bank, Post Office or Building Society account?

Value Label	Value	Frequency	%	Valid %
Yes	1	2578	27.9	51.2
No	2	2459	26.6	48.8
Missing	-9	52	.6	Missing
Not applicable	-8	3688	39.9	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	4	.0	Missing
Don’t know	-1	46	.5	Missing

Valid cases	5037	Missing cases	4212

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income.

Index Terms

Note

Includes Tax Exempt Special Savings Accounts(TESSAs).

Variable Occurrence

ebankk

Amount in account(s) – non-reg saving

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF20 : About how much do you currently hold in this/these account(s)?

Mean	Std Dev	Minimum	Maximum
6717.89	15529.64	0	200000

Value Label	Value	Frequency	%	Valid %
	0	4	.0	.2
Amount stated	1	1894	20.5	99.8
Missing	-9	66	.7	Missing
Not applicable	-8	6198	67.0	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	218	2.4	Missing
Don’t know	-1	447	4.8	Missing

Valid cases	1898	Missing cases	7351

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society.

Index Terms

Variable Occurrence

ebankkb1

Savings amount to 1000 or more

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF21A : Would it amount to 1,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	286	3.1	70.8
No	2	118	1.3	29.2
Missing	-9	61	.7	Missing
Not applicable	-8	8313	89.9	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	6	.1	Missing
Don’t know	-1	43	.5	Missing

Valid cases	404	Missing cases	8845

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society, but does not know how much.

Index Terms

Variable Occurrence

ebankkb2

Savings amount to 5000 or more

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF21B : Would it amount to 5,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	161	1.7	59.0
No	2	112	1.2	41.0
Missing	-9	55	.6	Missing
Not applicable	-8	8489	91.8	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing
Don’t know	-1	8	.1	Missing

Valid cases	273	Missing cases	8976

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND EBANKKB1=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is more than 1,000

Index Terms

Variable Occurrence

ebankkb3

Savings amount to 10,000 or more

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF21C : Would it amount to 10,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	94	1.0	61.0
No	2	60	.6	39.0
Missing	-9	54	.6	Missing
Not applicable	-8	8614	93.1	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	5	.1	Missing

Valid cases	154	Missing cases	9095

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND EBANKKB1=1 AND EBANKKB2=1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is more than 5,000

Index Terms

Variable Occurrence

ebankkb4

Savings amount to 500 or more

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF21D : Would it amount to 500 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	71	.8	55.5
No	2	57	.6	44.5
Missing	-9	60	.6	Missing
Not applicable	-8	8603	93.0	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	36	.4	Missing

Valid cases	128	Missing cases	9121

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND (EBANKKB1=2 OR EBANKKB1= -1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is less than 1,000

Index Terms

Variable Occurrence

ebankj

Name savings held in

Record Type

Questionnaire

Individual (84)

Question Number and Text

EF22 : Are these accounts in your name only, jointly held with someone else, or do you have both sole and jointly held accounts?

Value Label	Value	Frequency	%	Valid %
Sole only	1	1473	15.9	63.9
Joint only	2	703	7.6	30.5
Both sole and joint	3	128	1.4	5.6
Missing	-9	97	1.0	Missing
Not applicable	-8	6423	69.4	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	3	.0	Missing

Valid cases	2304	Missing cases	6945

Question Route

IF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn’t save some of income but has savings in a bank, P.O., or Building Society and specified or does not know how much is held.

Index Terms

Variable Occurrence

envest

Have money in investments

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF23 : Do you currently have any money in any of the investments shown on this card (39)?

Value Label	Value	Frequency	%	Valid %
Yes	1	3444	37.2	40.3
No	2	5094	55.1	59.7
Missing	-9	47	.5	Missing
Not applicable	-8	199	2.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	17	.2	Missing
Don’t know	-1	26	.3	Missing

Valid cases	8538	Missing cases	711

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society

Index Terms

Variable Occurrence

W5 W10

envesta

Money in national savings certificates

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24A : Which ones? National Savings Certificate

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8128	87.9	95.3
Nat. Savings Cert.	1	398	4.3	4.7
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments

Index Terms

Variable Occurrence

envestb

Money in premium bonds

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24B : Which ones? Premium Bonds

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	6689	72.3	78.5
Premium bonds	2	1837	19.9	21.5
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

envestc

Money in unit trusts

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24C : Which ones? Unit Trusts

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8134	87.9	95.4
Unit trusts	3	392	4.2	4.6
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

envestd

Money in personal equity plans

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24D : Which ones? Personal Equity Plans

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	7924	85.7	92.9
PEP’s	4	602	6.5	7.1
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

enveste

Money in shares (UK or foreign)

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24E : Which ones? Shares (UK or foreign)

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	7162	77.4	84.0
Share’s	5	1364	14.7	16.0
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

envestf

Money in NS/BS insurance bonds

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24F : Which ones? National Savings/Building Society/Insurance Bonds

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	7588	82.0	89.0
NS/BS/Ins bonds	6	938	10.1	11.0
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

envestg

Money in other investments / securities

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF24G : Which ones? Other investments, government or company securities

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8285	89.6	97.2
Other Invest/Secur	7	241	2.6	2.8
Missing	-9	48	.5	Missing
Not applicable	-8	243	2.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8526	Missing cases	723

Question Route

Index Terms

Variable Occurrence

envestn

IC: No. investment types held

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF25 : Interviewer check: How many investment types does respondent have?

Value Label	Value	Frequency	%	Valid %
One only	1	2007	21.7	58.5
Two or more	2	1425	15.4	41.5
Missing	-9	58	.6	Missing
Not applicable	-8	5337	57.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	3432	Missing cases	5817

Question Route

Index Terms

Variable Occurrence

envestl

Which investment is largest asset

Record Type

Questionnaire

Individual (85)

Question Number and Text

EF26 : And which of your investments is your largest asset? That is, in which do you have the most money invested?

Value Label	Value	Frequency	%	Valid %
National Savings Cer	1	106	1.1	7.7
Premium Bonds	2	50	.5	3.6
Unit trusts	3	114	1.2	8.3
Personal Equity Plan	4	176	1.9	12.8
Shares (UK or foreig	5	407	4.4	29.7
NS/BS Insurance Bond	6	430	4.6	31.4
Other investments	7	87	.9	6.4
Missing	-9	67	.7	Missing
Not applicable	-8	7344	79.4	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	4	.0	Missing
Don’t know	-1	42	.5	Missing

Valid cases	1370	Missing cases	7879

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1 AND ENVESTN = 2) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in more than one of listed investments

Index Terms

Variable Occurrence

envestk

Amount held in investments

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF27 : Thinking of all your investments, about how much do you have invested in total?

Mean	Std Dev	Minimum	Maximum
13833.68	43555.26	1	999999

Value Label	Value	Frequency	%	Valid %
Amount stated	1	2380	25.7	100.0
Missing	-9	79	.9	Missing
Not applicable	-8	5337	57.7	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	257	2.8	Missing
Don’t know	-1	774	8.4	Missing

Valid cases	2380	Missing cases	6869

Question Route

Index Terms

Note

If a range was given lowest figure was entered.

Variable Occurrence

envestc1

Investments amount to 5000 or more

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF28A : Would it amount to 5,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	332	3.6	50.2
No	2	330	3.6	49.8
Missing	-9	93	1.0	Missing
Not applicable	-8	7974	86.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	97	1.0	Missing

Valid cases	662	Missing cases	8587

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments specified which one(s) and does not know how much is invested

Index Terms

Variable Occurrence

envestc2

Investments amount to 15,000 or more

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF28B : Would it amount to 15,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	175	1.9	57.0
No	2	132	1.4	43.0
Missing	-9	66	.7	Missing
Not applicable	-8	8437	91.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	16	.2	Missing

Valid cases	307	Missing cases	8942

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND ENVESTC1=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested but it is more than 5,000

Index Terms

Variable Occurrence

envestc3

Investments amount to 50,000 or more

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF28C : Would it amount to 50,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	56	.6	35.4
No	2	102	1.1	64.6
Missing	-9	66	.7	Missing
Not applicable	-8	8594	92.9	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	9	.1	Missing

Valid cases	158	Missing cases	9091

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND ENVESTC1=1 AND ENVESTC2=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested but it is more than 15,000

Index Terms

Variable Occurrence

envestc4

Investments amount to 1000 or more

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF28D : Would it amount to 1,000 or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	224	2.4	60.7
No	2	145	1.6	39.3
Missing	-9	80	.9	Missing
Not applicable	-8	8306	89.8	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	72	.8	Missing

Valid cases	369	Missing cases	8880

Question Route

IF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND (ENVESTC1=2 OR ENVESTC1= -1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested or it is less than 5,000

Index Terms

Variable Occurrence

envestj

Any investments held jointly

Record Type

Questionnaire

Individual (86)

Question Number and Text

EF29 : Is your/are any of your investments held jointly with someone else?

Value Label	Value	Frequency	%	Valid %
Yes	1	978	10.6	31.6
No	2	2113	22.8	68.4
Missing	-9	134	1.4	Missing
Not applicable	-8	5596	60.5	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	6	.1	Missing

Valid cases	3091	Missing cases	6158

Question Route

Index Terms

Note

Although it has the same name, this variable is not the same as the variable at Waves 10 and 15. Care should be taken when doing cross-wave comparisons.

Variable Occurrence

epppen

Paid into private personal pension

Record Type

Questionnaire

Individual (87)

Question Number and Text

EF30 : I’d like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1994 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?

Value Label	Value	Frequency	%	Valid %
Yes	1	1332	14.4	15.1
No	2	7492	81.0	84.9
Missing or wild	-9	2	.0	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing

Valid cases	8824	Missing cases	425

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenb4

Personal pension started before 1.7.88

Record Type

Questionnaire

Individual (87)

Question Number and Text

EF31 : Was your policy taken out before July 1st 1988 or since then?

Value Label	Value	Frequency	%	Valid %
Before 1.7.88	1	386	4.2	29.0
1.7.88 or since	2	889	9.6	66.9
Before and after	3	54	.6	4.1
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	7493	81.0	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	3	.0	Missing

Valid cases	1329	Missing cases	7920

Question Route

IF (EPPPEN=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS

Index Terms

Note

1.7.88 was date on which the UK laws relating to personal pensions were changed.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenb4yr

Year pre 1.7.88 pension started

Record Type

Questionnaire

Individual (87)

Question Number and Text

EF32 : What year did you first take out a policy?

Mean	Std Dev	Minimum	Maximum
84.10	4.78	47	88

Value Label	Value	Frequency	%	Valid %
Amount stated	1	335	3.6	100.0
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	8439	91.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	50	.5	Missing

Valid cases	335	Missing cases	8914

Question Route

IF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88

Index Terms

Note

See note for EPENB4.

Variable Occurrence

W2 W3 W4 W5 W6

epenb4v

Amount last payment to pre 1988 pension

Record Type

Questionnaire

Individual (87)

Question Number and Text

EF33 : How much was your last contribution or premium?

Mean	Std Dev	Minimum	Maximum
261.85	953.54	0	8000

Value Label	Value	Frequency	%	Valid %
	0	1	.0	.3
Amount stated	1	337	3.6	99.7
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	8439	91.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	8	.1	Missing
Don’t know	-1	40	.4	Missing

Valid cases	338	Missing cases	8911

Question Route

IF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88

Index Terms

Note

See note for EPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenb4w

Weeks covered pre 88 pension

Record Type

Questionnaire

Individual (87)

Question Number and Text

EF34OC : How long did this cover?

Mean	Std Dev	Minimum	Maximum
9.68	14.84	1	52

Value Label	Value	Frequency	%	Valid %
Amount stated	1.00	334	3.6	100.0
Missing or wild	-9.00	3	.0	Missing
Inapplicable	-8.00	8487	91.8	Missing
Proxy respondent	-7.00	422	4.6	Missing
One off payment	-4.00	3	.0	Missing

Valid cases	334	Missing cases	8915

Question Route

IF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88

Index Terms

Note

See note for EPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenyr

Year post 1.7.88 pension started

Record Type

Questionnaire

Individual (88)

Question Number and Text

EF35 : What year did you first take out a policy?

Value Label	Value	Frequency	%	Valid %
1988	88	65	.7	7.5
1989	89	127	1.4	14.6
1990	90	143	1.5	16.5
1991	91	112	1.2	12.9
1992	92	116	1.3	13.3
1993	93	101	1.1	11.6
1994	94	94	1.0	10.8
1995	95	111	1.2	12.8
Missing or wild	-9	5	.1	Missing
Inapplicable	-8	7882	85.2	Missing
Proxy respondent	-7	422	4.6	Missing
Don’t know	-1	71	.8	Missing

Valid cases	869	Missing cases	8380

Question Route

IF (EPPPEN=1 AND EPENB4=2) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88

Index Terms

Note

See note for EPENB4.

Variable Occurrence

W2 W3 W4 W5 W6

epenadd

Additional contrib’n to post ’88 pension

Record Type

Questionnaire

Individual (88)

Question Number and Text

EF36 : Since September 1st 1994, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?

Value Label	Value	Frequency	%	Valid %
Yes	1	631	6.8	67.8
No	2	299	3.2	32.2
Missing or wild	-9	13	.1	Missing
Inapplicable	-8	7882	85.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	1	.0	Missing

Valid cases	930	Missing cases	8319

Question Route

IF (EPPPEN=1 AND EPENB4=2) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenadv

Amount last payment post 1.7.88 pension

Record Type

Questionnaire

Individual (88)

Question Number and Text

EF37 : How much was your last contribution?

Mean	Std Dev	Minimum	Maximum
239.87	999.18	2	9999

Value Label	Value	Frequency	%	Valid %
Amount stated	1	606	6.6	100.0
Missing or wild	-9	9	.1	Missing
Inapplicable	-8	8183	88.5	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	7	.1	Missing
Don’t know	-1	22	.2	Missing

Valid cases	606	Missing cases	8643

Question Route

IF (EPPPEN=1 AND EPENB4=2 AND EPENADD=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

epenadw

Weeks covered post 88 pension

Record Type

Questionnaire

Individual (88)

Question Number and Text

EF38OC : How long did this cover?

Mean	Std Dev	Minimum	Maximum
6.93	10.72	1	52

Value Label	Value	Frequency	%	Valid %
Amount stated	1.00	593	6.4	100.0
Missing or wild	-9.00	11	.1	Missing
Inapplicable	-8.00	8212	88.8	Missing
Proxy respondent	-7.00	422	4.6	Missing
One off payment	-4.00	11	.1	Missing

Valid cases	593	Missing cases	8656

Question Route

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ewindf

Received lump payment

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF39 : Since September 1st 1994 have you received any payments, or payment in kind, from anything listed on this card (40)?

Value Label	Value	Frequency	%	Valid %
Yes	1	3397	36.7	38.7
No	2	5385	58.2	61.3
Missing	-9	14	.2	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	22	.2	Missing
Don’t know	-1	9	.1	Missing

Valid cases	8782	Missing cases	467

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

ewindfa

Lump sum – life insurance policy

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40A : Which ones? .. a life insurance policy

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8470	91.6	96.7
Life Ins policy	1	289	3.1	3.3
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfb

Lump sum – pension payout

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40B : Which ones? .. a lump sum pension payout

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8678	93.8	99.1
Pension payout	1	81	.9	.9
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfc

Lump sum – personal accident claim

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40C : Which ones? .. a personal accident claim

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8689	93.9	99.2
Accident claim	1	70	.8	.8
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfd

Lump sum – redundancy payment

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40D : Which ones? .. a redundancy payment

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8655	93.6	98.8
Redundancy payment	1	104	1.1	1.2
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfe

Lump sum – employment bonus

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40E : Which ones? .. an annual or seasonal bonus from employment

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8216	88.8	93.8
Employment bonus	1	543	5.9	6.2
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindff

Lump sum – inheritance / bequest

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40F : Which ones? .. an inheritance or bequest (inc. inherited property)

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8523	92.2	97.3
Inheritance	1	236	2.6	2.7
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfg

Lump sum – win on pools/nat.Lottery etc

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40G : Which ones? .. a win on the football pools, national lottery or other form of gambling

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	6429	69.5	73.4
Pools/Lottery win	1	2330	25.2	26.6
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Note

National Lottery introduced in the UK in November 1994.

Variable Occurrence

ewindfh

Lump sum – anything else

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF40H : Which ones? .. Anything else? (PLEASE SPECIFY)

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8576	92.7	97.9
Yes	1	183	2.0	2.1
Missing	-9	35	.4	Missing
Not applicable	-8	31	.3	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	8759	Missing cases	490

Question Route

IF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)

Index Terms

Variable Occurrence

ewindfy

Lump sum – how much

Record Type

Questionnaire

Individual (89)

Question Number and Text

EF41 : About how much in total did you receive (was this worth)?

Mean	Std Dev	Minimum	Maximum
2325.63	13923.78	0	608000

Value Label	Value	Frequency	%	Valid %
	0	1	.0	.0
Amount stated	1	3289	35.6	100.0
Missing	-9	18	.2	Missing
Not applicable	-8	5418	58.6	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	69	.7	Missing
Don’t know	-1	32	.3	Missing

Valid cases	3290	Missing cases	5959

Question Route

IF (EWINDF=1 AND EWINDFR = ?) Asked if R has received any payment or payment in kind from anything listed (Showcard 40) and has indicated source(s)

Index Terms

Variable Occurrence

efthh

Transfers money within household

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF43 : Please tell me whether you give or transfer money to any member of your household for any of the purposes listed on this card (38)?

Value Label	Value	Frequency	%	Valid %
Yes	1	1585	17.1	21.2
No	2	5906	63.9	78.8
Missing or wild	-9	54	.6	Missing
Inapplicable	-8	1280	13.8	Missing
Proxy respondent	-7	422	4.6	Missing
Refused	-2	2	.0	Missing

Valid cases	7491	Missing cases	1758

Question Route

IF (EHHSIZE GT 1) Asked if R lives in other than a single person household

Index Terms

Note

Includes housekeeping, payments for ‘keep’, allowances, but not repayment of loans.

Variable Occurrence

W1 W2 W3 W4 W5

efthh1

1st recipient of internal money transfer

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44A1 : Who do you give or transfer money to? (1st recipient)

Value Label	Value	Frequency	%	Valid %
	1	567	6.1	35.8
	2	867	9.4	54.8
	3	102	1.1	6.4
	4	36	.4	2.3
	5	10	.1	.6
Missing or wild	-9	59	.6	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1582	Missing cases	7667

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms

Note

Person number recorded.

Variable Occurrence

W1 W2 W3 W4 W5

efthh11

Pays rent to 1st person

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44B1 : What is this money (transfer to 1st recipient) for? Rent

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1430	15.5	90.6
Rent	1	148	1.6	9.4
Missing or wild	-9	63	.7	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1578	Missing cases	7671

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5

efthh12

Pays housekeeping to 1st person

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44B2 : What is this money (transfer to 1st recipient) for? Housekeeping Allowance

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1029	11.1	65.2
Housekeeping	1	549	5.9	34.8
Missing or wild	-9	63	.7	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1578	Missing cases	7671

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5

efthh13

Pays board to 1st person

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44B3 : What is this money (transfer to 1st recipient) for? Board/Keep

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1104	11.9	70.0
Board and keep	1	474	5.1	30.0
Missing or wild	-9	63	.7	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1578	Missing cases	7671

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5

efthh14

Pays allowance to 1st person

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44B4 : What is this money (transfer to 1st recipient) for? Personal Spending or Allowance

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1349	14.6	85.5
Pers spending/allow	1	229	2.5	14.5
Missing or wild	-9	63	.7	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1578	Missing cases	7671

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5

efthh15

Pays h/hold bills or food to 1st person

Record Type

Questionnaire

Individual (90)

Question Number and Text

EF44B5 : What is this money (transfer to 1st recipient) for? Household bill or food

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1078	11.7	68.3
HH bills/food	1	500	5.4	31.7
Missing or wild	-9	63	.7	Missing
Inapplicable	-8	7186	77.7	Missing
Proxy respondent	-7	422	4.6	Missing

Valid cases	1578	Missing cases	7671

Question Route

IF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed

Index Terms