BHPS Documentation and Questionnaires

Variable Occurrence

pnfh5

Receiving 5th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Yes	1	14	.1	31.8
No	2	30	.2	68.2
Missing	-9	18	.1	Missing
Inapplicable	-8	15030	97.6	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	44	Missing cases	15348

Question Route

IF (PNFHS5 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh6

Receiving 6th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Yes	1	3	.0	18.8
No	2	13	.1	81.3
Missing	-9	11	.1	Missing
Inapplicable	-8	15065	97.9	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	16	Missing cases	15376

Question Route

IF (PNFHS6 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh7

Receiving 7th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Yes	1	1	.0	33.3
No	2	2	.0	66.7
Missing	-9	6	.0	Missing
Inapplicable	-8	15083	98.0	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	3	Missing cases	15389

Question Route

IF (PNFHS7 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh8

Receiving 8th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
No	2	1	.0	100.0
Missing	-9	2	.0	Missing
Inapplicable	-8	15089	98.0	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	1	Missing cases	15391

Question Route

IF (PNFHS8 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh9

Receiving 9th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Missing	-9	1	.0	Missing
Inapplicable	-8	15091	98.0	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	0	Missing cases	15392

Question Route

IF (PNFHS9 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh10

Receiving 10th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Inapplicable	-8	15092	98.1	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	0	Missing cases	15392

Question Route

IF (PNFHS10 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh11

Receiving 11th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Inapplicable	-8	15092	98.1	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	0	Missing cases	15392

Question Route

IF (PNFHS11 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnfh12

Receiving 12th benefit source

Record Type

Value Label	Value	Frequency	%	Valid %
Inapplicable	-8	15092	98.1	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	0	Missing cases	15392

Question Route

IF (PNFHS12 GE 1) Asked if R receives benefit mentioned. Uses fed forward data.

Index Terms

Variable Occurrence

pnf1

Income: total number of cited sources

Record Type

Questionnaire

Individual (113)

Question Number and Text

PF2 : Interviewer check How many sources of income in total were recorded above?

Value Label	Value	Frequency	%	Valid %
	0	5776	37.5	38.4
	1	3103	20.2	20.6
	2	2769	18.0	18.4
	3	1587	10.3	10.5
	4	860	5.6	5.7
	5	533	3.5	3.5
	6	256	1.7	1.7
	7	93	.6	.6
	8	48	.3	.3
	9	18	.1	.1
	10	4	.0	.0
	11	5	.0	.0
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	40	.3	Missing

Valid cases	15052	Missing cases	340

Question Route

ALL RESPONDENTS

Index Terms

Incomes

Note

See usage notes in Vol. A.

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pnipens

IC: Receives state retirement pension

Record Type

Questionnaire

Individual (118)

Question Number and Text

PNF3 : (Interviewer Check) Is respondent receiving a State Retirement Pension (code 1 Showcard F1)?

Value Label	Value	Frequency	%	Valid %
Yes	1	3355	21.8	22.3
No	2	11697	76.0	77.7
Missing	-9	40	.3	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	15052	Missing cases	340

Question Route

IF (PF101 = 1) If R is receiving State Retirement Pension

Index Terms

Variable Occurrence

W13 W14 W15 W16 W17 W18

pniserps

State pension income includes SERPS

Record Type

Questionnaire

Individual (118)

Question Number and Text

PNF4 : You say you receive the State Retirement Pension. Does this include any income from the State Earnings Related Pension Scheme, also known as SERPS?

Value Label	Value	Frequency	%	Valid %
Yes	1	733	4.8	22.0
No	2	2593	16.8	78.0
Missing	-9	40	.3	Missing
Inapplicable	-8	11697	76.0	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	28	.2	Missing

Valid cases	3326	Missing cases	12066

Question Route

IF (PF101 = 1 AND PNIPENS = 1) If R is receiving State Retirement Pension

Index Terms

Variable Occurrence

W13 W14 W15 W16 W17 W18

pfisit

Financial situation

Record Type

Questionnaire

Individual (118)

Question Number and Text

PF4 : How well would you say you yourself are managing financially these days? Would you say you are….

Value Label	Value	Frequency	%	Valid %
Living comfortably	1	4772	31.0	31.7
Doing alright	2	5886	38.2	39.1
Just abt getting by	3	3384	22.0	22.5
Finding it quite dif	4	705	4.6	4.7
Finding it very diff	5	316	2.1	2.1
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	26	.2	Missing

Valid cases	15063	Missing cases	329

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pfisitc

Change in financial position last year

Record Type

Questionnaire

Individual (118)

Question Number and Text

PF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?

Value Label	Value	Frequency	%	Valid %
Better off	1	3745	24.3	25.0
Worse off	2	3032	19.7	20.2
About same	3	8232	53.5	54.8
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	80	.5	Missing

Valid cases	15009	Missing cases	383

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pfisity

Why financial situation changed

Record Type

Questionnaire

Individual (118)

Question Number and Text

PF6 : Why is that? (financially better or worse off)

Value Label	Value	Frequency	%	Valid %
missing or wild	-9	27	0.18	Missing
inapplicable	-8	7881	51.20	Missing
proxy and/or phone	-7	977	6.35	Missing
refused	-2	2	0.01	Missing
Earnings increased	1	2099	13.64	32.27
Benefits increased	2	268	1.74	4.12
Invest’t income inc	3	114	0.74	1.75
Less expenses	4	455	2.96	6.99
Windfall payment	5	90	0.58	1.38
Earnings decreased	11	796	5.17	12.24
Benefits reduced	12	120	0.78	1.84
Invest’t income dec	13	15	0.10	0.23
More expenses	14	1493	9.70	22.95
One off expenditure	15	86	0.56	1.32
Earn more:more expens	22	8	0.05	0.12
Earn more:less benft	23	2	0.01	0.03
More benft:more expens	24	1	0.01	0.02
Less svgs:same std livg	25	41	0.27	0.63
Good management	26	208	1.35	3.2
Better off:other reason	31	361	2.35	5.55
Worse off:other reason	32	340	2.21	5.23
Nthr better/worse:reason	33	4	0.03	0.06
Other	96	4	0.03	0.06
Total		15392	100.00

Valid cases	6505	Missing cases	8887

Question Route

IF (PFISITC = 1-2) Asked if R is better off or worse off financially than a year ago

Index Terms

Note

Office coded from verbatim responses.

Variable Occurrence

W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pfisitx

Financial expectations for year ahead

Record Type

Questionnaire

Individual (118)

Question Number and Text

PF7 : Looking ahead, how do you think you will be financially a year from now, will you be….

Value Label	Value	Frequency	%	Valid %
Better than now	1	3779	24.6	25.9
Worse than now	2	1391	9.0	9.5
About the same	3	9396	61.0	64.5
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	523	3.4	Missing

Valid cases	14566	Missing cases	826

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pfiyrdia

Amount received in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF8 : In the past 12 months how much have you received in the way of dividends or interest from any savings and investments you may have?

Mean	Std Dev	Minimum	Maximum
285.65	1788.72	0	55800

Value Label	Value	Frequency	%	Valid %
Nothing	0	9288	60.3	75.9
Amount stated	1	2953	19.2	24.1
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	569	3.7	Missing
Don’t know	-1	1603	10.4	Missing

Valid cases	12241	Missing cases	3151

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

pfiyrdb1

Over 500 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9A : Would it amount to 500 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	404	2.6	30.5
No	2	920	6.0	69.5
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	12810	83.2	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	14	.1	Missing
Don’t know	-1	265	1.7	Missing

Valid cases	1324	Missing cases	14068

Question Route

IF (PFIYRDIA = -1) Asked if R has received dividends or interest from savings or investments but does not know how much

Index Terms

Variable Occurrence

pfiyrdb2

Over 1000 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9B : Would it amount to 1,000 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	196	1.3	53.0
No	2	174	1.1	47.0
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	14009	91.0	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	33	.2	Missing

Valid cases	370	Missing cases	15022

Question Route

IF (PFIYRDIA = -1 AND PFIYRDB1 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 500 pounds

Index Terms

Variable Occurrence

pfiyrdb3

Over 5000 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9C : Would it amount to 5,000 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	37	.2	20.3
No	2	145	.9	79.7
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	14217	92.4	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	14	.1	Missing

Valid cases	182	Missing cases	15210

Question Route

IF (PFIYRDIA = -1 AND PFIYRDB1 = 1 AND PFIYRDB2 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 pounds

Index Terms

Variable Occurrence

pfiyrdb4

Over 2500 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9D : Would it amount to 2,500 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	62	.4	47.3
No	2	69	.4	52.7
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	14254	92.6	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	28	.2	Missing

Valid cases	131	Missing cases	15261

Question Route

IF (PFIYRDIA = -1 AND PFIYRDB1 = 1 AND PFIYRDB2 = 2 AND PFIYRDB3 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 but less than 5000 pounds

Index Terms

Variable Occurrence

pfiyrdb5

Over 10000 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9E : Would it amount to 10,000 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	12	.1	35.3
No	2	22	.1	64.7
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	14376	93.4	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	3	.0	Missing

Valid cases	34	Missing cases	15358

Question Route

IF (PFIYRDIA = -1 AND PFIYRDB1 = 1 AND PFIYRDB2 = 1 AND PFIYRDB3 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 5000 pounds

Index Terms

Variable Occurrence

pfiyrdb6

Over 100 in interest/dividends

Record Type

Questionnaire

Individual (119)

Question Number and Text

PF9F : Would it amount to 100 pounds or more?

Value Label	Value	Frequency	%	Valid %
Yes	1	562	3.7	63.4
No	2	325	2.1	36.6
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	13228	85.9	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	297	1.9	Missing

Valid cases	887	Missing cases	14505

Question Route

IF (PFIYRDIA = -1 AND PFIYRDB1 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is less than 500 pounds

Index Terms

Variable Occurrence

psave

Saves from current income

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF10 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes ISA’s and Tessa accounts.

Value Label	Value	Frequency	%	Valid %
Yes	1	5969	38.8	40.0
No	2	8960	58.2	60.0
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	158	1.0	Missing
Don’t know	-1	3	.0	Missing

Valid cases	14929	Missing cases	463

Question Route

ALL RESPONDENTS

Index Terms

Note

Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts (TESSAs).

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

psaved

Amount saved each month

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF11 : About how much on average do you personally manage to save a month?

Mean	Std Dev	Minimum	Maximum
188.43	299.91	1	8500

Value Label	Value	Frequency	%	Valid %
Amount stated	1	5256	34.1	100.0
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	9121	59.3	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	23	.1	Missing
Don’t know	-1	690	4.5	Missing

Valid cases	5256	Missing cases	10136

Question Route

IF (PSAVE = 1) Asked if R saves some of income

Index Terms

Note

Amount saved by R alone.

Variable Occurrence

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

psavey1

First reason for saving

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF11AM1 : What are you saving for? 1st mention

Value Label	Value	Frequency	%	Valid %
Holidays	1	1115	7.2	19.8
Old age	2	478	3.1	8.5
Car	3	203	1.3	3.6
Children	4	197	1.3	3.5
House purchase	5	332	2.2	5.9
Home improv	6	150	1.0	2.7
HH bills	7	89	.6	1.6
Special evnts	8	356	2.3	6.3
No spec reason	9	2326	15.1	41.3
Share schemes	10	8	.1	.1
Own education	11	56	.4	1.0
Grandchild	12	25	.2	.4
Other	96	297	1.9	5.3
Missing or wild	-9	3	.0	Missing
Inapplicable	-8	8695	56.5	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	2	.0	Missing
Don’t know	-1	83	.5	Missing

Valid cases	5632	Missing cases	9760

Question Route

IF (PSAVE = 1) Asked if R saves some of income.

Index Terms

Note

Office coded from verbatim responses. At Wave 1 and 2 only one response was coded: wSAVEY.

Variable Occurrence

W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

psavey2

Second reason for saving

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF11AM2 : What are you saving for? 2nd mention

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	4708	30.6	82.7
Holidays	1	218	1.4	3.8
Old age	2	46	.3	.8
Car	3	76	.5	1.3
Children	4	62	.4	1.1
House purchase	5	42	.3	.7
Home improv	6	91	.6	1.6
HH bills	7	34	.2	.6
Special evnts	8	116	.8	2.0
No spec reason	9	172	1.1	3.0
Own education	11	11	.1	.2
Grandchild	12	17	.1	.3
Other	96	98	.6	1.7
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	8695	56.5	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	27	.2	Missing

Valid cases	5691	Missing cases	9701

Question Route

IF (PSAVE = 1) Asked if R saves some of income.

Index Terms

Note

See note for PSAVEY1.

Variable Occurrence

W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

psavreg

Saves on a regular basis

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF12 : Do you save on a regular basis or just from time to time when you can?

Value Label	Value	Frequency	%	Valid %
Regular basis	1	4471	29.0	78.4
From time to time	2	1222	7.9	21.4
Other	3	13	.1	.2
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	8695	56.5	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	12	.1	Missing

Valid cases	5706	Missing cases	9686

Question Route

IF (PSAVE = 1) Asked if R saves some of income.

Index Terms

Variable Occurrence

W10 W11 W12 W13 W14 W15 W16 W17 W18

psavlt

Savings mainly long or short term

Record Type

Questionnaire

Individual (120)

Question Number and Text

PF13 : Would you say your savings are mainly long term savings for the future or mainly short term savings for things you need now and for unexpected events?

Value Label	Value	Frequency	%	Valid %
Mainly long term	1	1777	11.5	31.7
Mainly short term	2	1968	12.8	35.1
Both equally	3	1864	12.1	33.2
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	8695	56.5	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	109	.7	Missing

Valid cases	5609	Missing cases	9783

Question Route

IF (PSAVE = 1) Asked if R saves some of income.

Index Terms

Variable Occurrence

W10 W11 W12 W13 W14 W15 W16 W17 W18

ppppen

Paid into private personal pension

Record Type

Questionnaire

Individual (121)

Question Number and Text

PF14 : I’d like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 2005 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?

Value Label	Value	Frequency	%	Valid %
missing or wild	-9	3	0.02	Missing
proxy and/or phone	-7	300	1.95	Missing
Yes	1	1412	9.17	9.36
No	2	13677	88.86	90.64
Total		15392	100.00

Valid cases	15089	Missing cases	303

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppck1

Valid year for private pens

Record Type

Value Label	Value	Frequency	%	Valid %
Yes	1	792	5.1	56.1
No	2	620	4.0	43.9
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	13678	88.9	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	1412	Missing cases	13980

Question Route

IF (PPPPEN = 1) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the Dept. for Work and Pensions

Index Terms

Variable Occurrence

ppenvrf

Contrib to private pens post 1.9.1998

Record Type

Value Label	Value	Frequency	%	Valid %
missing or wild	-9	5	0.03	Missing
inapplicable	-8	14298	92.89	Missing
proxy and/or phone	-7	300	1.95	Missing
Yes	1	760	4.94	96.32
No	2	29	0.19	3.68
Total		15392	100.00

Valid cases	789	Missing cases	14603

Question Route

IF (PPPPEN = 1 AND PPCK1 = 1) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the Dept. for Work and Pensions and fed forward data indicates policy existed last year.

Index Terms

Variable Occurrence

ppck2

Valid year for priv pens before 1.7.1988

Record Type

Value Label	Value	Frequency	%	Valid %
Pension before 1.7.8	1	201	1.3	26.4
Pension since 1.7.88	2	559	3.6	73.6
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	14330	93.1	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	760	Missing cases	14632

Question Route

IF (PPPPEN = 1 AND PPCK1 = 1 AND PPENVRF = 1) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the Dept. for Work and Pensions and fed forward data indicates policy existed last year and year policy was taken out is verified.

Index Terms

Variable Occurrence

ppenb4

Personal pension started before 1.7.88

Record Type

Questionnaire

Individual (121)

Question Number and Text

PF15 : Was your policy taken out before July 1st 1988 or since then?

Value Label	Value	Frequency	%	Valid %
missing or wild	-9	7	0.05	Missing
inapplicable	-8	13678	88.86	Missing
proxy and/or phone	-7	300	1.95	Missing
Before 1.7.88	1	369	2.40	26.23
1.7.88 or since	2	1023	6.65	72.71
Before and after	3	15	0.10	1.07
Total		15392	100.00

Valid cases	1407	Missing cases	13985

Question Route

IF (PPPPEN = 1) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the Dept. for Work and Pensions

Index Terms

Note

1.7.88 was date on which the UK laws relating to personal pensions were changed.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenb4y4

Year pre 1.7.88 pension started

Record Type

Questionnaire

Individual (122)

Question Number and Text

PF16 : What year did you first take out a policy?

Mean	Std Dev	Minimum	Maximum
1983.51	4.37	1961	1988

Value Label	Value	Frequency	%	Valid %
Amount stated	1	281	1.8	100.0
Missing or wild	-9	32	.2	Missing
Inapplicable	-8	14718	95.6	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	60	.4	Missing

Valid cases	281	Missing cases	15111

Question Route

IF (PPPPEN = 1 AND PPENB4 = 1) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP and the policy was taken out before 1.7.88

Index Terms

Note

See note for PPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenb4v

Amount last payment to pre 1988 pension

Record Type

Questionnaire

Individual (122)

Question Number and Text

PF17 : How much was your last contribution or premium?

Mean	Std Dev	Minimum	Maximum
191.83	442.62	2	4400

Value Label	Value	Frequency	%	Valid %
Amount stated	1	263	1.7	100.0
Missing or wild	-9	30	.2	Missing
Inapplicable	-8	14718	95.6	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	21	.1	Missing
Don’t know	-1	60	.4	Missing

Valid cases	263	Missing cases	15129

Question Route

IF (PPPPEN = 1 AND ((PPENB4 = 1) OR (PPCK1 = 1 AND PPENVRF = 1 AND PPCK2 = 1))) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP and the policy was taken out before 1.7.88 Uses fed-forward data

Index Terms

Note

See note for PPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenb4w

Weeks covered pre 88 pension

Record Type

Questionnaire

Individual (122)

Question Number and Text

PF18 : How long did this cover?

Mean	Std Dev	Minimum	Maximum
8.52	13.57	1	52

Value Label	Value	Frequency	%	Valid %
Amount stated	1.00	262	1.7	100.0
Missing or wild	-9.00	30	.2	Missing
Inapplicable	-8.00	14799	96.1	Missing
Proxy and or phone	-7.00	300	1.9	Missing
One off payment	-4.00	1	.0	Missing

Valid cases	262	Missing cases	15130

Question Route

Index Terms

Note

See note for PPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenyr4

Year post 1.7.88 pension started

Record Type

Questionnaire

Individual (123)

Question Number and Text

PF19 : In what year since July 1st 1988 did you first take out a policy?

Value Label	Value	Frequency	%	Valid %
	1988	37	.2	4.2
	1989	58	.4	6.5
	1990	85	.6	9.6
	1991	47	.3	5.3
	1992	45	.3	5.1
	1993	43	.3	4.8
	1994	37	.2	4.2
	1995	40	.3	4.5
	1996	41	.3	4.6
	1997	27	.2	3.0
	1998	49	.3	5.5
	1999	50	.3	5.6
	2000	63	.4	7.1
	2001	42	.3	4.7
	2002	46	.3	5.2
	2003	36	.2	4.0
	2004	50	.3	5.6
	2005	67	.4	7.5
	2006	26	.2	2.9
	2007	1	.0	.1
Missing or wild	-9	79	.5	Missing
Inapplicable	-8	14049	91.3	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	1	.0	Missing
Don’t know	-1	73	.5	Missing

Valid cases	890	Missing cases	14502

Question Route

IF (PPPPEN = 1 AND PPENB4 = 2) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP and policy was taken out on or after 1.7.88

Index Terms

Note

See note for PPENB4.

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenadd

Additional contrib’n to post ’88 pension

Record Type

Questionnaire

Individual (123)

Question Number and Text

PF20 : Since September 1st 2005, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?

Value Label	Value	Frequency	%	Valid %
Yes	1	794	5.2	76.5
No	2	244	1.6	23.5
Missing or wild	-9	5	.0	Missing
Inapplicable	-8	14049	91.3	Missing
Proxy and or phone	-7	300	1.9	Missing

Valid cases	1038	Missing cases	14354

Question Route

IF (PPPPEN = 1 AND ((PPENB4 = 1) OR (PPCK1 = 1 AND PPENVRF = 1 AND PPCK2 = 2))) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP and the policy was taken out on or after 1.7.88. Uses fed-forward data.

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenadv

Amount last payment post 1.7.88 pension

Record Type

Questionnaire

Individual (123)

Question Number and Text

PF21 : How much was your last contribution?

Mean	Std Dev	Minimum	Maximum
235.09	741.31	1	9000

Value Label	Value	Frequency	%	Valid %
Amount stated	1	710	4.6	100.0
Missing or wild	-9	5	.0	Missing
Inapplicable	-8	14293	92.9	Missing
Proxy and or phone	-7	300	1.9	Missing
Refused	-2	25	.2	Missing
Don’t know	-1	59	.4	Missing

Valid cases	710	Missing cases	14682

Question Route

IF (PPPPEN = 1 AND ((PPENB4 = 2 AND PPENADD = 1) OR (PPCK1 = 1 AND PPENVRF = 1 AND PPCK2 = 2))) Asked if R has since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP and the policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension. Uses fed-forward data.

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenadw

Weeks covered post 88 pension

Record Type

Questionnaire

Individual (123)

Question Number and Text

PF22 : How long did this cover?

Mean	Std Dev	Minimum	Maximum
6.03	9.05	1	52

Value Label	Value	Frequency	%	Valid %
Amount stated	1.00	704	4.6	100.0
Missing or wild	-9.00	5	.0	Missing
Inapplicable	-8.00	14377	93.4	Missing
Proxy and or phone	-7.00	300	1.9	Missing
One off payment	-4.00	6	.0	Missing

Valid cases	704	Missing cases	14688

Question Route

Index Terms

Variable Occurrence

W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

ppenck1

Resp. retirement and pension status

Record Type

Value Label	Value	Frequency	%	Valid %
Retired or Male 65+	1	3626	23.6	25.2
No current occupatio	2	7108	46.2	49.3
Others	3	3681	23.9	25.5
Proxy and or phone	-7	977	6.3	Missing

Valid cases	14415	Missing cases	977

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

ppenmex

Have employers pension scheme

Record Type

Questionnaire

Individual (124)

Question Number and Text

PRF1 : Do you currently expect to receive any income or benefit from an employers occupational pension scheme when you retire?

Value Label	Value	Frequency	%	Valid %
Yes	1	1413	9.2	21.1
No	2	5273	34.3	78.9
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	7307	47.5	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	420	2.7	Missing

Valid cases	6686	Missing cases	8706

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PJBPENM = 2) Asked if R is not retired or is below retirement age and does not belong to employer’s pension scheme.

Index Terms

Variable Occurrence

prf2ck

Have no current private pension

Record Type

Value Label	Value	Frequency	%	Valid %
Yes, has no private	1	9513	61.8	88.2
No, has private pens	2	1276	8.3	11.8
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	10789	Missing cases	4603

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

ppppex

Have private pension scheme

Record Type

Questionnaire

Individual (124)

Question Number and Text

PRF2 : Do you currently expect to receive any income or benefit from a private pension scheme when you retire?

Value Label	Value	Frequency	%	Valid %
Yes	1	1333	8.7	14.9
No	2	7641	49.6	85.1
Missing or wild	-9	1	.0	Missing
Inapplicable	-8	4902	31.8	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	538	3.5	Missing

Valid cases	8974	Missing cases	6418

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PJBPENM = 2 AND PPPPEN = 2) Asked if R is not retired or is below retirement age and did not belong to employer’s pension scheme and has not since 1.9.2005 paid into a private personal pension or had contributions paid on R’s behalf by the DWP.

Index Terms

Variable Occurrence

ppppexm

Any other retirement income

Record Type

Questionnaire

Individual (124)

Question Number and Text

PRF3 : (Apart from the pensions already mentioned) Do you currently expect to receive any income or benefit from (other) savings and investments when you retire?

Value Label	Value	Frequency	%	Valid %
Yes	1	2575	16.7	26.2
No	2	7266	47.2	73.8
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	946	6.1	Missing

Valid cases	9841	Missing cases	5551

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PJBPENM = 2) Asked if R is not retired or is below retirement age and did not belong to employer’s pension scheme.

Index Terms

Variable Occurrence

pstakeh

Member of stakeholder pension scheme

Record Type

Questionnaire

Individual (124)

Question Number and Text

PF23 : In the last year Stakeholder Pensions have been introduced. Do you currently belong to a Stakeholder Pension scheme?

Value Label	Value	Frequency	%	Valid %
Yes	1	409	2.7	3.9
No	2	10116	65.7	96.1
Missing or wild	-9	2	.0	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	262	1.7	Missing

Valid cases	10525	Missing cases	4867

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PJBPENM = 2) Asked if R is not retired or is below retirement age and did not belong to employer’s pension scheme.

Index Terms

Variable Occurrence

psppen

Benefit from spouse’s pension scheme

Record Type

Questionnaire

Individual (124)

Question Number and Text

PRF5 : Does your husband/wife/partner belong to any pension scheme, either an occupational or private scheme under which you would receive benefits if you outlive them?

Value Label	Value	Frequency	%	Valid %
Yes	1	3123	20.3	50.8
No	2	3021	19.6	49.2
Missing or wild	-9	84	.5	Missing
Inapplicable	-8	7443	48.4	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	744	4.8	Missing

Valid cases	6144	Missing cases	9248

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PJBPENM = 2 AND PSPINHH = 1) Asked if R is not retired or is below retirement age and did not belong to employer’s pension scheme and is living with spouse/partner.

Index Terms

Variable Occurrence

ppenck2

Retirement income check

Record Type

Value Label	Value	Frequency	%	Valid %
Contributes to pensi	1	4496	29.2	41.7
Single no pension	2	2087	13.6	19.3
Partnered no pension	3	1462	9.5	13.6
Others	4	2744	17.8	25.4
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	10789	Missing cases	4603

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

pynopen1

Why not paying into a pension: 1st mention

Record Type

Valid cases	3526	Missing cases	11866

Index Terms

Variable Occurrence

pynopen2

Why not paying into a pension: 2nd mention

Record Type

Valid cases	3532	Missing cases	11860

Index Terms

Variable Occurrence

prtfnda

Retirement income: state pension

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	1579	10.3	16.3
Yes	1	8115	52.7	83.7
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndb

Retirement income: savings

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	5536	36.0	57.1
Yes	1	4158	27.0	42.9
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndc

Retirement income: downsizing house

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	7693	50.0	79.4
Yes	1	2001	13.0	20.6
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndd

Retirement income: borrowing against house

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9454	61.4	97.5
Yes	1	240	1.6	2.5
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfnde

Retirement income: renting rooms in house

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9567	62.2	98.7
Yes	1	127	.8	1.3
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndf

Retirement income: renting out property

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8883	57.7	91.6
Yes	1	811	5.3	8.4
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndg

Retirement income: sale of other property

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9043	58.8	93.3
Yes	1	651	4.2	6.7
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndh

Retirement income: business income

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9320	60.6	96.1
Yes	1	374	2.4	3.9
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndi

Retirement income: sale of valuables

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9563	62.1	98.6
Yes	1	131	.9	1.4
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndj

Retirement income: future inheritance

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	7565	49.1	78.0
Yes	1	2129	13.8	22.0
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndk

Retirement income: family

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9498	61.7	98.0
Yes	1	196	1.3	2.0
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndl

Retirement income: partner

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9111	59.2	94.0
Yes	1	583	3.8	6.0
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndm

Retirement income: work

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8533	55.4	88.0
Yes	1	1161	7.5	12.0
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndn

Retirement income: future pension scheme

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	8058	52.4	83.1
Yes	1	1636	10.6	16.9
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndo

Retirement income: something else

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9445	61.4	97.4
Yes	1	249	1.6	2.6
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prtfndp

Retirement income: none of the above

Record Type

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	9426	61.2	97.2
Yes	1	268	1.7	2.8
Missing or wild	-9	1095	7.1	Missing
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	9694	Missing cases	5698

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

prf6ck

Resp. aged 40+?

Record Type

Value Label	Value	Frequency	%	Valid %
Yes	1	5018	32.6	46.5
No	2	5771	37.5	53.5
Inapplicable	-8	3626	23.6	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	10789	Missing cases	4603

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) Asked if R is not retired or is below retirement age

Index Terms

Variable Occurrence

pretexp

Post retirement income more or less than pre

Record Type

Questionnaire

Individual (126)

Question Number and Text

PRF6 : Do you expect your income in the year after you retire to be more than your pre-retirement income, less than your pre- retirement income, or about the same?

Value Label	Value	Frequency	%	Valid %
More than	1	187	1.2	4.2
Less than	2	3370	21.9	76.4
About the same	3	852	5.5	19.3
Missing or wild	-9	14	.1	Missing
Inapplicable	-8	9397	61.1	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	595	3.9	Missing

Valid cases	4409	Missing cases	10983

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PAGE GE 40) Asked if R is not retired or is below retirement age and is aged 40+.

Index Terms

Variable Occurrence

pretamt

Ratio of post- to pre-retirement income

Record Type

Questionnaire

Individual (126)

Question Number and Text

PRF7 : Can you tell me from this card (f7) what you expect your income to be compared with your pre-retirement income?

Value Label	Value	Frequency	%	Valid %
Less than a quarter	1	205	1.3	8.0
About a quarter	2	293	1.9	11.4
About a third	3	422	2.7	16.5
About a half	4	903	5.9	35.3
About two thirds	5	493	3.2	19.3
About three quarters	6	228	1.5	8.9
Other	7	15	.1	.6
Missing or wild	-9	14	.1	Missing
Inapplicable	-8	11031	71.7	Missing
Proxy and or phone	-7	977	6.3	Missing
Don’t know	-1	811	5.3	Missing

Valid cases	2559	Missing cases	12833

Question Route

IF ((PJBSTAT NE 4 OR ((PSEX = 1 AND PAGE LT 65) OR (PSEX = 2 and PAGE LT 60))) AND PAGE GE 40 AND PRETEXP= 2) Asked if R is not retired or below retirement age is aged 40+, and expects retirement income to be less than current income.

Index Terms

Variable Occurrence

pretsuf

Adequacy of retirement income

Record Type

Questionnaire

Individual (126)

Question Number and Text

PRF8 : Looking to the future, do you expect your income during (the rest of) your retirement to be..

Value Label	Value	Frequency	%	Valid %
More than sufficient	1	1977	12.8	15.9
Just about sufficien	2	7891	51.3	63.4
Less than sufficient	3	2583	16.8	20.7
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	2	.0	Missing
Don’t know	-1	1960	12.7	Missing

Valid cases	12451	Missing cases	2941

Question Route

ALL RESPONDENTS

Index Terms

Variable Occurrence

pwindf

Received lump payment

Record Type

Questionnaire

Individual (127)

Question Number and Text

PF37 : Since September 1st 2005 have you personally received any payments, or payment in kind, from anything listed on this card (F5)?

Value Label	Value	Frequency	%	Valid %
Yes	1	2018	13.1	14.1
No	2	12300	79.9	85.9
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	977	6.3	Missing
Refused	-2	40	.3	Missing
Don’t know	-1	55	.4	Missing

Valid cases	14318	Missing cases	1074

Question Route

ALL RESPONDENTS

Index Terms

Incomes: Windfalls

Variable Occurrence

W5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

pwindfa

Lump sum – life insurance policy

Record Type

Questionnaire

Individual (127)

Question Number and Text

PF38A : Which ones? .. a life insurance policy

Value Label	Value	Frequency	%	Valid %
Not mentioned	0	14233	92.5	98.8
Life Ins policy	1	180	1.2	1.2
Missing or wild	-9	2	.0	Missing
Proxy and or phone	-7	977	6.3	Missing

Valid cases	14413	Missing cases	979

Question Route

IF (PWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard 69)

Index Terms