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gf118 Income: industrial injury allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF118 : Have you yourself or jointly with others since 1.9.96 received Industrial Injury or Disablement Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10751 96.1 99.3
Ind injury allow 18 77 .7 .7
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf119 Income: attendance allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF119 : Have you yourself or jointly with others since 1.9.96 received Attendance Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10593 94.6 97.8
Attendance allow 19 235 2.1 2.2
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf120 Income: mobility allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF120 : Have you yourself or jointly with others since 1.9.96 received Mobility Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10625 94.9 98.1
Mobility allow 20 203 1.8 1.9
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

gf121 Income: invalid care allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF121 : Have you yourself or jointly with others since 1.9.96 received Invalid Care Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10711 95.7 98.9
Inv care allow 21 117 1.0 1.1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf122 Income: war disability pension
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF122 : Have you yourself or jointly with others since 1.9.96 received War disability Pension?
Value Label Value Frequency % Valid %
Not mentioned 0 10773 96.2 99.5
War disabl pens 22 55 .5 .5
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf123 Income: disability living allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF123 : Have you yourself or jointly with others since 1.9.96 received Disability living allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10487 93.7 96.9
Disab livng allwnce 23 341 3.0 3.1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. New benefit income source from Wave 2 onwards.
Variable Occurrence W2 W3 W4 W5 W6 W7

gf124 Income: disability working allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF124 : Have you yourself or jointly with others since 1.9.96 received Disability working allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10819 96.7 99.9
Disab wrkng allwnce 24 9 .1 .1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. New benefit income source from Wave 2 onwards.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13

gf125 Income: incapacity benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF125 : Have you yourself or jointly with others since 1.9.96 received Incapacity Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10391 92.8 96.0
Incapacity benefit 25 437 3.9 4.0
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. New benefit income source from Wave 5 onwards. Introduced in 1994 to replace Invalidity benefits and N.I. Sickness benefit from April 1995 on.
Variable Occurrence W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf131 Income: both UB and IS
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF131 : Have you yourself or jointly with others since 1.9.96 received Unemployment Benefit and Income Support together?
Value Label Value Frequency % Valid %
Not mentioned 0 10751 96.1 99.3
UB and IS 31 77 .7 .7
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

gf132 Income: income support (IS)
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF132 : Have you yourself or jointly with others since 1.9.96 received Income Support (Supplementary Benefit)?
Value Label Value Frequency % Valid %
Not mentioned 0 9957 89.0 92.0
Income Support 32 871 7.8 8.0
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf133 Income: unemployment benefit (UB)
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF133 : Have you yourself or jointly with others since 1.9.96 received Unemployment Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10751 96.1 99.3
Unemployment Ben 33 77 .7 .7
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7

gf142 Income: Job seeker’s allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF142 : Have you yourself or jointly with others since 1.9.96 received Job Seeker’s Allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10540 94.2 97.3
Job Seeker’s Allowan 42 288 2.6 2.7
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

A new benefit introduced in October 1996 to replace Unemployment Benefit (wF133). See usage notes in Vol. A.
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf135 Income: child benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF135 : Have you yourself or jointly with others since 1.9.96 received Child Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 8850 79.1 81.7
Child benefit 35 1978 17.7 18.3
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf136 Income: one parent benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF136 : Have you yourself or jointly with others since 1.9.96 received One Parent Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10513 93.9 97.1
One parent benefit 36 315 2.8 2.9
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16

gf137 Income: family credit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF137 : Have you yourself or jointly with others since 1.9.96 received Family Credit?
Value Label Value Frequency % Valid %
Not mentioned 0 10614 94.8 98.0
Family credit 37 214 1.9 2.0
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf138 Income: maternity allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF138 : Have you yourself or jointly with others since 1.9.96 received Maternity allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10768 96.2 99.4
Maternity allow 38 60 .5 .6
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf139 Income: housing benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF139 : Have you yourself or jointly with others since 1.9.96 received Housing Benefit/Rent rebate or allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10008 89.4 92.4
Housing benefit 39 820 7.3 7.6
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Housing: Allowances/Rebates
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf140 Income: council tax benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF140 : Have you yourself or jointly with others since 1.9.96 received Council Tax Benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 9599 85.8 88.6
Comm charge bene 40 1229 11.0 11.4
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A. Changed from Community Charge Benefit to Council Tax Benefit at Wave 3.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf141 Income: other state benefit
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF141 : Have you yourself or jointly with others since 1.9.96 received Any other state benefit?
Value Label Value Frequency % Valid %
Not mentioned 0 10795 96.4 99.7
Other state bene 41 33 .3 .3
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf151 Income: educational grant
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF151 : Have you yourself or jointly with others since 1.9.96 received Educational Grant?
Value Label Value Frequency % Valid %
Not mentioned 0 10497 93.8 96.9
Educa grant 51 331 3.0 3.1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Grants for Education
Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf152 Income: trade union payments
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF152 : Have you yourself or jointly with others since 1.9.96 received Trade Union/Friendly Society payments?
Value Label Value Frequency % Valid %
Not mentioned 0 10815 96.6 99.9
T U/friendly soc pay 52 13 .1 .1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Trade Unions and Union Membership
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf153 Income: maintenance or alimony
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF153 : Have you yourself or jointly with others since 1.9.96 received Maintenance or Alimony?
Value Label Value Frequency % Valid %
Not mentioned 0 10651 95.2 98.4
Maint or alimony 53 177 1.6 1.6
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf154 Income: payments from relations
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF154 : Have you yourself or jointly with others since 1.9.96 received Payments from a family member not living here?
Value Label Value Frequency % Valid %
Not mentioned 0 10638 95.0 98.2
Payment abs relative 54 190 1.7 1.8
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf155 Income: rent from lodgers
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF155 : Have you yourself or jointly with others since 1.9.96 received Rent from Boarders or lodgers (not family members living here with you)?
Value Label Value Frequency % Valid %
Not mentioned 0 10744 96.0 99.2
Rent/boarders/lodger 55 84 .8 .8
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf156 Income: rent from other property
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF156 : Have you yourself or jointly with others since 1.9.96 received Rent from any other property?
Value Label Value Frequency % Valid %
Not mentioned 0 10617 94.9 98.1
Rent other prop 56 211 1.9 1.9
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Rents, Savings, Investments
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf157 Income: foster allowance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF157 : Have you yourself or jointly with others since 1.9.96 received Foster allowance?
Value Label Value Frequency % Valid %
Not mentioned 0 10818 96.6 99.9
Foster allowance 57 10 .1 .1
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf158 Income: sickness or accident insurance
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF158 : Have you yourself or jointly with others since 1.9.96 received Sickness or accident insurance?
Value Label Value Frequency % Valid %
Not mentioned 0 10797 96.5 99.7
Sick/acci insurance 58 31 .3 .3
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gf159 Income: any other payment
Record Type GINDRESP
Questionnaire Individual (82)
Question Number and Text GF159 : Have you yourself or jointly with others since 1.9.96 received Any other regular payment?
Value Label Value Frequency % Valid %
Not mentioned 0 10776 96.3 99.5
Any other payment 59 52 .5 .5
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Incomes: Benefits and Allowances and Pensions
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gnf1 Income: total number of cited sources
Record Type GINDRESP
Questionnaire Individual (83)
Question Number and Text GF2 : Interviewer check How many sources of income in total were recorded above?
Value Label Value Frequency % Valid %
0 4582 40.9 42.4
1 2737 24.5 25.3
2 1758 15.7 16.3
3 890 8.0 8.2
4 547 4.9 5.1
5 207 1.8 1.9
6 71 .6 .7
7 16 .1 .1
8 3 .0 .0
9 2 .0 .0
Proxy respondent -7 365 3.3 Missing
Refused -2 15 .1 Missing
Valid cases 10813 Missing cases 380
Question Route ALL RESPONDENTS
Index Terms Incomes
Note

See usage notes in Vol. A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gfisit Financial situation
Record Type GINDRESP
Questionnaire Individual (88)
Question Number and Text GF4 : How well would you say you yourself are managing financially these days? Would you say you are (READ OUT)
Value Label Value Frequency % Valid %
Living comfortably 1 3154 28.2 29.2
Doing alright 2 3777 33.7 34.9
Just abt getting by 3 2894 25.9 26.8
Finding it quite dif 4 653 5.8 6.0
Finding it very diff 5 334 3.0 3.1
Missing or wild -9 6 .1 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 10 .1 Missing
Valid cases 10812 Missing cases 381
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gfisitc Change in financial position last year
Record Type GINDRESP
Questionnaire Individual (88)
Question Number and Text GF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?
Value Label Value Frequency % Valid %
Better off 1 3396 30.3 31.5
Worse off 2 2481 22.2 23.0
About same 3 4920 44.0 45.6
Missing or wild -9 6 .1 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 25 .2 Missing
Valid cases 10797 Missing cases 396
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gfisity Why financial situation changed
Record Type GINDRESP
Questionnaire Individual (88)
Question Number and Text GF6 : Why is that? (financially better or worse off)
Value Label Value Frequency % Valid %
Earnings increased 1 2087 18.6 36.3
Benefits increased 2 225 2.0 3.9
Invest’t income inc 3 88 .8 1.5
Less expenses 4 428 3.8 7.4
Windfall payment 5 124 1.1 2.2
Earnings decreased 11 697 6.2 12.1
Benefits reduced 12 133 1.2 2.3
Invest’t income dec 13 13 .1 .2
More expenses 14 1188 10.6 20.6
One off expenditure 15 38 .3 .7
Earn less:less expen 21 7 .1 .1
Earn more:more expen 22 20 .2 .3
Earn more:less benft 23 19 .2 .3
More benft:more expe 24 21 .2 .4
Less svgs:same std l 25 34 .3 .6
Good management 26 138 1.2 2.4
No change income/exp 27 2 .0 .0
Better off:other rea 31 221 2.0 3.8
Worse off:other reas 32 253 2.3 4.4
Nthr better/worse:re 33 2 .0 .0
Other 96 18 .2 .3
Missing or wild -9 96 .9 Missing
Inapplicable -8 4945 44.2 Missing
Proxy -7 365 3.3 Missing
Refused -2 7 .1 Missing
Don’t know -1 24 .2 Missing
Valid cases 5756 Missing cases 5437
Question Route IF (GFISITC = 1-2) Asked if R is better off or worse off financially than a year ago
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Note

Office coded from verbatim responses.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gfisitx Financial expectations for year ahead
Record Type GINDRESP
Questionnaire Individual (88)
Question Number and Text GF7 : Looking ahead, how do you think you will be financially a year from now, will you be (READ OUT)
Value Label Value Frequency % Valid %
Better than now 1 3103 27.7 29.9
Worse than now 2 1067 9.5 10.3
About the same 3 6208 55.5 59.8
Missing or wild -9 14 .1 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 436 3.9 Missing
Valid cases 10378 Missing cases 815
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Values, Opinions and Attitudes
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gfiyrdi Income last year from dividends/interest
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF8 : In the past 12 months about how much have you received in the way of dividends or interest from any savings and investments you may have?
Value Label Value Frequency % Valid %
Nothing 1 5068 45.3 46.8
Under 100 2 3057 27.3 28.2
100-499 3 1451 13.0 13.4
500-999 4 500 4.5 4.6
1000+ 5 752 6.7 6.9
Proxy respondent -7 365 3.3 Missing
Valid cases 10828 Missing cases 365
Question Route ALL RESPONDENTS
Index Terms Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Note

Includes imputed data. As this is a variable directly associated with a question, the imputation flag GFIYRDII takes missing value code of original variable (e.g. Don’t know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8

gfiyrdiu Income last yr dividend/interest > 1000
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF9 : Could you tell me, was it
Value Label Value Frequency % Valid %
1000-2500 1 345 3.1 51.2
2501-4999 2 174 1.6 25.8
5000-10000 3 99 .9 14.7
>10000 4 56 .5 8.3
Missing or wild -9 20 .2 Missing
Inapplicable -8 10110 90.3 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 7 .1 Missing
Don’t know -1 17 .2 Missing
Valid cases 674 Missing cases 10519
Question Route IF (GFIYRDI=5) Asked if R has received in last 12 months more than 1000 in dividends or interest from savings and investments.
Index Terms Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable Occurrence W3 W4 W5 W6 W7 W8

gsave Saves from current income
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF10 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes and Personal Equity Plan (PEP) schemes.
Value Label Value Frequency % Valid %
Yes 1 4290 38.3 40.0
No 2 6441 57.5 60.0
Missing or wild -9 19 .2 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 77 .7 Missing
Don’t know -1 1 .0 Missing
Valid cases 10731 Missing cases 462
Question Route ALL RESPONDENTS
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts (TESSAs).
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gsaved Amount saved each month
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF11 : About how much on average do you personally manage to save a month?
Mean Std Dev Minimum Maximum
135.38 252.13 0 6070
Value Label Value Frequency % Valid %
0 2 .0 .1
Amount stated 1 3925 35.1 99.9
Missing or wild -9 30 .3 Missing
Inapplicable -8 6519 58.2 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 81 .7 Missing
Don’t know -1 271 2.4 Missing
Valid cases 3927 Missing cases 7266
Question Route IF (GSAVE=1) Asked if R saves some of income
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Amount saved by R alone.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gsavey1 First reason for saving
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF12 : What are you saving for?
Value Label Value Frequency % Valid %
Holidays 1 818 7.3 20.2
Old age 2 309 2.8 7.6
Car 3 157 1.4 3.9
Children 4 135 1.2 3.3
House purchase 5 214 1.9 5.3
Home improv 6 160 1.4 3.9
HH bills 7 56 .5 1.4
Special evnts 8 242 2.2 6.0
No spec reason 9 1713 15.3 42.3
Share schemes 10 33 .3 .8
Own education 11 39 .3 1.0
Grandchild 12 14 .1 .3
Other 96 164 1.5 4.0
Missing or wild -9 210 1.9 Missing
Inapplicable -8 6519 58.2 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 4 .0 Missing
Don’t know -1 41 .4 Missing
Valid cases 4054 Missing cases 7139
Question Route IF (GSAVE=1 AND GSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

Office coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gsavey2 Second reason for saving
Record Type GINDRESP
Questionnaire Individual (89)
Question Number and Text GF12 : What are you saving for?
Value Label Value Frequency % Valid %
Not mentioned 0 3585 32.0 83.6
Holidays 1 139 1.2 3.2
Old age 2 51 .5 1.2
Car 3 77 .7 1.8
Children 4 34 .3 .8
House purchase 5 23 .2 .5
Home improv 6 96 .9 2.2
HH bills 7 24 .2 .6
Special evnts 8 69 .6 1.6
No spec reason 9 147 1.3 3.4
Share schemes 10 3 .0 .1
Own education 11 3 .0 .1
Grandchild 12 6 .1 .1
Other 96 30 .3 .7
Missing or wild -9 19 .2 Missing
Inapplicable -8 6519 58.2 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 1 .0 Missing
Don’t know -1 2 .0 Missing
Valid cases 4287 Missing cases 6906
Question Route IF (GSAVE=1 AND GSAVED GT 0) Asked if R saves some of income and specifies amount saved per month
Index Terms Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Note

See note for GSAVEY1.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpppen Paid into private personal pension
Record Type GINDRESP
Questionnaire Individual (90)
Question Number and Text GF13 : I’d like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1996 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?
Value Label Value Frequency % Valid %
Yes 1 1443 12.9 13.3
No 2 9374 83.7 86.7
Missing or wild -9 9 .1 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 2 .0 Missing
Valid cases 10817 Missing cases 376
Question Route ALL RESPONDENTS
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenb4 Personal pension started before 1.7.88
Record Type GINDRESP
Questionnaire Individual (90)
Question Number and Text GF14 : Was your policy taken out before July 1st 1988 or since then?
Value Label Value Frequency % Valid %
Before 1.7.88 1 369 3.3 25.6
1.7.88 or since 2 1014 9.1 70.4
Before and after 3 58 .5 4.0
Missing or wild -9 9 .1 Missing
Inapplicable -8 9376 83.8 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 2 .0 Missing
Valid cases 1441 Missing cases 9752
Question Route IF (GPPPEN=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS
Index Terms Financial Management: Pensions
Note

1.7.88 was date on which the UK laws relating to personal pensions were changed.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenb4y4 Year pre 1.7.88 pension started
Record Type GINDRESP
Questionnaire Individual (90)
Question Number and Text GF15 : What year did you first take out a policy?
Mean Std Dev Minimum Maximum
1984.13 4.65 1964 1988
Value Label Value Frequency % Valid %
Amount stated 1 318 2.8 100.0
Missing or wild -9 10 .1 Missing
Inapplicable -8 10450 93.4 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 50 .4 Missing
Valid cases 318 Missing cases 10875
Question Route IF (GPPPEN=1 AND GPENB4=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenb4v Amount last payment to pre 1988 pension
Record Type GINDRESP
Questionnaire Individual (90)
Question Number and Text GF16 : How much was your last contribution or premium?
Mean Std Dev Minimum Maximum
203.70 665.10 0 7200
Value Label Value Frequency % Valid %
0 2 .0 .6
Amount stated 1 324 2.9 99.4
Missing or wild -9 10 .1 Missing
Inapplicable -8 10450 93.4 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 10 .1 Missing
Don’t know -1 32 .3 Missing
Valid cases 326 Missing cases 10867
Question Route IF (GPPPEN=1 AND GPENB4=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for GPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenb4w Weeks covered pre 88 pension
Record Type GINDRESP
Questionnaire Individual (90)
Question Number and Text GF17OC : How long did this cover?
Mean Std Dev Minimum Maximum
8.21 13.08 1 52
Value Label Value Frequency % Valid %
Amount stated 1.00 321 2.9 100.0
Missing or wild -9.00 11 .1 Missing
Inapplicable -8.00 10492 93.7 Missing
Proxy respondent -7.00 365 3.3 Missing
One off payment -4.00 4 .0 Missing
Valid cases 321 Missing cases 10872
Question Route IF (GPPPEN=1 AND GPENB4=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88
Index Terms Financial Management: Pensions
Note

See note for GPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenyr4 Year post 1.7.88 pension started
Record Type GINDRESP
Questionnaire Individual (91)
Question Number and Text GF18 : What year did you first take out a policy?
Value Label Value Frequency % Valid %
1988 53 .5 5.3
1989 127 1.1 12.6
1990 126 1.1 12.5
1991 98 .9 9.7
1992 116 1.0 11.5
1993 79 .7 7.8
1994 82 .7 8.1
1995 89 .8 8.8
1996 120 1.1 11.9
1997 118 1.1 11.7
1998 1 .0 .1
Missing or wild -9 11 .1 Missing
Inapplicable -8 9747 87.1 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 61 .5 Missing
Valid cases 1009 Missing cases 10184
Question Route IF (GPPPEN=1 AND GPENB4=2) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88
Index Terms Financial Management: Pensions
Note

See note for GPENB4.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenadd Additional contrib’n to post ’88 pension
Record Type GINDRESP
Questionnaire Individual (91)
Question Number and Text GF19 : Since September 1st 1996, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?
Value Label Value Frequency % Valid %
Yes 1 729 6.5 68.5
No 2 336 3.0 31.5
Missing or wild -9 13 .1 Missing
Inapplicable -8 9747 87.1 Missing
Proxy respondent -7 365 3.3 Missing
Don’t know -1 3 .0 Missing
Valid cases 1065 Missing cases 10128
Question Route IF (GPPPEN=1 AND GPENB4=2) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenadv Amount last payment post 1.7.88 pension
Record Type GINDRESP
Questionnaire Individual (91)
Question Number and Text GF20 : How much was your last contribution?
Mean Std Dev Minimum Maximum
275.03 1027.93 1 9999
Value Label Value Frequency % Valid %
Amount stated 1 705 6.3 100.0
Missing or wild -9 13 .1 Missing
Inapplicable -8 10086 90.1 Missing
Proxy respondent -7 365 3.3 Missing
Refused -2 3 .0 Missing
Don’t know -1 21 .2 Missing
Valid cases 705 Missing cases 10488
Question Route IF (GPPPEN=1 AND GPENB4=2 AND GPENADD=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

gpenadw Weeks covered post 88 pension
Record Type GINDRESP
Questionnaire Individual (91)
Question Number and Text GF21OC : How long did this cover?
Mean Std Dev Minimum Maximum
6.74 10.98 1 99.70
Value Label Value Frequency % Valid %
Amount stated 1.00 689 6.2 100.0
Missing or wild -9.00 14 .1 Missing
Inapplicable -8.00 10110 90.3 Missing
Proxy respondent -7.00 365 3.3 Missing
One off payment -4.00 15 .1 Missing
Valid cases 689 Missing cases 10504
Question Route IF (GPPPEN=1 AND GPENB4=2 AND GPENADD=1) Asked if R has since 1.9.96 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions towards the pension
Index Terms Financial Management: Pensions
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18