| ifisity | 
Why financial situation changed | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (95) | 
| Question Number and Text | 
IF6 : Why is that? (financially better or worse off) | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| missing or wild | 
-9 | 
51 | 
0.33 | 
Missing | 
 
| inapplicable | 
-8 | 
7782 | 
49.81 | 
Missing | 
 
| proxy and/or phone | 
-7 | 
435 | 
2.78 | 
Missing | 
 
| refused | 
-2 | 
13 | 
0.08 | 
Missing | 
 
| Earnings increased | 
1 | 
2494 | 
15.96 | 
33.97 | 
 
| Benefits increased | 
2 | 
299 | 
1.91 | 
4.07 | 
 
| Invest’t income inc | 
3 | 
89 | 
0.57 | 
1.21 | 
 
| Less expenses | 
4 | 
553 | 
3.54 | 
7.53 | 
 
| Windfall payment | 
5 | 
111 | 
0.71 | 
1.51 | 
 
| Earnings decreased | 
11 | 
995 | 
6.37 | 
13.55 | 
 
| Benefits reduced | 
12 | 
120 | 
0.77 | 
1.63 | 
 
| Invest’t income dec | 
13 | 
88 | 
0.56 | 
1.2 | 
 
| More expenses | 
14 | 
1644 | 
10.52 | 
22.39 | 
 
| One off expenditure | 
15 | 
50 | 
0.32 | 
0.68 | 
 
| Earn less:less expens | 
21 | 
2 | 
0.01 | 
0.03 | 
 
| Earn more:more expens | 
22 | 
8 | 
0.05 | 
0.11 | 
 
| Earn more:less benft | 
23 | 
2 | 
0.01 | 
0.03 | 
 
| More benft:more expens | 
24 | 
7 | 
0.04 | 
0.1 | 
 
| Less svgs:same std livg | 
25 | 
52 | 
0.33 | 
0.71 | 
 
| Good management | 
26 | 
250 | 
1.60 | 
3.41 | 
 
| No change income/expens | 
27 | 
2 | 
0.01 | 
0.03 | 
 
| Better off:other reason | 
31 | 
276 | 
1.77 | 
3.76 | 
 
| Worse off:other reason | 
32 | 
293 | 
1.88 | 
3.99 | 
 
| Nthr better/worse:reason | 
33 | 
2 | 
0.01 | 
0.03 | 
 
| Other | 
96 | 
5 | 
0.03 | 
0.07 | 
 
| Total | 
 | 
15623 | 
100.00 | 
 | 
 
 
 | 
 | 
| Valid cases | 
7342 | 
Missing cases | 
8281 | 
 
 
 | 
| Question Route | 
IF (IFISITC = 1-2) Asked if R is better off or worse off financially than a year ago | 
| Index Terms | 
Financial Management: Material Well-Being | 
 | 
Values, Opinions and Attitudes | 
| Note
 | Office coded from verbatim responses. | 
| Variable Occurrence | 
W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdia | 
Amount received in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF8 : In the past 12 months how much have you received in the way of dividends or interest from any savings and investments you may have? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 248.07 | 
1398.40 | 
0 | 
50000 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Nothing | 
0 | 
9275 | 
59.4 | 
73.5 | 
 
| Amount stated | 
1 | 
3347 | 
21.4 | 
26.5 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
723 | 
4.6 | 
Missing | 
 
| Don’t know | 
-1 | 
1840 | 
11.8 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
12622 | 
Missing cases | 
3001 | 
 
 
 | 
| Question Route | 
ALL RESPONDENTS | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdb2 | 
Over 1000 in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF9B : Would it amount to 1,000 or more? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
211 | 
1.4 | 
48.2 | 
 
| No | 
2 | 
227 | 
1.5 | 
51.8 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Not applicable | 
-8 | 
14703 | 
94.1 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
1 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
43 | 
.3 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
438 | 
Missing cases | 
15185 | 
 
 
 | 
| Question Route | 
IF (IFIYRDIA = -1 AND IFIYRDB1 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 500 pounds | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdb3 | 
Over 5000 in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF9C : Would it amount to 5,000 or more? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
53 | 
.3 | 
29.0 | 
 
| No | 
2 | 
130 | 
.8 | 
71.0 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Not applicable | 
-8 | 
14974 | 
95.8 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
4 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
24 | 
.2 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
183 | 
Missing cases | 
15440 | 
 
 
 | 
| Question Route | 
IF (IFIYRDIA = -1 AND IFIYRDB1 = 1 AND IFIYRDB2 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 pounds | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdb4 | 
Over 2500 in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF9D : Would it amount to 2,500 or more? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
57 | 
.4 | 
46.7 | 
 
| No | 
2 | 
65 | 
.4 | 
53.3 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Not applicable | 
-8 | 
15031 | 
96.2 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
2 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
30 | 
.2 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
122 | 
Missing cases | 
15501 | 
 
 
 | 
| Question Route | 
IF (IFIYRDIA = -1 AND IFIYRDB1 = 1 AND IFIYRDB2 = 2 AND IFIYRDB3 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 but less than 5000 pounds | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdb5 | 
Over 10000 in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF9E : Would it amount to 10,000 or more? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
15 | 
.1 | 
31.9 | 
 
| No | 
2 | 
32 | 
.2 | 
68.1 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Not applicable | 
-8 | 
15132 | 
96.9 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Don’t know | 
-1 | 
6 | 
.0 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
47 | 
Missing cases | 
15576 | 
 
 
 | 
| Question Route | 
IF (IFIYRDIA = -1 AND IFIYRDB1 = 1 AND IFIYRDB2 = 1 AND IFIYRDB3 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 5000 pounds | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ifiyrdb6 | 
Over 100 in interest/dividends | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (96) | 
| Question Number and Text | 
IF9F : Would it amount to 100 or more? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
605 | 
3.9 | 
61.2 | 
 
| No | 
2 | 
383 | 
2.5 | 
38.8 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Not applicable | 
-8 | 
13844 | 
88.6 | 
Missing | 
 
| Proxy Respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
7 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
346 | 
2.2 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
988 | 
Missing cases | 
14635 | 
 
 
 | 
| Question Route | 
IF (IFIYRDIA = -1 AND IFIYRDB1 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is less than 500 pounds | 
| Index Terms | 
Financial Management: Savings and Bank Accounts | 
 | 
Incomes: Rents, Savings, Investments | 
| Variable Occurrence | 
W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| isave | 
Saves from current income | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (97) | 
| Question Number and Text | 
IF10 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes and Personal Equity Plan (PEP) schemes. | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Yes | 
1 | 
5570 | 
35.7 | 
37.7 | 
 
| No | 
2 | 
9216 | 
59.0 | 
62.3 | 
 
| Missing or wild | 
-9 | 
4 | 
.0 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
398 | 
2.5 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
14786 | 
Missing cases | 
837 | 
 
 
 | 
| Question Route | 
ALL RESPONDENTS | 
| Index Terms | 
Financial Management: Material Well-Being | 
 | 
Financial Management: Savings and Bank Accounts | 
| Note
 | Explicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts (TESSAs). | 
| Variable Occurrence | 
W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| isavey1 | 
First reason for saving | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (97) | 
| Question Number and Text | 
IF12M1 : What are you saving for? 1st mention | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Holidays | 
1 | 
1296 | 
8.3 | 
24.0 | 
 
| Old age | 
2 | 
480 | 
3.1 | 
8.9 | 
 
| Car | 
3 | 
203 | 
1.3 | 
3.8 | 
 
| Children | 
4 | 
219 | 
1.4 | 
4.1 | 
 
| House purchase | 
5 | 
265 | 
1.7 | 
4.9 | 
 
| Home improv | 
6 | 
194 | 
1.2 | 
3.6 | 
 
| HH bills | 
7 | 
59 | 
.4 | 
1.1 | 
 
| Special evnts | 
8 | 
299 | 
1.9 | 
5.5 | 
 
| No spec reason | 
9 | 
2121 | 
13.6 | 
39.3 | 
 
| Share schemes | 
10 | 
33 | 
.2 | 
.6 | 
 
| Own education | 
11 | 
66 | 
.4 | 
1.2 | 
 
| Grandchild | 
12 | 
27 | 
.2 | 
.5 | 
 
| Other | 
96 | 
135 | 
.9 | 
2.5 | 
 
| Missing or wild | 
-9 | 
9 | 
.1 | 
Missing | 
 
| Inapplicable | 
-8 | 
9614 | 
61.5 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
77 | 
.5 | 
Missing | 
 
| Don’t know | 
-1 | 
91 | 
.6 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
5397 | 
Missing cases | 
10226 | 
 
 
 | 
| Question Route | 
IF (ISAVE=1 AND ISAVED GT 0) Asked if R saves some of income and specifies amount saved per month | 
| Index Terms | 
Financial Management: Material Well-Being | 
 | 
Financial Management: Savings and Bank Accounts | 
| Note
 | Office coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY. | 
| Variable Occurrence | 
W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenb4 | 
Personal pension started before 1.7.88 | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (97) | 
| Question Number and Text | 
IF14 : Was your policy taken out before July 1st 1988 or since then? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| missing or wild | 
-9 | 
14 | 
0.09 | 
Missing | 
 
| inapplicable | 
-8 | 
13389 | 
85.70 | 
Missing | 
 
| proxy and/or phone | 
-7 | 
435 | 
2.78 | 
Missing | 
 
| Before 1.7.88 | 
1 | 
524 | 
3.35 | 
29.36 | 
 
| 1.7.88 or since | 
2 | 
1221 | 
7.82 | 
68.4 | 
 
| Before and after | 
3 | 
40 | 
0.26 | 
2.24 | 
 
| Total | 
 | 
15623 | 
100.00 | 
 | 
 
 
 | 
 | 
| Valid cases | 
1785 | 
Missing cases | 
13838 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS | 
| Index Terms | 
Financial Management: Pensions | 
| Note
 | 1.7.88 was date on which the UK laws relating to personal pensions were changed. | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenb4y4 | 
Year pre 1.7.88 pension started | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (98) | 
| Question Number and Text | 
IF15 : What year did you first take out a policy? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 1983.48 | 
5.05 | 
1960 | 
1988 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1 | 
421 | 
2.7 | 
100.0 | 
 
| Missing or wild | 
-9 | 
4 | 
.0 | 
Missing | 
 
| Inapplicable | 
-8 | 
14661 | 
93.8 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
4 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
98 | 
.6 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
421 | 
Missing cases | 
15202 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4 = 1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88 | 
| Index Terms | 
Financial Management: Pensions | 
| Note
 | See note for IPENB4. | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenb4v | 
Amount last payment to pre 1988 pension | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (98) | 
| Question Number and Text | 
IF16 : How much was your last contribution or premium? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 246.45 | 
764.77 | 
1 | 
7000 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1 | 
438 | 
2.8 | 
100.0 | 
 
| Missing or wild | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Inapplicable | 
-8 | 
14661 | 
93.8 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
18 | 
.1 | 
Missing | 
 
| Don’t know | 
-1 | 
68 | 
.4 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
438 | 
Missing cases | 
15185 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4=1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88 | 
| Index Terms | 
Financial Management: Pensions | 
| Note
 | See note for IPENB4. | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenb4w | 
Weeks covered pre 88 pension | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (98) | 
| Question Number and Text | 
IF17OC : How long did this cover? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 8.36 | 
13.24 | 
1 | 
52 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1.00 | 
432 | 
2.8 | 
100.0 | 
 
| Missing or wild | 
-9.00 | 
5 | 
.0 | 
Missing | 
 
| Inapplicable | 
-8.00 | 
14747 | 
94.4 | 
Missing | 
 
| Proxy respondent | 
-7.00 | 
435 | 
2.8 | 
Missing | 
 
| One off payment | 
-4.00 | 
4 | 
.0 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
432 | 
Missing cases | 
15191 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4=1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and the policy was taken out before 1.7.88 | 
| Index Terms | 
Financial Management: Pensions | 
| Note
 | See note for IPENB4. | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenadd | 
Additional contrib’n to post ’88 pension | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (99) | 
| Question Number and Text | 
IF19 : Since September 1st 1998, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| missing or wild | 
-9 | 
7 | 
0.04 | 
Missing | 
 
| inapplicable | 
-8 | 
13924 | 
89.13 | 
Missing | 
 
| proxy and/or phone | 
-7 | 
435 | 
2.78 | 
Missing | 
 
| Yes | 
1 | 
724 | 
4.63 | 
57.6 | 
 
| No | 
2 | 
533 | 
3.41 | 
42.4 | 
 
| Total | 
 | 
15623 | 
100.00 | 
 | 
 
 
 | 
 | 
| Valid cases | 
1257 | 
Missing cases | 
14366 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4=2) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 | 
| Index Terms | 
Financial Management: Pensions | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenadv | 
Amount last payment post 1.7.88 pension | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (99) | 
| Question Number and Text | 
IF20 : How much was your last contribution? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 188.60 | 
699.34 | 
2 | 
9999 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1 | 
679 | 
4.3 | 
100.0 | 
 
| Missing or wild | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Inapplicable | 
-8 | 
14461 | 
92.6 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
9 | 
.1 | 
Missing | 
 
| Don’t know | 
-1 | 
36 | 
.2 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
679 | 
Missing cases | 
14944 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4=2 AND IPENADD=1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension | 
| Index Terms | 
Financial Management: Pensions | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ipenadw | 
Weeks covered post 88 pension | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (99) | 
| Question Number and Text | 
IF21OC : How long did this cover? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 5.66 | 
7.98 | 
1 | 
52 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1.00 | 
669 | 
4.3 | 
100.0 | 
 
| Missing or wild | 
-9.00 | 
4 | 
.0 | 
Missing | 
 
| Inapplicable | 
-8.00 | 
14506 | 
92.9 | 
Missing | 
 
| Proxy respondent | 
-7.00 | 
435 | 
2.8 | 
Missing | 
 
| One off payment | 
-4.00 | 
9 | 
.1 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
669 | 
Missing cases | 
14954 | 
 
 
 | 
| Question Route | 
IF (IPPPEN=1 AND IPENB4=2 AND IPENADD=1) Asked if R has since 1.9.98 paid into a private personal pension or had contributions paid on R’s behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions towards the pension | 
| Index Terms | 
Financial Management: Pensions | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| iwindfg | 
Lump sum – win on pools/nat.Lottery etc | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (100) | 
| Question Number and Text | 
IF23G : Which ones? .. a win on the football pools, national lottery or other form of gambling | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Not mentioned | 
0 | 
13173 | 
84.3 | 
87.8 | 
 
| Pools/Lottery win | 
1 | 
1826 | 
11.7 | 
12.2 | 
 
| Missing | 
-9 | 
9 | 
.1 | 
Missing | 
 
| Not applicable | 
-8 | 
180 | 
1.2 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
14999 | 
Missing cases | 
624 | 
 
 
 | 
| Question Route | 
IF (IWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 41) | 
| Index Terms | 
Financial Management: Material Well-Being | 
 | 
Incomes: Windfalls | 
| Note
 | National Lottery introduced in the UK in November 1994. | 
| Variable Occurrence | 
W5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| iwindfgy | 
Amount of: Pools/lottery win | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (100) | 
| Question Number and Text | 
IF24G : About how much in total did you receive? win on the football pools, national lottery or other form of gambling | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 169.66 | 
1522.11 | 
1 | 
60000 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1 | 
1802 | 
11.5 | 
100.0 | 
 
| Missing or wild | 
-9 | 
9 | 
.1 | 
Missing | 
 
| Not applicable | 
-8 | 
13353 | 
85.5 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
7 | 
.0 | 
Missing | 
 
| Don’t know | 
-1 | 
17 | 
.1 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
1802 | 
Missing cases | 
13821 | 
 
 
 | 
| Question Route | 
IF (IWINDF=1 AND IWINDFG=7) Asked if R has received any payment or payment in kind from any form of gambling | 
| Index Terms | 
Financial Management: Material Well-Being | 
 | 
Incomes: Windfalls | 
| Variable Occurrence | 
W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ixpmeal | 
Amount spent eating out per month | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (101) | 
| Question Number and Text | 
IF25A : Please look at this card (F8) and tell me about how much you personally spend in an average month on eating out at, or buying take-away food from a restaurant, pub or cafe, including school meals or meals at work? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Nothing | 
0 | 
3186 | 
20.4 | 
21.1 | 
 
| Under 10 | 
1 | 
2124 | 
13.6 | 
14.1 | 
 
| 10 – 19 | 
2 | 
2111 | 
13.5 | 
14.0 | 
 
| 20 – 29 | 
3 | 
2001 | 
12.8 | 
13.3 | 
 
| 30 – 39 | 
4 | 
1312 | 
8.4 | 
8.7 | 
 
| 40 – 49 | 
5 | 
1103 | 
7.1 | 
7.3 | 
 
| 50 – 59 | 
6 | 
900 | 
5.8 | 
6.0 | 
 
| 60 – 79 | 
7 | 
649 | 
4.2 | 
4.3 | 
 
| 80 – 99 | 
8 | 
517 | 
3.3 | 
3.4 | 
 
| 100 – 119 | 
9 | 
548 | 
3.5 | 
3.6 | 
 
| 120 – 139 | 
10 | 
197 | 
1.3 | 
1.3 | 
 
| 140 – 159 | 
11 | 
125 | 
.8 | 
.8 | 
 
| 160 or over | 
12 | 
318 | 
2.0 | 
2.1 | 
 
| Missing | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
30 | 
.2 | 
Missing | 
 
| Don’t know | 
-1 | 
64 | 
.4 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
15091 | 
Missing cases | 
532 | 
 
 
 | 
| Question Route | 
ALL RESPONDENTS | 
| Index Terms | 
Financial Management: Personal Spending | 
| Note
 | Coded 0 if Partner/Spouse/Parent pays for item. | 
| Variable Occurrence | 
W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| ixpleis | 
Amount spent on leisure per month | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (101) | 
| Question Number and Text | 
IF25B : Please look at this card (F8) and tell me about how much you personally spend in an average month on leisure activities, and entertainment and hobbies, other than eating out? | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Nothing | 
0 | 
3225 | 
20.6 | 
21.4 | 
 
| Under 10 | 
1 | 
2266 | 
14.5 | 
15.0 | 
 
| 10 – 19 | 
2 | 
2085 | 
13.3 | 
13.8 | 
 
| 20 – 29 | 
3 | 
1929 | 
12.3 | 
12.8 | 
 
| 30 – 39 | 
4 | 
1251 | 
8.0 | 
8.3 | 
 
| 40 – 49 | 
5 | 
1077 | 
6.9 | 
7.1 | 
 
| 50 – 59 | 
6 | 
799 | 
5.1 | 
5.3 | 
 
| 60 – 79 | 
7 | 
504 | 
3.2 | 
3.3 | 
 
| 80 – 99 | 
8 | 
469 | 
3.0 | 
3.1 | 
 
| 100 – 119 | 
9 | 
612 | 
3.9 | 
4.1 | 
 
| 120 – 139 | 
10 | 
248 | 
1.6 | 
1.6 | 
 
| 140 – 159 | 
11 | 
134 | 
.9 | 
.9 | 
 
| 160 or over | 
12 | 
472 | 
3.0 | 
3.1 | 
 
| Missing or wild | 
-9 | 
3 | 
.0 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
32 | 
.2 | 
Missing | 
 
| Don’t know | 
-1 | 
82 | 
.5 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
15071 | 
Missing cases | 
552 | 
 
 
 | 
| Question Route | 
ALL RESPONDENTS | 
| Index Terms | 
Financial Management: Personal Spending | 
 | 
Leisure Activity | 
| Note
 | Excludes holidays. Includes all activities either at home or outside home. | 
| Variable Occurrence | 
W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  | 
| iftexav | 
Amount maintenance paid to 1st non-resid | 
| Record Type | 
IINDRESP | 
| Questionnaire | 
Individual (102) | 
| Question Number and Text | 
IF27C1 : (IF `Maintenance/ alimony/ child support’) About how much in total do you give for (maintenance/alimony/child support)? | 
 | 
| Mean | 
Std Dev | 
Minimum | 
Maximum | 
 
| 187.50 | 
246.11 | 
1 | 
2000 | 
 
 
 | 
| Value Label | 
Value | 
Frequency | 
% | 
Valid % | 
 
| Amount stated | 
1 | 
282 | 
1.8 | 
100.0 | 
 
| Missing or wild | 
-9 | 
103 | 
.7 | 
Missing | 
 
| Inapplicable | 
-8 | 
14778 | 
94.6 | 
Missing | 
 
| Proxy respondent | 
-7 | 
435 | 
2.8 | 
Missing | 
 
| Refused | 
-2 | 
21 | 
.1 | 
Missing | 
 
| Don’t know | 
-1 | 
4 | 
.0 | 
Missing | 
 
 
 | 
 | 
| Valid cases | 
282 | 
Missing cases | 
15341 | 
 
 
 | 
| Question Route | 
IF (IFTEXHH=1 AND IFTEXA1=1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support | 
| Index Terms | 
Financial Management: External Transfers | 
| Note
 | After Wave 1, the restructuring of Finance section allowed investigation into amount and periodicity of external transfers for maintenance/ alimony/ child support. | 
| Variable Occurrence | 
W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18  |