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nhid Household identification number
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NHID : Office Code
Valid cases 8897 Missing cases 0
Index Terms Key Linking Variable
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhhdoi Day of interview
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0AD : Office Code
Valid cases 8448 Missing cases 449
Index Terms Interview Characteristics and Conditions
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhhmoi Month of interview
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0AM : Office Code
Value Label Value Frequency % Valid %
January 1 244 2.7 2.9
February 2 71 .8 .8
March 3 57 .6 .7
April 4 23 .3 .3
May 5 3 .0 .0
September 9 3420 38.4 40.5
October 10 2862 32.2 33.9
November 11 1347 15.1 15.9
December 12 422 4.7 5.0
Missing or wild -9 448 5.0 Missing
Valid cases 8449 Missing cases 448
Question Route ALL
Index Terms Interview Characteristics and Conditions
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhhyoi4 Year of interview
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0AY : Office Code
Value Label Value Frequency % Valid %
2004 8051 90.5 95.3
2005 398 4.5 4.7
Missing or wild -9 448 5.0 Missing
Valid cases 8449 Missing cases 448
Question Route ALL
Index Terms Interview Characteristics and Conditions
Note Due to extended fieldwork period this is an important check on recall data, e.g. in ascertaining for instance which ‘Winter’ or ‘January’ R is referring to.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhhsoih Hour interview began
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0BH : Interviewer Code: Time at start of interview (hours)
Valid cases 8388 Missing cases 509
Index Terms Interview Characteristics and Conditions
Variable Occurrence W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhhsoim Minute interview began
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0BM : Interviewer Code: Time at start of interview (minutes)
Valid cases 8388 Missing cases 509
Index Terms Interview Characteristics and Conditions
Variable Occurrence W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhstype Type of accommodation
Record Type NHHRESP
Questionnaire Household (1)
Question Number and Text NH0C : (from observation) What type of accommodation does the household live in?
Value Label Value Frequency % Valid %
Det’d house/bungalow 1 2241 25.2 26.7
Semi-det’d house/bun 2 2488 28.0 29.7
End terraced house 3 719 8.1 8.6
Terraced house 4 1573 17.7 18.8
Purpose blt flat <10 5 706 7.9 8.4
Purpose blt flat >10 6 269 3.0 3.2
Converted flat <10 7 187 2.1 2.2
Converted flat >10 8 25 .3 .3
Incl business prem 9 22 .2 .3
Bedsitter under 10 10 4 .0 .0
Bedsitter 10+ dwellg 11 14 .2 .2
Bedsitter single occ 12 5 .1 .1
Sheltered accommdn 13 45 .5 .5
Institutional 14 28 .3 .3
Other 15 62 .7 .7
Missing or wild -9 61 .7 Missing
T’phone q-not asked -7 448 5.0 Missing
Valid cases 8388 Missing cases 509
Question Route ALL
Index Terms Housing: Size and Condition of Dwelling
Note Refers to space used by h/hold, not to issued address. Code 7 implies access to business premises without going outside building. Question change from Wave One to Wave Two, recoded ‘Other’ 0 into 11 and new category 10 `Institution’. From Wave 5 on the coding frame was expanded to allow comparability with the European Community Household Panel.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsrins Institutional accommodation rented
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH1A : If institutional accommodation – Is accommodation rented?
Value Label Value Frequency % Valid %
Yes 1 13 .1 46.4
No 2 15 .2 53.6
Missing or wild -9 10 .1 Missing
Inapplicable -8 8411 94.5 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 28 Missing cases 8869
Question Route ALL
Index Terms Housing: Rent, Mortgage and Loan Details
Note Key routing check. Before Wave 2, respondents were not followed in institutions. See Section on Sampling in Vol A.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsroom Number of rooms in accommodation
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH2 : I would like to ask you a few questions about your household’s accommodation. How many rooms are there here, including bedrooms but excluding kitchens, bathrooms, and any rooms you may let or sublet?
Value Label Value Frequency % Valid %
1 83 .9 1.0
2 513 5.8 6.1
3 1533 17.2 18.4
4 2284 25.7 27.3
5 1969 22.1 23.6
6 981 11.0 11.7
7 547 6.1 6.5
8 241 2.7 2.9
9 111 1.2 1.3
10 46 .5 .6
11 10 .1 .1
12 15 .2 .2
13 4 .0 .0
14 5 .1 .1
15 6 .1 .1
17 1 .0 .0
18 1 .0 .0
20 1 .0 .0
33 1 .0 .0
Missing or wild -9 57 .6 Missing
Inapplicable -8 38 .4 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8352 Missing cases 545
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Socio-demographic Characteristics
Note Rooms currently sublet to persons outside h/hold are excluded, those occupied by lodgers or boarders within h/hold are included.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsownd House owned or rented
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH3 : Does your household own or rent this accommodation or does it come rent-free?
Value Label Value Frequency % Valid %
Owned or on mortgage 1 6104 68.6 73.1
Shared ownership 2 34 .4 .4
Rented 3 2060 23.2 24.7
Rent free 4 128 1.4 1.5
Other 5 26 .3 .3
Missing or wild -9 57 .6 Missing
Inapplicable -8 38 .4 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8352 Missing cases 545
Question Route ALL RESPONDENTS
Index Terms Housing: Ownership Status and Tenure
Socio-demographic Characteristics
Note Shared ownership includes co-ownership and equity sharing schemes. Rent-free excludes cases of complete rebate through Housing Benefit and payment by charity. Used in construction of derived variable NTENURE.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsowr1 PNO of 1st person owning accommodation
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH4M1 : In whose name is this (house/flat/room) owned?
Value Label Value Frequency % Valid %
Not in HH 0 65 .7 1.1
1 5528 62.1 90.1
2 485 5.5 7.9
3 36 .4 .6
4 13 .1 .2
5 9 .1 .1
7 2 .0 .0
Missing or wild -9 69 .8 Missing
Inapplicable -8 2242 25.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 6138 Missing cases 2759
Question Route IF (NHSOWND = 1-2) Asked if R owns or part owns home
Index Terms Housing: Ownership Status and Tenure
Note Records Person Number
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsowr2 PNO of 2nd person owning accommodation
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH4M2 : In whose name is this (house/flat/room) owned?
Value Label Value Frequency % Valid %
Not mentioned 0 2463 27.7 40.6
1 143 1.6 2.4
2 3325 37.4 54.8
3 92 1.0 1.5
4 35 .4 .6
5 6 .1 .1
6 2 .0 .0
Missing or wild -9 69 .8 Missing
Inapplicable -8 2314 26.0 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 6066 Missing cases 2831
Question Route IF (NHSOWND = 1-2) Asked if R owns or part owns home
Index Terms Housing: Ownership Status and Tenure
Note Records Person Number
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsval Value of property: home owners
Record Type NHHRESP
Questionnaire Household (2)
Question Number and Text NH5 : About how much would you expect to get for your home if you sold it today?
Mean Std Dev Minimum Maximum
174113.37 152415.38 1 4500000
Value Label Value Frequency % Valid %
Amount stated 1 6140 69.0 100.0
Missing or wild -9 67 .8 Missing
Inapplicable -8 2242 25.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 6140 Missing cases 2757
Question Route IF (NHSOWND = 1-2) Asked if R owns or part owns home
Index Terms Housing: Rent, Mortgage and Loan Details
Note Includes imputed data. See note for NMGNEW and Section on Imputation in Volume A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmghave Home mortgaged or owned outright
Record Type NHHRESP
Questionnaire Household (3)
Question Number and Text NH6 : Is this accommodation:…
Value Label Value Frequency % Valid %
Owned outright 1 2594 29.2 42.3
Buying mortgage/loan 2 3543 39.8 57.7
Missing or wild -9 69 .8 Missing
Inapplicable -8 2242 25.2 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 1 .0 Missing
Valid cases 6137 Missing cases 2760
Question Route IF (NHSOWND = 1-2) Asked if R owns or part owns home
Index Terms Housing: Ownership Status and Tenure
Socio-demographic Characteristics
Note Used in construction of derived variable NTENURE.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsowrp Outright homeowner before 1.9.2003
Record Type NHHRESP
Questionnaire Household (3)
Question Number and Text NH7 : Were you the outright owner(s) of this property before September 1st 2003?
Value Label Value Frequency % Valid %
Yes 1 2426 27.3 93.5
No 2 168 1.9 6.5
Missing or wild -9 69 .8 Missing
Inapplicable -8 5786 65.0 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2594 Missing cases 6303
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 1) Asked if R’s home is owned outright
Index Terms Housing: Ownership Status and Tenure
Note Key routing check.
Variable Occurrence W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgynot How home came to be owned outright
Record Type NHHRESP
Questionnaire Household (3)
Question Number and Text NH8 : Which of the following best describes how you came to own this property outright? Have you….
Value Label Value Frequency % Valid %
Paid mortgage/loan 1 61 .7 36.3
Bought it with cash 2 84 .9 50.0
Inherited all/share 3 8 .1 4.8
Other means of purch 4 15 .2 8.9
Missing or wild -9 69 .8 Missing
Inapplicable -8 8212 92.3 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 168 Missing cases 8729
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 1 AND NHSOWRP = 2) Asked if R became outright owner of home since last year
Index Terms Housing: Ownership Status and Tenure
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhscost Original purchase price of property
Record Type NHHRESP
Questionnaire Household (3)
Question Number and Text NH9,NH11,NH16 : How much did you pay for the property?
Mean Std Dev Minimum Maximum
118954.75 95473.61 600 700000
Value Label Value Frequency % Valid %
Amount stated 1 566 6.4 100.0
Missing or wild -9 69 .8 Missing
Inapplicable -8 7785 87.5 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 8 .1 Missing
Don’t know -1 21 .2 Missing
Valid cases 566 Missing cases 8331
Question Route IF (NHSOWND = 1-2 AND (NMGHAVE = 1 AND NMGYNOT= 1-2) OR (NMGHAVE = 2 AND NHSIVLW = 2) Asked if R became outright owner of home since last year or if R owns or part owns home and was not interviewed at present address last year
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsyr04 Year became owner: home bought outright
Record Type NHHRESP
Questionnaire Household (3)
Question Number and Text NH10 : In what year did you first become the owner of this house/flat?
Mean Std Dev Minimum Maximum
2003.76 0.46 2003 2005
Value Label Value Frequency % Valid %
Year stated 1 70 .8 100.0
Missing or wild -9 73 .8 Missing
Inapplicable -8 8296 93.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 10 .1 Missing
Valid cases 70 Missing cases 8827
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 1 AND NHSOWRP = 2 AND NMGYNOT NE 2) Asked if R owns property outright and was not outright owner before 1.9.2003 and came to own it by other means than paying off mortgage
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgyr04 Year mortgage began
Record Type NHHRESP
Questionnaire Household (4)
Question Number and Text NH12,NH15 : In what year did you first start paying a mortgage on this house/flat?
Mean Std Dev Minimum Maximum
1999.87 7.60 1964 2005
Value Label Value Frequency % Valid %
Year stated 1 516 5.8 100.0
Missing or wild -9 70 .8 Missing
Inapplicable -8 7846 88.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 17 .2 Missing
Valid cases 516 Missing cases 8381
Question Route IF (NHSOWND = 1-2 AND (NMGHAVE = 1 AND NHSOWRP = 2 AND NMGYNOT = 2) OR (NMGHAVE = 2 AND NHSIVLW = 2) Asked if R owns property outright through paying off mortgage since last year or is buying the property with a mortgage or loan but was not interviewed at present address last year
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgly Mortgage on home before 1.9.2003
Record Type NHHRESP
Questionnaire Household (4)
Question Number and Text NH13 : Did you have a mortgage on this accommodation before September 1st 2003?
Value Label Value Frequency % Valid %
Yes 1 3186 35.8 89.9
No 2 357 4.0 10.1
Inapplicable -8 4906 55.1 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 3543 Missing cases 5354
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) Asked if R is buying the property with a mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Note At Wave Two, this is comparable with NMGSTAT.
Variable Occurrence W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsivlw HH interview this address last year
Record Type NHHRESP
Questionnaire Household (4)
Question Number and Text NH14 : Were you (or any member of your household) interviewed at this address last year?
Value Label Value Frequency % Valid %
Yes 1 3093 34.8 97.1
No 2 93 1.0 2.9
Inapplicable -8 5263 59.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 3186 Missing cases 5711
Question Route ALL RESPONDENTS
Index Terms Housing: Ownership Status and Tenure
Interview Characteristics and Conditions
Variable Occurrence W11 W12 W13 W14 W15 W16 W17 W18

nmgold Amount borrowed at purchase: mortgagee
Record Type NHHRESP
Questionnaire Household (5)
Question Number and Text NH17 : How much did you borrow originally when you bought the property, that is excluding any later additions to the mortgage?
Mean Std Dev Minimum Maximum
85137.01 58325.16 3500 375000
Value Label Value Frequency % Valid %
Amount stated 1 412 4.6 100.0
Inapplicable -8 7999 89.9 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 6 .1 Missing
Don’t know -1 32 .4 Missing
Valid cases 412 Missing cases 8485
Question Route IF (NHSOWND = 1 – 2 AND NMGHAVE = 2 AND NMGLY = 1 AND NHSIVLW = 2) Asked if R is buying the property with a mortgage or loan and mortgage began before 1st Sept. last year and was not interviewed at present address last year
Index Terms Housing: Rent, Mortgage and Loan Details
Note Records total amount borrowed at purchase.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmglife Years left to pay: mortgagee
Record Type NHHRESP
Questionnaire Household (5)
Question Number and Text NH18 : How many years has the mortgage still to run?
Mean Std Dev Minimum Maximum
20.66 6.36 1 40
Value Label Value Frequency % Valid %
Period stated 1 421 4.7 100.0
Inapplicable -8 7999 89.9 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 29 .3 Missing
Valid cases 421 Missing cases 8476
Question Route IF (NHSOWND = 1 – 2 AND NMGHAVE = 2 AND NMGLY = 1 AND NHSIVLW = 2) Asked if R is buying the property with a mortgage or loan and mortgage began before 1st Sept. last year and was not interviewed at present address last year
Index Terms Housing: Rent, Mortgage and Loan Details
Note Records date on which all mortgages on property paid off.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgtype Type of mortgage
Record Type NHHRESP
Questionnaire Household (5)
Question Number and Text NH19 : Is your mortgage or loan…..
Value Label Value Frequency % Valid %
Repaymnt mortge/loan 1 339 3.8 78.3
Endowment mortgage 2 31 .3 7.2
Pt repaymnt/endowmnt 3 32 .4 7.4
Other mortgage/loan 4 31 .3 7.2
Inapplicable -8 7999 89.9 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 17 .2 Missing
Valid cases 433 Missing cases 8464
Question Route IF (NHSOWND = 1 – 2 AND NMGHAVE = 2 AND NMGLY = 1 AND NHSIVLW = 2) Asked if R is buying the property with a mortgage or loan and mortgage began before 1st Sept. last year and was not interviewed at present address last year
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxtra Taken out additional mortgage on home
Record Type NHHRESP
Questionnaire Household (5)
Question Number and Text NH20 : Have you taken out any additional mortgage or loan on this house/flat since September 1st 2003?
Value Label Value Frequency % Valid %
Yes 1 385 4.3 10.9
No 2 3158 35.5 89.1
Inapplicable -8 4906 55.1 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 3543 Missing cases 5354
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgnew Amount of additional mortgage on home
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH21 : How much in total is this additional mortgage or loan?
Mean Std Dev Minimum Maximum
23972.13 31708.49 800 300000
Value Label Value Frequency % Valid %
Amount stated 1 366 4.1 100.0
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 8 .1 Missing
Don’t know -1 11 .1 Missing
Valid cases 366 Missing cases 8531
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Note Includes any additional loans, including second mortgages. if remortgaged, amount given is difference between mortgage paid off and remortgage towards this total. Includes imputed data. For variables directly associated with a question, the imputation flag variable takes the missing value code of the original variable (e.g. Don’t know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable. See section on Imputation in Volume A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxty1 Extra loan for home extension
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH22A : What was this additional mortgage/loan used for? Home extension
Value Label Value Frequency % Valid %
Not mentioned 0 316 3.6 82.1
Home extension 1 69 .8 17.9
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 385 Missing cases 8512
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxty2 Extra loan for home improvements
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH22B : What was this additional mortgage/loan used for? Home improvements or repairs
Value Label Value Frequency % Valid %
Not mentioned 0 188 2.1 48.8
Home improvements 1 197 2.2 51.2
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 385 Missing cases 8512
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Household Consumption: Home Improvements
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxty3 Extra loan for car purchase
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH22C : What was this additional mortgage/loan used for? Car purchase
Value Label Value Frequency % Valid %
Not mentioned 0 359 4.0 93.2
Car purchase 1 26 .3 6.8
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 385 Missing cases 8512
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Transport
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxty4 Extra loan for other consumer goods
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH22D : What was this additional mortgage/loan used for? Other consumer goods
Value Label Value Frequency % Valid %
Not mentioned 0 365 4.1 94.8
Other consumer gds 1 20 .2 5.2
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 385 Missing cases 8512
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Household Consumption: Consumer Durables
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nmgxty5 Extra loan for other specified reason
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH22E : What was this additional mortgage/loan used for? Other
Value Label Value Frequency % Valid %
Not mentioned 0 247 2.8 64.2
Other specifed expen 1 138 1.6 35.8
Inapplicable -8 8064 90.6 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 385 Missing cases 8512
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) AND NMGXTRA = 1 ) Asked if R owns or part owns property which is being bought with a mortgage or a loan and has subsequently taken out an additional mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpmg Last total monthly mortgage payment
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH23 : How much was your last total monthly instalment on the mortgage(s) or loan(s)?
Mean Std Dev Minimum Maximum
407.32 327.46 5 9999
Value Label Value Frequency % Valid %
Amount stated 1 3543 39.8 100.0
Inapplicable -8 4906 55.1 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 3543 Missing cases 5354
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2) Asked if R is buying the property with a mortgage or loan
Index Terms Housing: Rent, Mortgage and Loan Details
Note Includes imputed data. See note for NMGNEW and Section on Imputation in Volume A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpmg1 Mortgage includes protection policy
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH24A : Did that payment include any of the following?…A mortgage protection policy?
Value Label Value Frequency % Valid %
Yes 1 1134 12.7 34.6
No 2 2147 24.1 65.4
Inapplicable -8 5091 57.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 77 .9 Missing
Valid cases 3281 Missing cases 5616
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2 AND NXPMG GT 0) Asked if R is currently paying a mortgage or loan and last total monthly instalment is recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpmg2 Mortgage includes structure insurance
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH24B : Did that payment include any of the following?…Building structure insurance?
Value Label Value Frequency % Valid %
Yes 1 1036 11.6 31.1
No 2 2291 25.8 68.9
Inapplicable -8 5091 57.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 31 .3 Missing
Valid cases 3327 Missing cases 5570
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2 AND NXPMG GT 0) Asked if R is currently paying a mortgage or loan and last total monthly instalment is recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpmg3 Mortgage includes contents insurance
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH24C : Did that payment include any of the following?…Contents or possessions insurance
Value Label Value Frequency % Valid %
Yes 1 673 7.6 20.2
No 2 2657 29.9 79.8
Inapplicable -8 5091 57.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 28 .3 Missing
Valid cases 3330 Missing cases 5567
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2 AND NXPMG GT 0) Asked if R is currently paying a mortgage or loan and last total monthly instalment is recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpmg4 Mortgage includes extra payments
Record Type NHHRESP
Questionnaire Household (6)
Question Number and Text NH24D : Did that payment include any of the following?…Any other extra payments?
Value Label Value Frequency % Valid %
Yes 1 87 1.0 2.6
No 2 3244 36.5 97.4
Inapplicable -8 5091 57.2 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 27 .3 Missing
Valid cases 3331 Missing cases 5566
Question Route IF (NHSOWND = 1-2 AND NMGHAVE = 2 AND NXPMG GT 0) Asked if R is currently paying a mortgage or loan and last total monthly instalment is recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsjb Accommodation with present job: renter
Record Type NHHRESP
Questionnaire Household (7)
Question Number and Text NH25 : Does the accommodation go with the present job of anyone in the household?
Value Label Value Frequency % Valid %
Yes 1 94 1.1 4.2
No 2 2133 24.0 95.8
Missing or wild -9 69 .8 Missing
Inapplicable -8 6153 69.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2227 Missing cases 6670
Question Route IF (NHSOWND = 3-5) Asked if R’s home is rented or provided rent- free
Index Terms Housing: Ownership Status and Tenure
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentp1 Who rents accommodation: 1st mention
Record Type NHHRESP
Questionnaire Household (7)
Question Number and Text NH26M1 : In whose name is this (house/flat/room) rented?
Value Label Value Frequency % Valid %
Not in HH 0 60 .7 2.7
1 1976 22.2 88.7
2 169 1.9 7.6
3 14 .2 .6
4 5 .1 .2
5 2 .0 .1
6 1 .0 .0
Missing or wild -9 69 .8 Missing
Inapplicable -8 6153 69.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2227 Missing cases 6670
Question Route IF (NHSOWND = 3-5) Asked if R’s home is rented or provided rent- free
Index Terms Housing: Ownership Status and Tenure
Housing: Rent, Mortgage and Loan Details
Note Records Person Number.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentp2 Who rents accommodation: 2nd mention
Record Type NHHRESP
Questionnaire Household (7)
Question Number and Text NH26M2 : In whose name is this (house/flat/room) rented?
Value Label Value Frequency % Valid %
Not mentioned 0 1650 18.5 76.1
1 28 .3 1.3
2 438 4.9 20.2
3 35 .4 1.6
4 13 .1 .6
5 1 .0 .0
6 2 .0 .1
7 1 .0 .0
Missing or wild -9 69 .8 Missing
Inapplicable -8 6212 69.8 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2168 Missing cases 6729
Question Route IF (NHSOWND = 3-5) Asked if R’s home is rented or provided rent- free
Index Terms Housing: Ownership Status and Tenure
Housing: Rent, Mortgage and Loan Details
Note Records Person Number.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentll Landlord of rented accommodation
Record Type NHHRESP
Questionnaire Household (7)
Question Number and Text NH27 : Who is the accommodation rented from or provided by?
Value Label Value Frequency % Valid %
Local auth/Council 1 1062 11.9 47.7
Property company 3 85 1.0 3.8
Scottish Homes 4 4 .0 .2
Other housg assoc 5 379 4.3 17.0
Employer 6 41 .5 1.8
Other org 7 77 .9 3.5
Relative 8 107 1.2 4.8
Employer 9 21 .2 .9
Other individual 10 451 5.1 20.3
Missing or wild -9 69 .8 Missing
Inapplicable -8 6153 69.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2227 Missing cases 6670
Question Route IF (NHSOWND = 3-5) Asked if R’s home is rented or provided rent- free
Index Terms Housing: Ownership Status and Tenure
Housing: Rent, Mortgage and Loan Details
Note Used in construction of derived variable NTENURE.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentf Accommodation rented furnished or other
Record Type NHHRESP
Questionnaire Household (7)
Question Number and Text NH28 : Do you rent your accommodation….
Value Label Value Frequency % Valid %
Furnished 1 246 2.8 11.0
Partly furnished 2 119 1.3 5.3
Unfurnished 3 1862 20.9 83.6
Missing or wild -9 69 .8 Missing
Inapplicable -8 6153 69.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 2227 Missing cases 6670
Question Route IF (NHSOWND = 3-5) Asked if R’s home is rented or provided rent- free
Index Terms Housing: Ownership Status and Tenure
Housing: Rent, Mortgage and Loan Details
Note Used in construction of derived variable NTENURE.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent Net amount of last rent payment
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH30 : How much was the last rent payment, including any services or water charges but after any rebates?
Mean Std Dev Minimum Maximum
209.18 291.69 1 3000
Value Label Value Frequency % Valid %
Amount stated 1 1571 17.7 100.0
Missing or wild -9 67 .8 Missing
Inapplicable -8 6295 70.8 Missing
Telephone int. only -7 448 5.0 Missing
Rent rebate -3 516 5.8 Missing
Valid cases 1571 Missing cases 7326
Question Route IF (NHSOWND = 3, 5 ) Asked if R’s home is rented
Index Terms Housing: Rent, Mortgage and Loan Details
Note Variables associated with payments or receipts include two for each, the amount of the receipt or payment (here NRENT), and the period in weeks which it covered (here NRENTW). These variables should not be used without first converting to a common time metric (e.g. dividing by number of weeks). Includes imputed data. See note for NMGNEW and Section on Imputation in Volume A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentw Weeks covered by last rent payment
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH31 : What period did this cover?
Mean Std Dev Minimum Maximum
2.93 3.92 1 52
Value Label Value Frequency % Valid %
Period stated 1.00 1570 17.6 100.0
Missing or wild -9.00 68 .8 Missing
Inapplicable -8.00 6811 76.6 Missing
Telephone int. only -7.00 448 5.0 Missing
Valid cases 1570 Missing cases 7327
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Rent, Mortgage and Loan Details
Note See note for NRENT.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent1 Rent includes water charges
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32A : Did your last rent include any payment for any of the following things.. Water charges?
Value Label Value Frequency % Valid %
Yes 1 347 3.9 23.4
No 2 928 10.4 62.4
NA in Northern Irela 7 211 2.4 14.2
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 3 .0 Missing
Valid cases 1486 Missing cases 7411
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent7 Rent includes sewerage charges
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32B : Did your last rent include any payment for any of the following things.. Sewerage charges?
Value Label Value Frequency % Valid %
Yes 1 318 3.6 21.6
No 2 944 10.6 64.1
NA in Northern Irela 7 211 2.4 14.3
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 16 .2 Missing
Valid cases 1473 Missing cases 7424
Question Route IF (NHSOWND = 3,5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent2 Rent includes land or business premises
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32C : Did your last rent include any payment for any of the following things.. Land or business premises?
Value Label Value Frequency % Valid %
Yes 1 27 .3 1.8
No 2 1456 16.4 98.2
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 6 .1 Missing
Valid cases 1483 Missing cases 7414
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Note Includes farms.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent3 Rent includes garage
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32D : Did your last rent include any payment for any of the following things.. A garage?
Value Label Value Frequency % Valid %
Yes 1 103 1.2 6.9
No 2 1383 15.5 93.1
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 3 .0 Missing
Valid cases 1486 Missing cases 7411
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent4 Rent includes heating lighting or water
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32E : Did your last rent include any payment for any of the following things.. Heating or lighting or hot water?
Value Label Value Frequency % Valid %
Yes 1 118 1.3 7.9
No 2 1368 15.4 92.1
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 3 .0 Missing
Valid cases 1486 Missing cases 7411
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent5 Rent includes meals
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32F : Did your last rent include any payment for any of the following things.. Meals?
Value Label Value Frequency % Valid %
Yes 1 22 .2 1.5
No 2 1463 16.4 98.5
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 4 .0 Missing
Valid cases 1485 Missing cases 7412
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent8 Rent includes council tax
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32G : Did your last rent include any payment for any of the following things.. Council tax?
Value Label Value Frequency % Valid %
Yes 1 257 2.9 17.4
No 2 1223 13.7 82.6
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 9 .1 Missing
Valid cases 1480 Missing cases 7417
Question Route IF (NHSOWND = 3,5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Note New at Wave 5, Council Tax replaced Community Charge (Poll- Tax).
Variable Occurrence W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrent6 Rent includes other services
Record Type NHHRESP
Questionnaire Household (8)
Question Number and Text NH32H : Did your last rent include any payment for any of the following things.. Any other services your landlord might provide for you including repairs and maintenance charges?
Value Label Value Frequency % Valid %
Yes 1 489 5.5 33.1
No 2 990 11.1 66.9
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Don’t know -1 10 .1 Missing
Valid cases 1479 Missing cases 7418
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Local Authority and Services Charges
Housing: Rent, Mortgage and Loan Details
Note Minor wording change from Wave 4 to Wave 5.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrenthb Receives rent rebate or rent allowance
Record Type NHHRESP
Questionnaire Household (9)
Question Number and Text NH33 : Was any housing benefit such as a rent rebate or rent allowance deducted from the last rent payment?
Value Label Value Frequency % Valid %
Yes 1 372 4.2 25.0
No 2 1117 12.6 75.0
Missing or wild -9 70 .8 Missing
Inapplicable -8 6890 77.4 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 1489 Missing cases 7408
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0) Asked if R’s home is rented and last rent payment recorded and not in receipt of 100% rent rebate
Index Terms Housing: Allowances/Rebates
Note Exclude those whose rent is paid by individual or charitable organisation outside the household (e.g. relative) or where whole of rent is paid through income support or housing benefit.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentg Gross rent including Housing Benefit
Record Type NHHRESP
Questionnaire Household (9)
Question Number and Text NH34,NH35 : So what would the last rent payment have been if Housing Benefit had not been deducted from it?
Mean Std Dev Minimum Maximum
98.34 110.09 0 1045
Value Label Value Frequency % Valid %
0 1 .0 .1
Amount stated 1 890 10.0 99.9
Missing or wild -9 67 .8 Missing
Inapplicable -8 7491 84.2 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 891 Missing cases 8006
Question Route IF (NHSOWND = 3, 5 AND NRENT GT 0 ) Asked if R’s home is rented and last rent payment recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Note See note for NRENT. Includes imputed data. See note for NMGNEW and Section on Imputation in Volume A.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nrentgw Weeks covered by gross rent
Record Type NHHRESP
Questionnaire Household (9)
Question Number and Text NH36 : What period would that cover?
Mean Std Dev Minimum Maximum
1.48 2.37 1 52
Value Label Value Frequency % Valid %
Period stated 1.00 560 6.3 100.0
Missing or wild -9.00 68 .8 Missing
Inapplicable -8.00 7821 87.9 Missing
Telephone int. only -7.00 448 5.0 Missing
Valid cases 560 Missing cases 8337
Question Route IF (NHSOWND = 3, 5 AND NRENT GE 0 ) Asked if R’s home is rented and last rent payment is recorded
Index Terms Housing: Rent, Mortgage and Loan Details
Note See note for NRENT.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxphsdf Problems paying for housing over year
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH37 : Nany people these days are finding it difficult to keep up with their housing payments. In the last twelve months would you say you have had any difficulties paying for your accommodation?
Value Label Value Frequency % Valid %
Yes 1 344 3.9 6.2
No 2 4711 53.0 84.3
rent rebate 3 531 6.0 9.5
Missing or wild -9 1 .0 Missing
Inapplicable -8 2820 31.7 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 10 .1 Missing
Don’t Know -1 32 .4 Missing
Valid cases 5586 Missing cases 3311
Question Route IF (NHSOWND=3,5 OR (NHSOWND = 1, 2 AND NMGHAVE = 2) Asked if R’s home rented or mortgage being paid off
Index Terms Financial Management: Credit and Debt
Financial Management: Problems
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxphsd1 Housing payments required borrowing
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH38A : Did you have to…(in order to meet housing payments)
Value Label Value Frequency % Valid %
Yes 1 98 1.1 28.6
No 2 245 2.8 71.4
Missing or wild -9 1 .0 Missing
Inapplicable -8 8104 91.1 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 1 .0 Missing
Valid cases 343 Missing cases 8554
Question Route IF (NHSOWND=3,5 OR (NHSOWND = 1, 2 AND NMGHAVE = 2) AND NXPHSDF = 1) Asked if R’s home rented or mortgage being paid off and had difficulty paying housing costs in the last twelve months
Index Terms Financial Management: Credit and Debt
Financial Management: Problems
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxphsd2 Housing payments required cutbacks
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH38B : Did you have to…(in order to meet housing payments)
Value Label Value Frequency % Valid %
Yes 1 272 3.1 79.3
No 2 71 .8 20.7
Missing or wild -9 1 .0 Missing
Inapplicable -8 8104 91.1 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 1 .0 Missing
Valid cases 343 Missing cases 8554
Question Route IF (NHSOWND=3,5 OR (NHSOWND = 1, 2 AND NMGHAVE = 2) AND NXPHSDF = 1) Asked if R’s home rented or mortgage being paid off and had difficulty paying housing costs in the last twelve months
Index Terms Financial Management: Credit and Debt
Financial Management: Problems
Housing: Rent, Mortgage and Loan Details
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxphsdb Been 2+ months late with housing payment
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH39 : In the last twelve months have you ever found yourself more than two months behind with your rent/mortgage?
Value Label Value Frequency % Valid %
Yes 1 75 .8 21.8
No 2 269 3.0 78.2
Missing or wild -9 1 .0 Missing
Inapplicable -8 8104 91.1 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 344 Missing cases 8553
Question Route IF (NHSOWND=3,5 OR (NHSOWND = 1, 2 AND NMGHAVE = 2) AND NXPHSDF = 1) Asked if R’s home rented or mortgage being paid off and had difficulty paying housing costs in the last twelve months
Index Terms Financial Management: Credit and Debt
Financial Management: Problems
Housing: Rent, Mortgage and Loan Details
Note Excludes accidental non-payments.
Variable Occurrence W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhskch Accom: has separate kitchen
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40A : Does this accommodation have the following facilities? A separate kitchen.
Value Label Value Frequency % Valid %
Yes 1 8268 92.9 98.8
No 2 97 1.1 1.2
Missing -9 57 .6 Missing
Not applicable -8 25 .3 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8365 Missing cases 532
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhskchs Accom: is separate kitchen shared
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40B : Do you share the kitchen with anyone outside your household?
Value Label Value Frequency % Valid %
Yes 1 102 1.1 1.2
No 2 8166 91.8 98.8
Missing -9 57 .6 Missing
Not applicable -8 124 1.4 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 8268 Missing cases 629
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsbth Accom: has separate bathroom
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40A : Does this accommodation have the following facilities? A separate bath/shower room.
Value Label Value Frequency % Valid %
Yes 1 8227 92.5 98.4
No 2 138 1.6 1.6
Missing -9 57 .6 Missing
Not applicable -8 25 .3 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8365 Missing cases 532
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsbths Accom: is separate bathroom shared
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40B : Do you share the bathroom/shower room with anyone outside your household?
Value Label Value Frequency % Valid %
Yes 1 125 1.4 1.5
No 2 8102 91.1 98.5
Missing -9 57 .6 Missing
Not applicable -8 165 1.9 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 8227 Missing cases 670
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhstlt Accom: has indoor toilet
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40A : Does this accommodation have the following facilities? An indoor flushing toilet.
Value Label Value Frequency % Valid %
Yes 1 8277 93.0 98.9
No 2 88 1.0 1.1
Missing -9 57 .6 Missing
Not applicable -8 25 .3 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8365 Missing cases 532
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhstlts Accom: is indoor toilet shared
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40B : Do you share the toilet with anyone outside your household?
Value Label Value Frequency % Valid %
Yes 1 119 1.3 1.4
No 2 8158 91.7 98.6
Missing -9 57 .6 Missing
Not applicable -8 115 1.3 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 8277 Missing cases 620
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsgdn Accom: has terrace/garden
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40A : Does this accommodation have the following facilities? A place to sit outside e.g. a terrace or garden.
Value Label Value Frequency % Valid %
Yes 1 7835 88.1 93.7
No 2 530 6.0 6.3
Missing -9 57 .6 Missing
Not applicable -8 25 .3 Missing
Telephone int. only -7 448 5.0 Missing
Refused -2 2 .0 Missing
Valid cases 8365 Missing cases 532
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nhsgdns Accom: is terrace/garden shared
Record Type NHHRESP
Questionnaire Household (10)
Question Number and Text NH40B : Do you share the terrace/garden with anyone outside your household?
Value Label Value Frequency % Valid %
Yes 1 561 6.3 7.2
No 2 7274 81.8 92.8
Missing -9 57 .6 Missing
Not applicable -8 557 6.3 Missing
Telephone int. only -7 448 5.0 Missing
Valid cases 7835 Missing cases 1062
Question Route ALL RESPONDENTS
Index Terms Housing: Size and Condition of Dwelling
Variable Occurrence W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxpgasy Amount spent on gas since Sept 2003
Record Type NHHRESP
Questionnaire Household (11)
Question Number and Text NH41A : In the last year, since September 1st 2003, approximately how much has your household spent on domestic fuel starting with … Gas (including Calor Gas)
Mean Std Dev Minimum Maximum
345.56 235.13 0 7200
Value Label Value Frequency % Valid %
Nothing/included in 0 117 1.3 2.0
Amount stated 1 5788 65.1 98.0
Missing -9 59 .7 Missing
Not applicable -8 25 .3 Missing
Telephone int. only -7 448 5.0 Missing
No gas -3 2050 23.0 Missing
Refused -2 3 .0 Missing
Don’t know -1 407 4.6 Missing
Valid cases 5905 Missing cases 2992
Question Route ALL RESPONDENTS
Index Terms Household Consumption: Heating and Fuel
Variable Occurrence W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18

nxplecy Amount on electricity since Sept 2003
Record Type NHHRESP
Questionnaire Household (11)
Question Number and Text NH41B : In the last year, since September 1st 2003, approximately how much has your household spent on domestic fuel starting with … Electricity
Mean Std Dev Minimum Maximum
358.22 219.45 0 4500
Value Label Value Frequency % Valid %
Nothing/included in 0 111 1.2 1.5
Amount stated 1 7315 82.2 98.5
Missing -9 59 .7 Missing
Not applicable -8 25 .3 Missing
Telephone int only -7 448 5.0 Missing
Elec/gas combined -4 472 5.3 Missing
No electricity -3 35 .4 Missing
Don’t know -1 432 4.9 Missing
Valid cases 7426 Missing cases 1471
Question Route ALL RESPONDENTS
Index Terms Household Consumption: Heating and Fuel
Variable Occurrence W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18