The National Minimum Wage and its interaction with the tax and benefits system: a focus on Universal Credit [research report for the Low Pay Commission]

This paper examines the likely impact of Universal Credit (UC) on the incomes and work incentives of families containing NMW workers. The study, by the Institute of Social and Economic Research, considers tax and benefit data on the basis that families don’t alter their employment (or other) decisions in response to Universal Credit (UC), […]

Propensity to consent to data linkage: experimental evidence from the Innovation Panel on the role of three survey design features

[…] respondents’ consent, this paper provides an innovative contribution to the studies in this field. Analysing experimental data collected in a nationally representative household panel survey of the British population, we find that interview features such as question format (dependent/independent questions) and placement of the consent question within the questionnaire have an impact on consent rates.

Self investments of adolescents and their cognitive development

While a large literature has focused on the impact of parental investments on child cognitive development, very little is known about the role of child’s own investments. Information on how children invest their time separately from parents is probably little informative for babies and toddlers, but it becomes more and more important in later […]

Credit crunched: single parents, universal credit and the struggle to make work pay

Gingerbread has published a major academic report that looks at the impact on single parent families of the government’s flagship welfare programme, universal credit. We are concerned that, far from achieving the reform’s stated goal of “making work pay”, many single parents could actually lose out in cash terms under the new system. Universal […]

Family fortunes: the bank of mum and dad in low income families

[…] welfare for low income families: their wider family, specifically the support from the bank of mum and dad. The report examines in detail the prevalence, nature and impact of intergenerational transfers in low income families. Such support generally generates positive financial and emotional benefits for both donors and recipients. So new, imaginative policies are […]

Social assistance in Central and Eastern Europe: features and characteristics

[…] Thus, countries with more inclusive social insurance schemes tend to have more generous universal poverty relief and fewer categorical means-tested benefits. Previous poor relief experiences may also impact on the blueprint of the current social assistance program. Building on the case of Hungary, it may be hypothesized that a tradition of local charities favours […]

Mortgage interest rates helping the rich to save more?

[…] with some even struggling to pay bills – let alone having money left over to save. But new analysis from NatCen Social Research has shown that the recession has had less impact on the savings behaviour of the richest households – and if anything has enabled many of them to save even more than before.