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BHPS Documentation and Questionnaires

esavekb4Savings amount to 500 or more
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF17D : Would it amount to 500 or more?
Value LabelValueFrequency%Valid %
Yes173.852.9
No265.747.1
Missing-922.2Missing
Not applicable-8863293.3Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-134.4Missing
Valid cases138Missing cases9111
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK= -1 AND (ESAVEKB1=2 OR ESAVEKB1=-1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and doesn't know how much is in savings account or it is less than 1,000.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


esavejName savings held in
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF18 : Are these savings in your name only, jointly held with someone else, or do you have both sole and jointly held accounts?
Value LabelValueFrequency%Valid %
Sole only1202521.963.2
Joint only294010.229.3
Both sole and joint32402.67.5
Missing-939.4Missing
Not applicable-8557560.3Missing
Proxy respondent-74224.6Missing
Refused-28.1Missing
Valid cases3205Missing cases6044
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK GE - 1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and specified or does not know how much is in savings account.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankHave non-regular savings
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF19 : Even though you don't save any amount of your income, do you have any savings in a bank, Post Office or Building Society account?
Value LabelValueFrequency%Valid %
Yes1257827.951.2
No2245926.648.8
Missing-952.6Missing
Not applicable-8368839.9Missing
Proxy respondent-74224.6Missing
Refused-24.0Missing
Don't know-146.5Missing
Valid cases5037Missing cases4212
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteIncludes Tax Exempt Special Savings Accounts(TESSAs).
Variable OccurrenceW5


ebankkAmount in account(s) - non-reg saving
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF20 : About how much do you currently hold in this/these account(s)?
MeanStd DevMinimumMaximum
6717.8915529.640200000
Value LabelValueFrequency%Valid %
04.0.2
Amount stated1189420.599.8
Missing-966.7Missing
Not applicable-8619867.0Missing
Proxy respondent-74224.6Missing
Refused-22182.4Missing
Don't know-14474.8Missing
Valid cases1898Missing cases7351
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankkb1Savings amount to 1000 or more
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF21A : Would it amount to 1,000 or more?
Value LabelValueFrequency%Valid %
Yes12863.170.8
No21181.329.2
Missing-961.7Missing
Not applicable-8831389.9Missing
Proxy respondent-74224.6Missing
Refused-26.1Missing
Don't know-143.5Missing
Valid cases404Missing cases8845
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society, but does not know how much.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankkb2Savings amount to 5000 or more
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF21B : Would it amount to 5,000 or more?
Value LabelValueFrequency%Valid %
Yes11611.759.0
No21121.241.0
Missing-955.6Missing
Not applicable-8848991.8Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Don't know-18.1Missing
Valid cases273Missing cases8976
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND EBANKKB1=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is more than 1,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankkb3Savings amount to 10,000 or more
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF21C : Would it amount to 10,000 or more?
Value LabelValueFrequency%Valid %
Yes1941.061.0
No260.639.0
Missing-954.6Missing
Not applicable-8861493.1Missing
Proxy respondent-74224.6Missing
Don't know-15.1Missing
Valid cases154Missing cases9095
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND EBANKKB1=1 AND EBANKKB2=1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is more than 5,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankkb4Savings amount to 500 or more
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF21D : Would it amount to 500 or more?
Value LabelValueFrequency%Valid %
Yes171.855.5
No257.644.5
Missing-960.6Missing
Not applicable-8860393.0Missing
Proxy respondent-74224.6Missing
Don't know-136.4Missing
Valid cases128Missing cases9121
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK= -1 AND (EBANKKB1=2 OR EBANKKB1= -1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society, does not know how much but it is less than 1,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


ebankjName savings held in
Record TypeEINDRESP
QuestionnaireIndividual (84)
Question Number and Text EF22 : Are these accounts in your name only, jointly held with someone else, or do you have both sole and jointly held accounts?
Value LabelValueFrequency%Valid %
Sole only1147315.963.9
Joint only27037.630.5
Both sole and joint31281.45.6
Missing-9971.0Missing
Not applicable-8642369.4Missing
Proxy respondent-74224.6Missing
Refused-23.0Missing
Valid cases2304Missing cases6945
Question RouteIF (EFIYRDII GE -1 AND ESAVE=2 AND EBANK=1 AND EBANKK GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and doesn't save some of income but has savings in a bank, P.O., or Building Society and specified or does not know how much is held.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


envestHave money in investments
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF23 : Do you currently have any money in any of the investments shown on this card (39)?
Value LabelValueFrequency%Valid %
Yes1344437.240.3
No2509455.159.7
Missing-947.5Missing
Not applicable-81992.2Missing
Proxy respondent-74224.6Missing
Refused-217.2Missing
Don't know-126.3Missing
Valid cases8538Missing cases711
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10


envestaMoney in national savings certificates
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24A : Which ones? National Savings Certificate
Value LabelValueFrequency%Valid %
Not mentioned0812887.995.3
Nat. Savings Cert.13984.34.7
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestbMoney in premium bonds
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24B : Which ones? Premium Bonds
Value LabelValueFrequency%Valid %
Not mentioned0668972.378.5
Premium bonds2183719.921.5
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestcMoney in unit trusts
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24C : Which ones? Unit Trusts
Value LabelValueFrequency%Valid %
Not mentioned0813487.995.4
Unit trusts33924.24.6
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestdMoney in personal equity plans
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24D : Which ones? Personal Equity Plans
Value LabelValueFrequency%Valid %
Not mentioned0792485.792.9
PEP's46026.57.1
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envesteMoney in shares (UK or foreign)
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24E : Which ones? Shares (UK or foreign)
Value LabelValueFrequency%Valid %
Not mentioned0716277.484.0
Share's5136414.716.0
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestfMoney in NS/BS insurance bonds
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24F : Which ones? National Savings/Building Society/Insurance Bonds
Value LabelValueFrequency%Valid %
Not mentioned0758882.089.0
NS/BS/Ins bonds693810.111.0
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestgMoney in other investments / securities
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF24G : Which ones? Other investments, government or company securities
Value LabelValueFrequency%Valid %
Not mentioned0828589.697.2
Other Invest/Secur72412.62.8
Missing-948.5Missing
Not applicable-82432.6Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-19.1Missing
Valid cases8526Missing cases723
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestnIC: No. investment types held
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF25 : Interviewer check: How many investment types does respondent have?
Value LabelValueFrequency%Valid %
One only1200721.758.5
Two or more2142515.441.5
Missing-958.6Missing
Not applicable-8533757.7Missing
Proxy respondent-74224.6Missing
Valid cases3432Missing cases5817
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments and specified which one(s)
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5


envestlWhich investment is largest asset
Record TypeEINDRESP
QuestionnaireIndividual (85)
Question Number and Text EF26 : And which of your investments is your largest asset? That is, in which do you have the most money invested?
Value LabelValueFrequency%Valid %
National Savings Cer11061.17.7
Premium Bonds250.53.6
Unit trusts31141.28.3
Personal Equity Plan41761.912.8
Shares (UK or foreig54074.429.7
NS/BS Insurance Bond64304.631.4
Other investments787.96.4
Missing-967.7Missing
Not applicable-8734479.4Missing
Proxy respondent-74224.6Missing
Refused-24.0Missing
Don't know-142.5Missing
Valid cases1370Missing cases7879
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1 AND ENVESTN = 2) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in more than one of listed investments
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5


envestkAmount held in investments
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF27 : Thinking of all your investments, about how much do you have invested in total?
MeanStd DevMinimumMaximum
13833.6843555.261999999
Value LabelValueFrequency%Valid %
Amount stated1238025.7100.0
Missing-979.9Missing
Not applicable-8533757.7Missing
Proxy respondent-74224.6Missing
Refused-22572.8Missing
Don't know-17748.4Missing
Valid cases2380Missing cases6869
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments and specified which one(s)
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
NoteIf a range was given lowest figure was entered.
Variable OccurrenceW5 W10 W15


envestc1Investments amount to 5000 or more
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF28A : Would it amount to 5,000 or more?
Value LabelValueFrequency%Valid %
Yes13323.650.2
No23303.649.8
Missing-9931.0Missing
Not applicable-8797486.2Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-1971.0Missing
Valid cases662Missing cases8587
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments specified which one(s) and does not know how much is invested
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestc2Investments amount to 15,000 or more
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF28B : Would it amount to 15,000 or more?
Value LabelValueFrequency%Valid %
Yes11751.957.0
No21321.443.0
Missing-966.7Missing
Not applicable-8843791.2Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-116.2Missing
Valid cases307Missing cases8942
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND ENVESTC1=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested but it is more than 5,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestc3Investments amount to 50,000 or more
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF28C : Would it amount to 50,000 or more?
Value LabelValueFrequency%Valid %
Yes156.635.4
No21021.164.6
Missing-966.7Missing
Not applicable-8859492.9Missing
Proxy respondent-74224.6Missing
Don't know-19.1Missing
Valid cases158Missing cases9091
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND ENVESTC1=1 AND ENVESTC2=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested but it is more than 15,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestc4Investments amount to 1000 or more
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF28D : Would it amount to 1,000 or more?
Value LabelValueFrequency%Valid %
Yes12242.460.7
No21451.639.3
Missing-980.9Missing
Not applicable-8830689.8Missing
Proxy respondent-74224.6Missing
Don't know-172.8Missing
Valid cases369Missing cases8880
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) AND ENVESTK= -1 AND (ENVESTC1=2 OR ENVESTC1= -1)) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments, specified which one(s) and does not know how much is invested or it is less than 5,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


envestjAny investments held jointly
Record TypeEINDRESP
QuestionnaireIndividual (86)
Question Number and Text EF29 : Is your/are any of your investments held jointly with someone else?
Value LabelValueFrequency%Valid %
Yes197810.631.6
No2211322.868.4
Missing-91341.4Missing
Not applicable-8559660.5Missing
Proxy respondent-74224.6Missing
Don't know-16.1Missing
Valid cases3091Missing cases6158
Question RouteIF (EFIYRDII GE -1 AND ESAVE GT 0 AND EBANK GT 0 AND ENVEST=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and did not refuse to indicate saving any income and did not refuse to indicate any savings in a bank, P.O., or Building Society and has money in any of listed investments and specified which one(s)
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
NoteAlthough it has the same name, this variable is not the same as the variable at Waves 10 and 15. Care should be taken when doing cross-wave comparisons.
Variable OccurrenceW5 W10 W15


epppenPaid into private personal pension
Record TypeEINDRESP
QuestionnaireIndividual (87)
Question Number and Text EF30 : I'd like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1994 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?
Value LabelValueFrequency%Valid %
Yes1133214.415.1
No2749281.084.9
Missing or wild-92.0Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Valid cases8824Missing cases425
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenb4Personal pension started before 1.7.88
Record TypeEINDRESP
QuestionnaireIndividual (87)
Question Number and Text EF31 : Was your policy taken out before July 1st 1988 or since then?
Value LabelValueFrequency%Valid %
Before 1.7.8813864.229.0
1.7.88 or since28899.666.9
Before and after354.64.1
Missing or wild-92.0Missing
Inapplicable-8749381.0Missing
Proxy respondent-74224.6Missing
Don't know-13.0Missing
Valid cases1329Missing cases7920
Question RouteIF (EPPPEN=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS
Index TermsFinancial Management: Pensions
Note1.7.88 was date on which the UK laws relating to personal pensions were changed.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenb4yrYear pre 1.7.88 pension started
Record TypeEINDRESP
QuestionnaireIndividual (87)
Question Number and Text EF32 : What year did you first take out a policy?
MeanStd DevMinimumMaximum
84.104.784788
Value LabelValueFrequency%Valid %
Amount stated13353.6100.0
Missing or wild-92.0Missing
Inapplicable-8843991.2Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-150.5Missing
Valid cases335Missing cases8914
Question RouteIF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for EPENB4.
Variable OccurrenceW2 W3 W4 W5 W6


epenb4vAmount last payment to pre 1988 pension
Record TypeEINDRESP
QuestionnaireIndividual (87)
Question Number and Text EF33 : How much was your last contribution or premium?
MeanStd DevMinimumMaximum
261.85953.5408000
Value LabelValueFrequency%Valid %
01.0.3
Amount stated13373.699.7
Missing or wild-92.0Missing
Inapplicable-8843991.2Missing
Proxy respondent-74224.6Missing
Refused-28.1Missing
Don't know-140.4Missing
Valid cases338Missing cases8911
Question RouteIF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for EPENB4.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenb4wWeeks covered pre 88 pension
Record TypeEINDRESP
QuestionnaireIndividual (87)
Question Number and Text EF34OC : How long did this cover?
MeanStd DevMinimumMaximum
9.6814.84152
Value LabelValueFrequency%Valid %
Amount stated1.003343.6100.0
Missing or wild-9.003.0Missing
Inapplicable-8.00848791.8Missing
Proxy respondent-7.004224.6Missing
One off payment-4.003.0Missing
Valid cases334Missing cases8915
Question RouteIF (EPPPEN=1 AND EPENB4=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for EPENB4.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenyrYear post 1.7.88 pension started
Record TypeEINDRESP
QuestionnaireIndividual (88)
Question Number and Text EF35 : What year did you first take out a policy?
Value LabelValueFrequency%Valid %
19888865.77.5
1989891271.414.6
1990901431.516.5
1991911121.212.9
1992921161.313.3
1993931011.111.6
199494941.010.8
1995951111.212.8
Missing or wild-95.1Missing
Inapplicable-8788285.2Missing
Proxy respondent-74224.6Missing
Don't know-171.8Missing
Valid cases869Missing cases8380
Question RouteIF (EPPPEN=1 AND EPENB4=2) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for EPENB4.
Variable OccurrenceW2 W3 W4 W5 W6


epenaddAdditional contrib'n to post '88 pension
Record TypeEINDRESP
QuestionnaireIndividual (88)
Question Number and Text EF36 : Since September 1st 1994, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?
Value LabelValueFrequency%Valid %
Yes16316.867.8
No22993.232.2
Missing or wild-913.1Missing
Inapplicable-8788285.2Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-11.0Missing
Valid cases930Missing cases8319
Question RouteIF (EPPPEN=1 AND EPENB4=2) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenadvAmount last payment post 1.7.88 pension
Record TypeEINDRESP
QuestionnaireIndividual (88)
Question Number and Text EF37 : How much was your last contribution?
MeanStd DevMinimumMaximum
239.87999.1829999
Value LabelValueFrequency%Valid %
Amount stated16066.6100.0
Missing or wild-99.1Missing
Inapplicable-8818388.5Missing
Proxy respondent-74224.6Missing
Refused-27.1Missing
Don't know-122.2Missing
Valid cases606Missing cases8643
Question RouteIF (EPPPEN=1 AND EPENB4=2 AND EPENADD=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


epenadwWeeks covered post 88 pension
Record TypeEINDRESP
QuestionnaireIndividual (88)
Question Number and Text EF38OC : How long did this cover?
MeanStd DevMinimumMaximum
6.9310.72152
Value LabelValueFrequency%Valid %
Amount stated1.005936.4100.0
Missing or wild-9.0011.1Missing
Inapplicable-8.00821288.8Missing
Proxy respondent-7.004224.6Missing
One off payment-4.0011.1Missing
Valid cases593Missing cases8656
Question RouteIF (EPPPEN=1 AND EPENB4=2 AND EPENADD=1) Asked if R has since 1.9.94 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions towards the pension
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfReceived lump payment
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF39 : Since September 1st 1994 have you received any payments, or payment in kind, from anything listed on this card (40)?
Value LabelValueFrequency%Valid %
Yes1339736.738.7
No2538558.261.3
Missing-914.2Missing
Proxy respondent-74224.6Missing
Refused-222.2Missing
Don't know-19.1Missing
Valid cases8782Missing cases467
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfaLump sum - life insurance policy
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40A : Which ones? .. a life insurance policy
Value LabelValueFrequency%Valid %
Not mentioned0847091.696.7
Life Ins policy12893.13.3
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfbLump sum - pension payout
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40B : Which ones? .. a lump sum pension payout
Value LabelValueFrequency%Valid %
Not mentioned0867893.899.1
Pension payout181.9.9
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfcLump sum - personal accident claim
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40C : Which ones? .. a personal accident claim
Value LabelValueFrequency%Valid %
Not mentioned0868993.999.2
Accident claim170.8.8
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfdLump sum - redundancy payment
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40D : Which ones? .. a redundancy payment
Value LabelValueFrequency%Valid %
Not mentioned0865593.698.8
Redundancy payment11041.11.2
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfeLump sum - employment bonus
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40E : Which ones? .. an annual or seasonal bonus from employment
Value LabelValueFrequency%Valid %
Not mentioned0821688.893.8
Employment bonus15435.96.2
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5


ewindffLump sum - inheritance / bequest
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40F : Which ones? .. an inheritance or bequest (inc. inherited property)
Value LabelValueFrequency%Valid %
Not mentioned0852392.297.3
Inheritance12362.62.7
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfgLump sum - win on pools/nat.Lottery etc
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40G : Which ones? .. a win on the football pools, national lottery or other form of gambling
Value LabelValueFrequency%Valid %
Not mentioned0642969.573.4
Pools/Lottery win1233025.226.6
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
NoteNational Lottery introduced in the UK in November 1994.
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfhLump sum - anything else
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF40H : Which ones? .. Anything else? (PLEASE SPECIFY)
Value LabelValueFrequency%Valid %
Not mentioned0857692.797.9
Yes11832.02.1
Missing-935.4Missing
Not applicable-831.3Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases8759Missing cases490
Question RouteIF (EWINDF=1) Asked if R has received any payment or payment in kind from anything listed (Showcard 40)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ewindfyLump sum - how much
Record TypeEINDRESP
QuestionnaireIndividual (89)
Question Number and Text EF41 : About how much in total did you receive (was this worth)?
MeanStd DevMinimumMaximum
2325.6313923.780608000
Value LabelValueFrequency%Valid %
01.0.0
Amount stated1328935.6100.0
Missing-918.2Missing
Not applicable-8541858.6Missing
Proxy respondent-74224.6Missing
Refused-269.7Missing
Don't know-132.3Missing
Valid cases3290Missing cases5959
Question RouteIF (EWINDF=1 AND EWINDFR = ?) Asked if R has received any payment or payment in kind from anything listed (Showcard 40) and has indicated source(s)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5


efthhTransfers money within household
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF43 : Please tell me whether you give or transfer money to any member of your household for any of the purposes listed on this card (38)?
Value LabelValueFrequency%Valid %
Yes1158517.121.2
No2590663.978.8
Missing or wild-954.6Missing
Inapplicable-8128013.8Missing
Proxy respondent-74224.6Missing
Refused-22.0Missing
Valid cases7491Missing cases1758
Question RouteIF (EHHSIZE GT 1) Asked if R lives in other than a single person household
Index TermsFinancial Management: Internal Transfers
NoteIncludes housekeeping, payments for 'keep', allowances, but not repayment of loans.
Variable OccurrenceW1 W2 W3 W4 W5


efthh11st recipient of internal money transfer
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44A1 : Who do you give or transfer money to? (1st recipient)
Value LabelValueFrequency%Valid %
15676.135.8
28679.454.8
31021.16.4
436.42.3
510.1.6
Missing or wild-959.6Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1582Missing cases7667
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
NotePerson number recorded.
Variable OccurrenceW1 W2 W3 W4 W5


efthh11Pays rent to 1st person
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44B1 : What is this money (transfer to 1st recipient) for? Rent
Value LabelValueFrequency%Valid %
Not mentioned0143015.590.6
Rent11481.69.4
Missing or wild-963.7Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1578Missing cases7671
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
Variable OccurrenceW1 W2 W3 W4 W5


efthh12Pays housekeeping to 1st person
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44B2 : What is this money (transfer to 1st recipient) for? Housekeeping Allowance
Value LabelValueFrequency%Valid %
Not mentioned0102911.165.2
Housekeeping15495.934.8
Missing or wild-963.7Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1578Missing cases7671
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
Variable OccurrenceW1 W2 W3 W4 W5


efthh13Pays board to 1st person
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44B3 : What is this money (transfer to 1st recipient) for? Board/Keep
Value LabelValueFrequency%Valid %
Not mentioned0110411.970.0
Board and keep14745.130.0
Missing or wild-963.7Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1578Missing cases7671
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
Variable OccurrenceW1 W2 W3 W4 W5


efthh14Pays allowance to 1st person
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44B4 : What is this money (transfer to 1st recipient) for? Personal Spending or Allowance
Value LabelValueFrequency%Valid %
Not mentioned0134914.685.5
Pers spending/allow12292.514.5
Missing or wild-963.7Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1578Missing cases7671
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
Variable OccurrenceW1 W2 W3 W4 W5


efthh15Pays h/hold bills or food to 1st person
Record TypeEINDRESP
QuestionnaireIndividual (90)
Question Number and Text EF44B5 : What is this money (transfer to 1st recipient) for? Household bill or food
Value LabelValueFrequency%Valid %
Not mentioned0107811.768.3
HH bills/food15005.431.7
Missing or wild-963.7Missing
Inapplicable-8718677.7Missing
Proxy respondent-74224.6Missing
Valid cases1578Missing cases7671
Question RouteIF (EHHSIZE GT 1 AND EFTHH=1) Asked if R lives in other than a single person household and transfers money to any member of household for any of the reasons listed
Index TermsFinancial Management: Internal Transfers
Variable OccurrenceW1 W2 W3 W4 W5