Skip to content

BHPS Documentation and Questionnaires

ef104Income: private pension or annuity
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF104 : Have you yourself or jointly with others since 1.9.94 received A Private Pension/Annuity?
Value LabelValueFrequency%Valid %
Not mentioned0870094.198.6
Annuity/priv pens41271.41.4
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef105Income: widow or war widows pension
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF105 : Have you yourself or jointly with others since 1.9.94 received A Widow's or War Widow's Pension?
Value LabelValueFrequency%Valid %
Not mentioned0873594.499.0
Widow/war pens5921.01.0
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef106Income: widowed mothers allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF106 : Have you yourself or jointly with others since 1.9.94 received A Widowed mother's allowance?
Value LabelValueFrequency%Valid %
Not mentioned0881295.399.8
Wid mothr allow615.2.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef116Income: severe disablement allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF116 : Have you yourself or jointly with others since 1.9.94 received Severe Disablement Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0878595.099.5
Sev disabl allow1642.5.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef117Income: invalidity pension
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF117 : Have you yourself or jointly with others since 1.9.94 received Invalidity Pension, Benefit or Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0854792.496.8
Invalidity pens172803.03.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5


ef118Income: industrial injury allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF118 : Have you yourself or jointly with others since 1.9.94 received Industrial Injury or Disablement Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0878795.099.5
Ind injury allow1840.4.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef119Income: attendence allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF119 : Have you yourself or jointly with others since 1.9.94 received Attendance Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0868993.998.4
Attendance allow191381.51.6
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef120Income: mobility allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF120 : Have you yourself or jointly with others since 1.9.94 received Mobility Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0872094.398.8
Mobility allow201071.21.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7


ef121Income: invalid care allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF121 : Have you yourself or jointly with others since 1.9.94 received Invalid Care Allowance?
Value LabelValueFrequency%Valid %
Not mentioned0875894.799.2
Inv care allow2169.7.8
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef122Income: war disability pension
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF122 : Have you yourself or jointly with others since 1.9.94 received War disability Pension?
Value LabelValueFrequency%Valid %
Not mentioned0878995.099.6
War disabl pens2238.4.4
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef123Income: disability living allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF123 : Have you yourself or jointly with others since 1.9.94 received Disability living allowance?
Value LabelValueFrequency%Valid %
Not mentioned0865293.598.0
Disab livng allwnce231751.92.0
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.New benefit income source from Wave 2 onwards.
Variable OccurrenceW2 W3 W4 W5 W6 W7


ef124Income: disability working allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF124 : Have you yourself or jointly with others since 1.9.94 received Disability working allowance?
Value LabelValueFrequency%Valid %
Not mentioned0882395.4100.0
Disab wrkng allwnce244.0.0
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A. New benefit income source from Wave 2 onwards.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13


ef125Income: incapacity benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF125 : Have you yourself or jointly with others since 1.9.94 received Incapacity Benefit?
Value LabelValueFrequency%Valid %
Not mentioned0858992.997.3
Incapacity benefit252382.62.7
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A. New benefit income source from Wave 5 onwards. Introduced in 1994 to replace Invalidity benefits and N.I. Sickness benefit from April 1995 on.
Variable OccurrenceW5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef131Income: both UB and IS
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF131 : Have you yourself or jointly with others since 1.9.94 received Unemployment Benefit and Income Support together?
Value LabelValueFrequency%Valid %
Not mentioned0872294.398.8
UB and IS311051.11.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7


ef132Income: income support (IS)
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF132 : Have you yourself or jointly with others since 1.9.94 received Income Support (Supplementary Benefit)?
Value LabelValueFrequency%Valid %
Not mentioned0803986.991.1
Income Support327888.58.9
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef133Income: unemployment benefit (UB)
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF133 : Have you yourself or jointly with others since 1.9.94 received Unemployment Benefit?
Value LabelValueFrequency%Valid %
Not mentioned0869594.098.5
Unemployment Ben331321.41.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7


ef134Income: NI sickness benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF134 : Have you yourself or jointly with others since 1.9.94 received N.I. Sickness Benefit (Not employer's sick pay)?
Value LabelValueFrequency%Valid %
Not mentioned0874494.599.1
NI sick benefit3483.9.9
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5


ef135Income: child benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF135 : Have you yourself or jointly with others since 1.9.94 received Child Benefit?
Value LabelValueFrequency%Valid %
Not mentioned0719677.881.5
Child benefit35163117.618.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef136Income: one parent benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF136 : Have you yourself or jointly with others since 1.9.94 received One Parent Benefit?
Value LabelValueFrequency%Valid %
Not mentioned0860593.097.5
One parent benefit362212.42.5
Missing or wild-91.0Missing
Proxy respondent-74224.6Missing
Valid cases8826Missing cases423
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16


ef137Income: family credit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF137 : Have you yourself or jointly with others since 1.9.94 received Family Credit?
Value LabelValueFrequency%Valid %
Not mentioned0868893.998.4
Family credit371391.51.6
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef138Income: maternity allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF138 : Have you yourself or jointly with others since 1.9.94 received Maternity allowance?
Value LabelValueFrequency%Valid %
Not mentioned0877594.999.4
Maternity allow3852.6.6
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef139Income: housing benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF139 : Have you yourself or jointly with others since 1.9.94 received Housing Benefit/Rent rebate or allowance?
Value LabelValueFrequency%Valid %
Not mentioned0842691.195.5
Housing benefit394014.34.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
Housing: Allowances/Rebates
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef140Income: community charge benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF140 : Have you yourself or jointly with others since 1.9.94 received Council Tax Benefit?
Value LabelValueFrequency%Valid %
Not mentioned0806687.291.4
Comm charge bene407618.28.6
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A. Changed from Community Charge Benefit to Council Tax Benefit at Wave 3.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef141Income: other state benefit
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF141 : Have you yourself or jointly with others since 1.9.94 received Any other state benefit?
Value LabelValueFrequency%Valid %
Not mentioned0881295.399.8
Other state bene4115.2.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef151Income: educational grant
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF151 : Have you yourself or jointly with others since 1.9.94 received Educational Grant?
Value LabelValueFrequency%Valid %
Not mentioned0851492.196.5
Educa grant513133.43.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Grants for Education
Incomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef152Income: trade union payments
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF152 : Have you yourself or jointly with others since 1.9.94 received Trade Union/Friendly Society payments?
Value LabelValueFrequency%Valid %
Not mentioned0881295.399.8
T U/friendly soc pay5215.2.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
Trade Unions and Union Membership
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef153Income: maintenance or alimony
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF153 : Have you yourself or jointly with others since 1.9.94 received Maintenance or Alimony?
Value LabelValueFrequency%Valid %
Not mentioned0870094.198.6
Maint or alimony531271.41.4
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef154Income: payments from relations
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF154 : Have you yourself or jointly with others since 1.9.94 received Payments from a family member not living here?
Value LabelValueFrequency%Valid %
Not mentioned0863793.497.8
Payment abs relative541902.12.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef155Income: rent from lodgers
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF155 : Have you yourself or jointly with others since 1.9.94 received Rent from Boarders or lodgers (not family members living here with you)?
Value LabelValueFrequency%Valid %
Not mentioned0876594.899.3
Rent/boarders/lodger5562.7.7
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Rents, Savings, Investments
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef156Income: rent from other property
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF156 : Have you yourself or jointly with others since 1.9.94 received Rent from any other property?
Value LabelValueFrequency%Valid %
Not mentioned0865293.598.0
Rent other prop561751.92.0
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Rents, Savings, Investments
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef157Income: foster allowance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF157 : Have you yourself or jointly with others since 1.9.94 received Foster allowance?
Value LabelValueFrequency%Valid %
Not mentioned0881895.399.9
Foster allowance579.1.1
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef158Income: sickness or accident insurance
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF158 : Have you yourself or jointly with others since 1.9.94 received Sickness or accident insurance?
Value LabelValueFrequency%Valid %
Not mentioned0880995.299.8
Sick/acci insurance5818.2.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ef159Income: any other payment
Record TypeEINDRESP
QuestionnaireIndividual (74)
Question Number and Text EF159 : Have you yourself or jointly with others since 1.9.94 received Any other regular payment?
Value LabelValueFrequency%Valid %
Not mentioned0878295.099.5
Any other payment5945.5.5
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


enf1Income: total number of cited sources
Record TypeEINDRESP
QuestionnaireIndividual (75)
Question Number and Text EF2 : Interviewer check How many sources of income in total were recorded above?
Value LabelValueFrequency%Valid %
0376540.742.7
1238725.827.1
2149016.116.9
37177.88.1
43023.33.4
51041.11.2
634.4.4
711.1.1
83.0.0
91.0.0
Proxy respondent-74224.6Missing
Refused-213.1Missing
Valid cases8814Missing cases435
Question RouteALL RESPONDENTS
Index TermsIncomes
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


efisitFinancial situation
Record TypeEINDRESP
QuestionnaireIndividual (78)
Question Number and Text EF4 : How well would you say you yourself are managing financially these days? Would you say you are (READ OUT)
Value LabelValueFrequency%Valid %
Living comfortably1235425.526.7
Doing alright2293431.733.3
Just abt getting by3263228.529.9
Finding it quite dif46386.97.2
Finding it very diff52572.82.9
Missing or wild-91.0Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-110.1Missing
Valid cases8815Missing cases434
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


efisitcChange in financial position last year
Record TypeEINDRESP
QuestionnaireIndividual (78)
Question Number and Text EF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?
Value LabelValueFrequency%Valid %
Better off1243226.327.6
Worse off2253827.428.8
About same3383341.443.5
Missing or wild-91.0Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-122.2Missing
Valid cases8803Missing cases446
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


efisityWhy financial situation changed
Record TypeEINDRESP
QuestionnaireIndividual (78)
Question Number and Text EF6 : Why is that? (financially better or worse off)
Value LabelValueFrequency%Valid %
Earnings increased1140615.228.6
Benefits increased21691.83.4
Invest't income inc346.5.9
Less expenses42773.05.6
Windfall payment561.71.2
Earnings decreased116507.013.2
Benefits reduced121051.12.1
Invest't income dec1345.5.9
More expenses14126513.725.7
One off expenditure1545.5.9
Earn less:less expen211.0.0
Earn more:more expen2246.5.9
Earn more:less benft235.1.1
More benft:more expe2423.2.5
Less svgs:same std l2545.5.9
Good management261221.32.5
No change income/exp2712.1.2
Better off:other rea312873.15.8
Worse off:other reas323013.36.1
Other964.0.1
Missing or wild-932.3Missing
Inapplicable-8385641.7Missing
Proxy-74224.6Missing
Refused-23.0Missing
Don't know-121.2Missing
Valid cases4915Missing cases4334
Question RouteIF (EFISITC = 1-2) Asked if R is better off or worse off financially than a year ago
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
NoteOffice coded from verbatim responses.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


efisitxFinancial expectations for year ahead
Record TypeEINDRESP
QuestionnaireIndividual (78)
Question Number and Text EF7 : Looking ahead, how do you think you will be financially a year from now, will you be (READ OUT)
Value LabelValueFrequency%Valid %
Better than now1245126.529.0
Worse than now2113612.313.4
About the same3486252.657.5
Missing or wild-97.1Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-13704.0Missing
Valid cases8449Missing cases800
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


eopxpsvRight time to use savings
Record TypeEINDRESP
QuestionnaireIndividual (78)
Question Number and Text EF8 : If there were a major purchase that you wanted to make, do you think that now is a time when it would be all right to use some of your savings, or is now a time when you would be especially reluctant to use some of your savings?
Value LabelValueFrequency%Valid %
OK to use savings1257227.829.4
Especially reluctant2419845.448.0
Neither OK/reluctant32552.82.9
Has no savings4172418.619.7
Missing or wild-96.1Missing
Proxy-74224.6Missing
Refused-21.0Missing
Don't know-171.8Missing
Valid cases8749Missing cases500
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Values, Opinions and Attitudes
Variable OccurrenceW3 W4 W5


eopxpcrRight time to use credit
Record TypeEINDRESP
QuestionnaireIndividual (79)
Question Number and Text EF9 : If there were something big that you wanted to buy, do you think that now is a time when it would be all right for you personally to buy on credit, or is now a time when you would be especially reluctant to take on a new debt? INCLUDE INTEREST-FREE CREDIT
Value LabelValueFrequency%Valid %
OK to use credit1135214.615.4
Especially reluctant2453349.051.7
Neither OK/reluctant32032.22.3
Never use credit4246826.728.1
Can't get credit52182.42.5
Missing or wild-92.0Missing
Proxy-74224.6Missing
Refused-21.0Missing
Don't know-150.5Missing
Valid cases8774Missing cases475
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Values, Opinions and Attitudes
Variable OccurrenceW3 W4 W5


efccardHave store or credit cards
Record TypeEINDRESP
QuestionnaireIndividual (81)
Question Number and Text EF10 : Can I just check, do you have any store cards or credit cards such as Visa, Access or Mastercard either in your name or shared with someone else?
Value LabelValueFrequency%Valid %
Yes1427746.248.6
No2452849.051.4
Missing-97.1Missing
Proxy respondent-74224.6Missing
Refused-210.1Missing
Don't know-15.1Missing
Valid cases8805Missing cases444
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Credit and Debt
Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5 W10 W15


efiyrdiIncome last year from dividends/interest
Record TypeEINDRESP
QuestionnaireIndividual (81)
Question Number and Text EF11 : In the past 12 months about how much have you received in the way of dividends or interest from any savings and investments you may have?
Value LabelValueFrequency%Valid %
Nothing1360539.040.8
Under 1002292931.733.2
100-4993134114.515.2
500-99944094.44.6
1000+55435.96.2
Proxy respondent-74224.6Missing
Valid cases8827Missing cases422
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
NoteIncludes imputed data. As this is a variable directly associated with a question, the imputation flag EFIYRDII takes missing value code of original variable (e.g. Don't know, refuse, etc.) if imputed, and 0 if not imputed, or -8 if the variable was inapplicable.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8


efiyrdiuIncome last yr dividend/interest > 1000
Record TypeEINDRESP
QuestionnaireIndividual (81)
Question Number and Text EF12 : Could you tell me, was it
Value LabelValueFrequency%Valid %
1000-250012392.650.9
2501-499921331.428.3
5000-10000368.714.5
>10000430.36.4
Missing or wild-911.1Missing
Inapplicable-8832690.0Missing
Proxy respondent-74224.6Missing
Refused-28.1Missing
Don't know-112.1Missing
Valid cases470Missing cases8779
Question RouteIF (EFIYRDI=5) Asked if R has received in last 12 months more than 1000 in dividends or interest from savings and investments.
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW3 W4 W5 W6 W7 W8


esaveSaves from current income
Record TypeEINDRESP
QuestionnaireIndividual (82)
Question Number and Text EF13 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes and Personal Equity Plan (PEP) schemes.
Value LabelValueFrequency%Valid %
Yes1353238.241.0
No2509255.159.0
Missing or wild-98.1Missing
Inapplicable-81781.9Missing
Proxy respondent-74224.6Missing
Refused-217.2Missing
Valid cases8624Missing cases625
Question RouteIF (EFIYRDII GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteExplicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts(TESSAs).
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


esavedAmount saved each month
Record TypeEINDRESP
QuestionnaireIndividual (82)
Question Number and Text EF14 : About how much on average do you personally manage to save a month?
MeanStd DevMinimumMaximum
128.03193.7305000
Value LabelValueFrequency%Valid %
01.0.0
Amount stated1319334.5100.0
Missing or wild-98.1Missing
Inapplicable-8528757.2Missing
Proxy respondent-74224.6Missing
Refused-239.4Missing
Don't know-12993.2Missing
Valid cases3194Missing cases6055
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteAmount saved by R alone.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


esavey1First reason for saving
Record TypeEINDRESP
QuestionnaireIndividual (82)
Question Number and Text EF15 : What are you saving for?
Value LabelValueFrequency%Valid %
Holidays15886.417.0
Old age22712.97.9
Car31711.85.0
Children41181.33.4
House purchase51761.95.1
Home improv61131.23.3
HH bills734.41.0
Special evnts81892.05.5
No spec reason9158017.145.8
Share schemes1039.41.1
Own education1124.3.7
Grandchild1211.1.3
Other961361.53.9
Missing or wild-926.3Missing
Inapplicable-8532657.6Missing
Proxy respondent-74224.6Missing
Don't know-125.3Missing
Valid cases3450Missing cases5799
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteOffice coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


esavey2Second reason for saving
Record TypeEINDRESP
QuestionnaireIndividual (82)
Question Number and Text EF15 : What are you saving for?
Value LabelValueFrequency%Valid %
Not mentioned0298632.385.5
Holidays1991.12.8
Old age233.4.9
Car347.51.3
Children424.3.7
House purchase532.3.9
Home improv661.71.7
HH bills715.2.4
Special evnts853.61.5
No spec reason91111.23.2
Share schemes102.0.1
Own education114.0.1
Grandchild125.1.1
Other9620.2.6
Missing or wild-99.1Missing
Inapplicable-8532657.6Missing
Proxy respondent-74224.6Missing
Valid cases3492Missing cases5757
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteSee note for ESAVEY1.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


esavekAmount in account(s) - regular saving
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF16 : And about how much do you currently have in your savings account(s)? Please do not include money you have in share purchase schemes or Personal Equity Plans (PEP) schemes.
MeanStd DevMinimumMaximum
6709.3427925.130900000
Value LabelValueFrequency%Valid %
079.92.9
Amount stated1267028.997.1
Missing-924.3Missing
Not applicable-8532657.6Missing
Proxy respondent-74224.6Missing
Refused-22402.6Missing
Don't know-14885.3Missing
Valid cases2749Missing cases6500
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteSee note for ESAVE.
Variable OccurrenceW5


esavekb1Savings amount to 1000 or more
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF17A : Would it amount to 1,000 or more?
Value LabelValueFrequency%Valid %
Yes13173.470.6
No21321.429.4
Missing-924.3Missing
Not applicable-8831589.9Missing
Proxy respondent-74224.6Missing
Refused-24.0Missing
Don't know-135.4Missing
Valid cases449Missing cases8800
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK= -1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and doesn't know how much is in savings account.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


esavekb2Savings amount to 5000 or more
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF17B : Would it amount to 5,000 or more?
Value LabelValueFrequency%Valid %
Yes11701.855.2
No21381.544.8
Missing-98.1Missing
Not applicable-8850291.9Missing
Proxy respondent-74224.6Missing
Refused-23.0Missing
Don't know-16.1Missing
Valid cases308Missing cases8941
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK= -1 AND ESAVEKB1=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and doesn't know how much is in savings account but it is more than 1,000.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5


esavekb3Savings amount to 10,000 or more
Record TypeEINDRESP
QuestionnaireIndividual (83)
Question Number and Text EF17C : Would it amount to 10,000 or more?
Value LabelValueFrequency%Valid %
Yes11121.267.5
No254.632.5
Missing-98.1Missing
Not applicable-8864993.5Missing
Proxy respondent-74224.6Missing
Refused-21.0Missing
Don't know-13.0Missing
Valid cases166Missing cases9083
Question RouteIF (EFIYRDII GE -1 AND ESAVE=1 AND ESAVED GE -1 AND ESAVEK= -1 AND ESAVEKB1=1 AND ESAVEKB2=1) Asked if R has indicated or does not know of any income from savings or investments received in last 12 months and saves some of income and specified or does not know how much saved per month and doesn't know how much is in savings account but it is more than 5,000.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5