Skip to content

BHPS Documentation and Questionnaires

openaddAdditional contrib'n to post '88 pension
Record TypeOINDRESP
QuestionnaireIndividual (106)
Question Number and Text OF32 : Since September 1st 2004, over and above those contributions paid on your behalf by the Department of Social Security, have you yourself made any extra contributions towards your personal pension?
Value LabelValueFrequency%Valid %
missing or wild-980.05Missing
inapplicable-81369587.69Missing
proxy and/or phone-79826.29Missing
Yes14652.9849.89
No24672.9950.11
Total15617100.00
Valid cases932Missing cases14685
Question RouteIF (OPPPEN = 1 AND OPENB4 = 2) Asked if R has since 1.9.2004 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


openadvAmount last payment post 1.7.88 pension
Record TypeOINDRESP
QuestionnaireIndividual (106)
Question Number and Text OF33 : How much was your last contribution?
MeanStd DevMinimumMaximum
254.24720.4859000
Value LabelValueFrequency%Valid %
Amount stated14312.8100.0
Missing or wild-91.0Missing
Inapplicable-81416990.7Missing
Proxy and or phone-79826.3Missing
Refused-28.1Missing
Don't know-126.2Missing
Valid cases431Missing cases15186
Question RouteIF (OPPPEN = 1 AND OPENB4 = 2 AND OPENADD = 1) Asked if R has since 1.9.2004 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions into the pension
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


openadwWeeks covered post 88 pension
Record TypeOINDRESP
QuestionnaireIndividual (106)
Question Number and Text OF34 : How long did this cover?
MeanStd DevMinimumMaximum
6.8810.79152
Value LabelValueFrequency%Valid %
Amount stated1.004282.7100.0
Missing or wild-9.001.0Missing
Inapplicable-8.001420390.9Missing
Proxy and or phone-7.009826.3Missing
One off payment-4.003.0Missing
Valid cases428Missing cases15189
Question RouteIF (OPPPEN = 1 AND OPENB4 = 2 AND OPENADD = 1) Asked if R has since 1.9.2004 paid into a private personal pension or had contributions paid on R's behalf by the DSS and policy was taken out on or after 1.7.88 and R has paid extra contributions towards the pension
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


openmexHave employers pension scheme
Record TypeOINDRESP
QuestionnaireIndividual (107)
Question Number and Text OF35 : Do you currently expect to receive any income or benefit from an employers occupational pension scheme when you retire?
Value LabelValueFrequency%Valid %
Yes111047.119.9
No2443728.480.1
Missing or wild-913648.7Missing
Inapplicable-8738547.3Missing
Proxy and or phone-79826.3Missing
Don't know-13452.2Missing
Valid cases5541Missing cases10076
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


opppexHave private pension scheme
Record TypeOINDRESP
QuestionnaireIndividual (107)
Question Number and Text OF36 : Do you currently expect to receive any income or benefit from a private pension scheme when you retire?
Value LabelValueFrequency%Valid %
Yes112968.314.1
No2790050.685.9
Missing or wild-91.0Missing
Inapplicable-8488531.3Missing
Proxy and or phone-79826.3Missing
Don't know-15533.5Missing
Valid cases9196Missing cases6421
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2 AND OPPPEN = 2) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme and has not since 1.9.2004 paid into a private personal pension or had contributions paid on R's behalf by the DSS.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


opppexmAny other retirement income
Record TypeOINDRESP
QuestionnaireIndividual (107)
Question Number and Text OF37 : (Apart from the pensions already mentioned) Do you currently expect to receive any income or benefit from (other) savings and investments when you retire?
Value LabelValueFrequency%Valid %
Yes1214513.721.3
No2794450.978.7
Missing or wild-91.0Missing
Inapplicable-8358923.0Missing
Proxy and or phone-79826.3Missing
Don't know-19566.1Missing
Valid cases10089Missing cases5528
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


ostakehMember of stakeholder pension scheme
Record TypeOINDRESP
QuestionnaireIndividual (107)
Question Number and Text OF38 : In the last year Stakeholder Pensions have been introduced. Do you currently belong to a Stakeholder Pension scheme?
Value LabelValueFrequency%Valid %
Yes13742.43.5
No21041366.796.5
Missing or wild-91.0Missing
Inapplicable-8358923.0Missing
Proxy and or phone-79826.3Missing
Don't know-12581.7Missing
Valid cases10787Missing cases4830
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


osppenBenefit from spouse's pension scheme
Record TypeOINDRESP
QuestionnaireIndividual (107)
Question Number and Text OF40 : Does your husband/wife/partner belong to any pension scheme, either an occupational or private scheme under which you would receive benefits if you outlive them?
Value LabelValueFrequency%Valid %
Yes1316620.351.4
No2298919.148.6
Missing or wild-911.1Missing
Inapplicable-8757748.5Missing
Proxy and or phone-79826.3Missing
Don't know-18925.7Missing
Valid cases6155Missing cases9462
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2 AND OSPINHH = 1) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme and is living with spouse/partner.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


oretexpPost retirement income more or less than pre
Record TypeOINDRESP
QuestionnaireIndividual (108)
Question Number and Text OF41 : Do you expect your income in the year after you retire to be more than your pre-retirement income, less than your pre- retirement income, or about the same?
Value LabelValueFrequency%Valid %
More than12001.34.5
Less than2346122.278.1
About the same37724.917.4
Missing or wild-97.0Missing
Inapplicable-8954761.1Missing
Proxy and or phone-79826.3Missing
Don't know-16484.1Missing
Valid cases4433Missing cases11184
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2 AND OAGE GE 40) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme and is aged 40+.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


oretamtRatio of post- to pre-retirement income
Record TypeOINDRESP
QuestionnaireIndividual (108)
Question Number and Text OF42 : Can you tell me from this card (f7) what you expect your income to be compared with your pre-retirement income?
Value LabelValueFrequency%Valid %
Less than a quarter12281.58.8
About a quarter23062.011.9
About a third34673.018.1
About a half48975.734.8
About two thirds54793.118.6
About three quarters61931.27.5
Other711.1.4
Missing or wild-97.0Missing
Inapplicable-81116771.5Missing
Proxy and or phone-79826.3Missing
Refused-22.0Missing
Don't know-18785.6Missing
Valid cases2581Missing cases13036
Question RouteIF ((OJBSTAT NE 4 OR ((OSEX = 1 AND OAGE LT 65) OR (OSEX = 2 and OAGE LT 60))) AND OJBPENM = 2 AND OAGE GE 40 AND ORETEXP = 2) Asked if R is not retired or below retirement age and did not belong to employer's pension scheme and is aged 40+, and expects retirement income to be less than current income.
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


oretsufOccupation (SOC), second job
Record TypeOINDRESP
QuestionnaireIndividual (108)
Question Number and Text OF43 : Looking to the future, do you expect your income during (the rest of) your retirement to be..
Value LabelValueFrequency%Valid %
More than sufficient1185411.915.4
Just about sufficien2702045.058.2
Less than sufficient3319820.526.5
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-22.0Missing
Don't know-1256016.4Missing
Valid cases12072Missing cases3545
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Pensions
Variable OccurrenceW11 W15 W16


opensocPrevious occupation providing pension
Record TypeOINDRESP
QuestionnaireIndividual (108)
Question Number and Text OF43A : Can I just check, you told me you receive a pension from a previous employer. What was the job you did for that employer?
Valid cases1355Missing cases14262
Index TermsFinancial Management: Pensions
Variable OccurrenceW15


owindfReceived lump payment
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF44 : Since September 1st 2004 have you personally received any payments, or payment in kind, from anything listed on this card (F5)?
Value LabelValueFrequency%Valid %
Yes1217713.915.0
No21235379.185.0
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-250.3Missing
Don't know-154.3Missing
Valid cases14530Missing cases1087
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfaLump sum - life insurance policy
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45A : Which ones? .. a life insurance policy
Value LabelValueFrequency%Valid %
Not mentioned01443892.598.7
Life Ins policy11961.31.3
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfayAmount of: Insurance policy
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46A : About how much in total did you receive? life insurance policy
MeanStd DevMinimumMaximum
9031.9913774.226680000
Value LabelValueFrequency%Valid %
Amount stated11721.1100.0
Missing or wild-94.0Missing
Inapplicable-81443592.4Missing
Proxy and or phone-79826.3Missing
Refused-216.1Missing
Don't know-18.1Missing
Valid cases172Missing cases15445
Question RouteIF (OWINDF = 1 AND OWINDFA = 2) Asked if R has received any payment or payment in kind from a life insurance policy
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfbLump sum - pension payout
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45B : Which ones? .. a lump sum pension payout
Value LabelValueFrequency%Valid %
Not mentioned01449492.899.0
Pension payout1140.91.0
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfbyAmount of: Lump-sum pension
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46B : About how much in total did you receive? lump sum pension payout
MeanStd DevMinimumMaximum
18402.4620440.7810595000
Value LabelValueFrequency%Valid %
Amount stated1119.8100.0
Missing or wild-94.0Missing
Inapplicable-81449192.8Missing
Proxy and or phone-79826.3Missing
Refused-217.1Missing
Don't know-14.0Missing
Valid cases119Missing cases15498
Question RouteIF (OWINDF = 1 AND OWINDFB = 3) Asked if R has received any payment or payment in kind from a lump sum pension payout
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfcLump sum - personal accident claim
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45C : Which ones? .. a personal accident claim
Value LabelValueFrequency%Valid %
Not mentioned01452993.099.3
Accident claim1105.7.7
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfcyAmount of: Accident claim
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46C : About how much in total did you receive? personal accident claim
MeanStd DevMinimumMaximum
2859.113531.416027500
Value LabelValueFrequency%Valid %
Amount stated1100.6100.0
Missing or wild-94.0Missing
Inapplicable-81451592.9Missing
Proxy and or phone-79826.3Missing
Refused-213.1Missing
Don't know-13.0Missing
Valid cases100Missing cases15517
Question RouteIF (OWINDF = 1 AND OWINDFC = 4) Asked if R has received any payment or payment in kind from a personal accident claim
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfdLump sum - redundancy payment
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45D : Which ones? .. a redundancy payment
Value LabelValueFrequency%Valid %
Not mentioned01449692.899.1
Redundancy payment1138.9.9
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfdyAmount of: Redundancy payment
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46D : About how much in total did you receive? redundancy payment
MeanStd DevMinimumMaximum
11427.1616008.035075000
Value LabelValueFrequency%Valid %
Amount stated1122.8100.0
Missing or wild-94.0Missing
Inapplicable-81449392.8Missing
Proxy and or phone-79826.3Missing
Refused-213.1Missing
Don't know-13.0Missing
Valid cases122Missing cases15495
Question RouteIF (OWINDF = 1 AND OWINDFD = 5) Asked if R has received any payment or payment in kind from a redundancy claim
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindffLump sum - inheritance / bequest
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45F : Which ones? .. an inheritance or bequest (inc. inherited property)
Value LabelValueFrequency%Valid %
Not mentioned01433091.897.9
Inheritance13041.92.1
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
NoteIncluding inherited property.
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindffyAmount of: Inheritance/bequest
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46F : About how much in total did you receive? inheritance or bequest
MeanStd DevMinimumMaximum
31480.5062493.2710600000
Value LabelValueFrequency%Valid %
Amount stated12451.6100.0
Missing or wild-94.0Missing
Inapplicable-81432791.7Missing
Proxy and or phone-79826.3Missing
Refused-234.2Missing
Don't know-125.2Missing
Valid cases245Missing cases15372
Question RouteIF (OWINDF = 1 AND OWINDFF = 6) Asked if R has received any payment or payment in kind from an inheritance or bequest
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
NoteSee note for OWINDFF.
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfgLump sum - win on pools/nat.Lottery etc
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45G : Which ones? .. a win on the football pools, national lottery or other form of gambling
Value LabelValueFrequency%Valid %
Not mentioned01350686.592.3
Pools/Lottery win111287.27.7
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
NoteNational Lottery introduced in the UK in November 1994.
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfgyAmount of: Pools/lottery win
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46G : About how much in total did you receive? win on the football pools, national lottery or other form of gambling
MeanStd DevMinimumMaximum
214.41895.33119000
Value LabelValueFrequency%Valid %
Amount stated111157.1100.0
Missing or wild-94.0Missing
Inapplicable-81350386.5Missing
Proxy and or phone-79826.3Missing
Refused-22.0Missing
Don't know-111.1Missing
Valid cases1115Missing cases14502
Question RouteIF (OWINDF = 1 AND OWINDFG = 7) Asked if R has received any payment or payment in kind from any form of gambling
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfhLump sum - anything else
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF45H : Which ones? .. Anything else? (PLEASE SPECIFY)
Value LabelValueFrequency%Valid %
Not mentioned01433691.898.0
Yes12981.92.0
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Valid cases14634Missing cases983
Question RouteIF (OWINDF = 1) Asked if R has received any payment or payment in kind from anything listed (Showcard F5)
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW5 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


owindfhyAmount of: Something else
Record TypeOINDRESP
QuestionnaireIndividual (109)
Question Number and Text OF46H : About how much in total did you receive? Anything else?
MeanStd DevMinimumMaximum
11396.8538035.5210450000
Value LabelValueFrequency%Valid %
Amount stated12801.8100.0
Missing or wild-94.0Missing
Inapplicable-81433391.8Missing
Proxy and or phone-79826.3Missing
Refused-212.1Missing
Don't know-16.0Missing
Valid cases280Missing cases15337
Question RouteIF (OWINDF = 1 AND OWINDFH = 8) Asked if R has received any payment or payment in kind from anything not on card
Index TermsFinancial Management: Material Well-Being
Incomes: Windfalls
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oxpmealAmount spent eating out per month
Record TypeOINDRESP
QuestionnaireIndividual (110)
Question Number and Text OF47A : Please look at this card (F6) and tell me about how much you personally spend in an average month on eating out at, or buying take-away food from a restaurant, pub or cafe, including school meals or meals at work?
Value LabelValueFrequency%Valid %
Nothing0196412.613.4
Under 10113138.49.0
10 - 192168510.811.5
20 - 293207813.314.2
30 - 39415059.610.3
40 - 49513778.89.4
50 - 59611057.17.6
60 - 7978655.55.9
80 - 9986994.54.8
100 - 11998735.66.0
120 - 139103732.42.6
140 - 159112141.41.5
160 or over125523.53.8
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-26.0Missing
Don't know-125.2Missing
Valid cases14603Missing cases1014
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Personal Spending
NoteCoded 0 if Partner/Spouse/Parent pays for item.
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oxpleisAmount spent on leisure per month
Record TypeOINDRESP
QuestionnaireIndividual (110)
Question Number and Text OF47B : Please look at this card (F6) and tell me about how much you personally spend in an average month on leisure activities, and entertainment and hobbies, other than eating out?
Value LabelValueFrequency%Valid %
Nothing0253416.217.4
Under 10114589.310.0
10 - 192173111.111.9
20 - 293198412.713.6
30 - 39413898.99.5
40 - 49512157.88.3
50 - 59610246.67.0
60 - 7976694.34.6
80 - 9985753.73.9
100 - 11997584.95.2
120 - 139102961.92.0
140 - 159111901.21.3
160 or over127494.85.1
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-29.1Missing
Don't know-153.3Missing
Valid cases14572Missing cases1045
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Personal Spending
Leisure Activity
NoteExcludes holidays. Includes all activities either at home or outside home.
Variable OccurrenceW7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexhhTransfers money to non-resident person
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF48 : Do you send or give money to any person who does not live here for any of the purposes listed on this card (F7)?
Value LabelValueFrequency%Valid %
missing or wild-9560.36Missing
proxy and/or phone-79826.29Missing
Yes19596.146.58
No21362087.2193.42
Total15617100.00
Valid cases14579Missing cases1038
Question RouteALL RESPONDENTS
Index TermsFinancial Management: External Transfers
NoteExcludes payments to charity.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexaRelationship to 1st non-res recipient
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF49A : What is that person's relationship to you? (1st recipient of external transfer)
Value LabelValueFrequency%Valid %
01.0.1
Parent(s)1103.710.7
Child25053.252.7
Curr (sep) spse345.34.7
Ex-spouse455.45.7
Par(s)-in-law513.11.4
Other relative6147.915.3
Other individual762.46.5
Organization81.0.1
Other9627.22.8
Missing or wild-956.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases959Missing cases14658
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa1Maintenance payment to 1st non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A1 : What is this money for? (Transfer to 1st external recipient) Maintenance/ alimony/ child support
Value LabelValueFrequency%Valid %
Not mentioned06704.369.9
Maintenance12881.830.1
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa2HH bills payment to 1st non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A2 : What is this money for? (Transfer to 1st external recipient) Household bills/expenses
Value LabelValueFrequency%Valid %
Not mentioned07294.776.1
HH bills12291.523.9
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa3Education payment to 1st non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A3 : What is this money for? (Transfer to 1st external recipient) Education/grant
Value LabelValueFrequency%Valid %
Not mentioned08115.284.7
Educ/grant1147.915.3
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa4Allowance/Spending Money to 1st non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A4 : What is this money for? (Transfer to 1st external recipient) Spending money/allowance
Value LabelValueFrequency%Valid %
Not mentioned07074.573.8
Spend money/allow12511.626.2
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa5Loan repayment to 1st non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A5 : What is this money for? (Transfer to 1st external recipient) Repay loan
Value LabelValueFrequency%Valid %
Not mentioned09015.894.1
Repay loan157.45.9
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Financial Management: Loan Repayments
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexa6Other payment to 1st non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50A6 : What is this money for? (Transfer to 1st external recipient) Other
Value LabelValueFrequency%Valid %
Not mentioned08215.385.7
Other1137.914.3
Missing or wild-957.4Missing
Inapplicable-81362087.2Missing
Proxy and or phone-79826.3Missing
Valid cases958Missing cases14659
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexavAmount maintenance paid to 1st non-resid
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF51A : (IF `Maintenance/ alimony/ child support') About how much in total do you give for (maintenance/alimony/child support)?
MeanStd DevMinimumMaximum
281.48635.1857300
Value LabelValueFrequency%Valid %
Amount stated12631.7100.0
Missing or wild-957.4Missing
Inapplicable-81429091.5Missing
Proxy and or phone-79826.3Missing
Refused-220.1Missing
Don't know-15.0Missing
Valid cases263Missing cases15354
Question RouteIF (OFTEXHH = 1 AND OFTEXA1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteAfter Wave 1, the restructuring of Finance section allowed investigation into amount and periodicity of external transfers for maintenance/ alimony/ child support.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexawWks covered by m'ntenance to 1st non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF52A : How often do you give (person 1) this money?
Value LabelValueFrequency%Valid %
1.0061.421.3
2.004.01.4
4.332141.474.8
17.001.0.3
52.006.02.1
Missing or wild-9.0059.4Missing
Inapplicable-8.001429091.5Missing
Proxy and or phone-7.009826.3Missing
Valid cases286Missing cases15331
Question RouteIF (OFTEXHH = 1 AND OFTEXA1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteSee note for OFTEXAV.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexbRelationship to 2nd non-res recipient
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF49B : What is that person's relationship to you? (2nd recipient of external transfer)
Value LabelValueFrequency%Valid %
Parent(s)13.04.3
Child247.367.1
Par(s)-in-law51.01.4
Other relative613.118.6
Other individual75.07.1
Other961.01.4
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb1Maintenance payment to 2nd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B1 : What is this money for? (Transfer to 2nd external recipient) Maintenance/ alimony/ child support
Value LabelValueFrequency%Valid %
Not mentioned068.497.1
Maintenance12.02.9
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb2HH bills payment to 2nd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B2 : What is this money for? (Transfer to 2nd external recipient) Household bills/expenses
Value LabelValueFrequency%Valid %
Not mentioned049.370.0
HH bills121.130.0
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb3Education payment to 2nd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B3 : What is this money for? (Transfer to 2nd external recipient) Education/grant
Value LabelValueFrequency%Valid %
Not mentioned056.480.0
Educ/grant114.120.0
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb4Allowance/Spending Money to 2nd non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B4 : What is this money for? (Transfer to 2nd external recipient) Spending money/allowance
Value LabelValueFrequency%Valid %
Not mentioned037.252.9
Spend money/allow133.247.1
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb5Loan repayment to 2nd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B5 : What is this money for? (Transfer to 2nd external recipient) Repay loan
Value LabelValueFrequency%Valid %
Not mentioned064.491.4
Repay loan16.08.6
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Financial Management: Loan Repayments
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexb6Other payment to 2nd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50B6 : What is this money for? (Transfer to 2nd external recipient) Other
Value LabelValueFrequency%Valid %
Not mentioned059.484.3
Other111.115.7
Missing or wild-956.4Missing
Inapplicable-81450992.9Missing
Proxy and or phone-79826.3Missing
Valid cases70Missing cases15547
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any person not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexbvAmount maintenance paid to 2nd non-resid
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF51B : (IF `Maintenance/ alimony/ child support') About how much in total do you give (person 2) for (maintenance/ alimony/ child support)?
MeanStd DevMinimumMaximum
818.50963.791371500
Value LabelValueFrequency%Valid %
Amount stated12.0100.0
Missing or wild-956.4Missing
Inapplicable-81457793.3Missing
Proxy and or phone-79826.3Missing
Valid cases2Missing cases15615
Question RouteIF (OFTEXHH = 1 AND OFTEXB1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteSee note for OFTEXAV.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexbwWks covered by m'ntenance to 2nd non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF52B : How often do you give (person 2) this money?
Value LabelValueFrequency%Valid %
4.331.050.0
52.001.050.0
Missing or wild-9.0056.4Missing
Inapplicable-8.001457793.3Missing
Proxy and or phone-7.009826.3Missing
Valid cases2Missing cases15615
Question RouteIF (OFTEXHH = 1 AND OFTEXB1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteSee note for OFTEXAV.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexcRelationship to 3rd non-res recipient
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF49C : What is that person's relationship to you? (3rd recipient of external transfer)
Value LabelValueFrequency%Valid %
Child22.050.0
Other relative61.025.0
Other individual71.025.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to more than one person not co-resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc1Maintenance payment to 3rd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C1 : What is this money for? (Transfer to 3rd external recipient) Maintenance/ alimony/ child support
Value LabelValueFrequency%Valid %
Not mentioned04.0100.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc2HH bills payment to 3rd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C2 : What is this money for? (Transfer to 3rd external recipient) Household bills/expenses
Value LabelValueFrequency%Valid %
Not mentioned04.0100.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc3Education payment to 3rd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C3 : What is this money for? (Transfer to 3rd external recipient) Education/grant
Value LabelValueFrequency%Valid %
Not mentioned02.050.0
Educ/grant12.050.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc4Allowance/Spending Money to 3rd non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C4 : What is this money for? (Transfer to 3rd external recipient) Spending money/allowance
Value LabelValueFrequency%Valid %
Not mentioned02.050.0
Spend money/allow12.050.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc5Loan repayment to 3rd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C5 : What is this money for? (Transfer to 3rd external recipient) Repay loan
Value LabelValueFrequency%Valid %
Not mentioned04.0100.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Financial Management: Loan Repayments
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexc6Other payment to 3rd non-resident
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF50C6 : What is this money for? (Transfer to 3rd external recipient) Other
Value LabelValueFrequency%Valid %
Not mentioned03.075.0
Other11.025.0
Missing or wild-956.4Missing
Inapplicable-81457593.3Missing
Proxy and or phone-79826.3Missing
Valid cases4Missing cases15613
Question RouteIF (OFTEXHH = 1) Asked if transfers money to any persons not co- resident for any of the reasons listed
Index TermsFinancial Management: External Transfers
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexcvAmount maintenance paid to 3rd non-resid
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF51C : (IF `Maintenance/ alimony/ child support') About how much in total do you give (person 3) for (maintenance/ alimony/ child support)
Value LabelValueFrequency%Valid %
Missing or wild-956.4Missing
Inapplicable-81457993.4Missing
Proxy and or phone-79826.3Missing
Valid cases0Missing cases15617
Question RouteIF (OFTEXHH = 1 AND OFTEXC1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteSee note for OFTEXAV.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


oftexcwWks covered by m'ntenance to 3rd non-res
Record TypeOINDRESP
QuestionnaireIndividual (111)
Question Number and Text OF52C : How often do you give (person 3) this money?
Value LabelValueFrequency%Valid %
Missing or wild-9.0056.4Missing
Inapplicable-8.001457993.4Missing
Proxy and or phone-7.009826.3Missing
Valid cases0Missing cases15617
Question RouteIF (OFTEXHH = 1 AND OFTEXC1 = 1) Asked if transfers money to any person not co- resident for maintenance, alimony or child support
Index TermsFinancial Management: External Transfers
NoteSee note for OFTEXAV.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


ofccardResp. has store/credit cards
Record TypeOINDRESP
QuestionnaireIndividual (112)
Question Number and Text OF53 : Can I just check, do you have any store cards or credit cards such as Visa, Access or Mastercard either in your name or shared with someone else?
Value LabelValueFrequency%Valid %
Yes1802051.455.1
No2654641.944.9
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-253.3Missing
Don't know-115.1Missing
Valid cases14566Missing cases1051
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Credit and Debt
Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5 W10 W15


onccardNumber of store/credit cards
Record TypeOINDRESP
QuestionnaireIndividual (112)
Question Number and Text OF54 : How many store and credit cards do you have altogether, either in your name or in joint names with your husband/wife/partner or someone else?
Value LabelValueFrequency%Valid %
1362123.245.3
2214113.726.8
310776.913.5
45173.36.5
52671.73.3
61751.12.2
762.4.8
842.3.5
914.1.2
1059.4.7
112.0.0
1210.1.1
131.0.0
142.0.0
154.0.1
201.0.0
222.0.0
Missing or wild-91.0Missing
Inapplicable-8661442.4Missing
Proxy and or phone-79826.3Missing
Refused-213.1Missing
Don't know-110.1Missing
Valid cases7997Missing cases7620
Question RouteIF (OFCCARD = 1) Asked if R has credit or store card such as Visa or Mastercard.
Index TermsFinancial Management: Credit and Debt
Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW15


occbillResp. pay bills for store/credit cards
Record TypeOINDRESP
QuestionnaireIndividual (112)
Question Number and Text OF55 : Please look at this card (SHOWCARD 57) and tell me which statement best describes how the bill(s) for this/these card(s) is/are paid each month. You can just tell me the number that applies.
Value LabelValueFrequency%Valid %
Nothing to pay17694.99.6
Pay the full amount2419326.852.4
More than the min3221114.227.6
Pay the minimum44342.85.4
Usually pay the min52961.93.7
Sometimes can't pay634.2.4
Other760.4.8
Missing or wild-91.0Missing
Inapplicable-8663742.5Missing
Proxy and or phone-79826.3Missing
Valid cases7997Missing cases7620
Question RouteIF (OFCCARD = 1 AND ONCCARD GT 0) Asked if R has credit or store cards such as Visa or Mastercard.
Index TermsFinancial Management: Credit and Debt
Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW15


odebtResp. owe money
Record TypeOINDRESP
QuestionnaireIndividual (113)
Question Number and Text OF56 : I would like to ask you now about any other financial commitments you may have apart from mortgages and housing related loans. Do you currently owe any money on the things listed on this card (43)?
Value LabelValueFrequency%Valid %
Yes1519233.235.7
No2935559.964.3
Missing or wild-91.0Missing
Proxy and or phone-79826.3Missing
Refused-264.4Missing
Don't know-123.1Missing
Valid cases14547Missing cases1070
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Credit and Debt
Financial Management: Loan Repayments
Financial Management: Material Well-Being
Variable OccurrenceW5 W10 W15


odebtaOwe: hire purchase agreements
Record TypeOINDRESP
QuestionnaireIndividual (113)
Question Number and Text OF57A : Which ones? Hire purchase agreements
Value LabelValueFrequency%Valid %
Not mentioned01350886.592.9
Yes110396.77.1
Missing or wild-91.0Missing
Inapplicable-887.6Missing
Proxy and or phone-79826.3Missing
Valid cases14547Missing cases1070
Question RouteIF (ODEBT = 1) Asked if R owes money on any of things listed (Showcard 58)
Index TermsFinancial Management: Credit and Debt
Financial Management: Loan Repayments
Financial Management: Material Well-Being
Variable OccurrenceW5 W10 W15


odebtbOwe: personal loans
Record TypeOINDRESP
QuestionnaireIndividual (113)
Question Number and Text OF57B : Which ones? Personal loans (from bank, building society or other financial institution)
Value LabelValueFrequency%Valid %
Not mentioned01235579.184.9
Yes1219214.015.1
Missing or wild-91.0Missing
Inapplicable-887.6Missing
Proxy and or phone-79826.3Missing
Valid cases14547Missing cases1070
Question RouteIF (ODEBT = 1) Asked if R owes money on any of things listed (Showcard 58)
Index TermsFinancial Management: Credit and Debt
Financial Management: Loan Repayments
Financial Management: Material Well-Being
Variable OccurrenceW5 W10 W15