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BHPS Documentation and Questionnaires

jf151Income: educational grant
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF151 : Have you yourself or jointly with others since 1.9.99 received Educational Grant?
Value LabelValueFrequency%Valid %
Not mentioned01479094.898.1
Educa grant512911.91.9
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Grants for Education
Incomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf152Income: trade union payments
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF152 : Have you yourself or jointly with others since 1.9.99 received Trade Union/Friendly Society payments?
Value LabelValueFrequency%Valid %
Not mentioned01506296.599.9
T U/friendly soc pay5219.1.1
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
Trade Unions and Union Membership
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf153Income: maintenance or alimony
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF153 : Have you yourself or jointly with others since 1.9.99 received Maintenance or Alimony?
Value LabelValueFrequency%Valid %
Not mentioned01481594.998.2
Maint or alimony532661.71.8
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf154Income: payments from relations
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF154 : Have you yourself or jointly with others since 1.9.99 received Payments from a family member not living here?
Value LabelValueFrequency%Valid %
Not mentioned01484695.198.4
Payment abs relative542351.51.6
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf155Income: rent from lodgers
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF155 : Have you yourself or jointly with others since 1.9.99 received Rent from Boarders or lodgers (not family members living here with you)?
Value LabelValueFrequency%Valid %
Not mentioned01500796.299.5
Rent/boarders/lodger5574.5.5
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Rents, Savings, Investments
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf156Income: rent from other property
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF156 : Have you yourself or jointly with others since 1.9.99 received Rent from any other property?
Value LabelValueFrequency%Valid %
Not mentioned01482395.098.3
Rent other prop562581.71.7
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Rents, Savings, Investments
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf157Income: foster allowance
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF157 : Have you yourself or jointly with others since 1.9.99 received Foster allowance?
Value LabelValueFrequency%Valid %
Not mentioned01506496.599.9
Foster allowance5717.1.1
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf158Income: sickness or accident insurance
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF158 : Have you yourself or jointly with others since 1.9.99 received Sickness or accident insurance?
Value LabelValueFrequency%Valid %
Not mentioned01502196.399.6
Sick/acci insurance5860.4.4
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jf159Income: any other payment
Record TypeJINDRESP
QuestionnaireIndividual (83)
Question Number and Text JF159 : Have you yourself or jointly with others since 1.9.99 received Any other regular payment?
Value LabelValueFrequency%Valid %
Not mentioned01495595.899.2
Any other payment59126.8.8
Proxy respondent-75223.3Missing
Valid cases15081Missing cases522
Question RouteALL RESPONDENTS
Index TermsIncomes: Benefits and Allowances and Pensions
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jnf1Income: total number of cited sources
Record TypeJINDRESP
QuestionnaireIndividual (84)
Question Number and Text JF2 : Interviewer check How many sources of income in total were recorded above?
Value LabelValueFrequency%Valid %
0622739.941.3
1380624.425.2
2238715.315.8
313438.68.9
47795.05.2
53672.42.4
6125.8.8
729.2.2
812.1.1
93.0.0
Proxy respondent-75223.3Missing
Refused-23.0Missing
Valid cases15078Missing cases525
Question RouteALL RESPONDENTS
Index TermsIncomes
NoteSee usage notes in Vol. A.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfisitFinancial situation
Record TypeJINDRESP
QuestionnaireIndividual (89)
Question Number and Text JF4 : How well would you say you yourself are managing financially these days? Would you say you are (READ OUT)
Value LabelValueFrequency%Valid %
Living comfortably1419226.927.8
Doing alright2547835.136.4
Just abt getting by3411026.327.3
Finding it quite dif49275.96.2
Finding it very diff53532.32.3
Missing or wild-91.0Missing
Proxy respondent-75223.3Missing
Don't know-120.1Missing
Valid cases15060Missing cases543
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfisitcChange in financial position last year
Record TypeJINDRESP
QuestionnaireIndividual (89)
Question Number and Text JF5 : Would you say that you yourself are better off or worse off financially than you were a year ago?
Value LabelValueFrequency%Valid %
Better off1452729.030.1
Worse off2318320.421.2
About same3732546.948.7
Missing or wild-91.0Missing
Proxy respondent-75223.3Missing
Don't know-145.3Missing
Valid cases15035Missing cases568
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfisityWhy financial situation changed
Record TypeJINDRESP
QuestionnaireIndividual (89)
Question Number and Text JF6 : Why is that? (financially better or worse off)
Value LabelValueFrequency%Valid %
missing or wild-9530.34Missing
inapplicable-8737047.23Missing
proxy and/or phone-75223.35Missing
refused-210.01Missing
Earnings increased1265517.0234.67
Benefits increased23692.364.82
Invest't income inc31170.751.53
Less expenses46274.028.19
Windfall payment51300.831.7
Earnings decreased119746.2412.72
Benefits reduced12940.601.23
Invest't income dec13450.290.59
More expenses14161610.3621.1
One off expenditure15250.160.33
Earn more:more expens22210.130.27
Earn more:less benft2340.030.05
More benft:more expens24200.130.26
Less svgs:same std livg25420.270.55
Good management262341.503.06
No change income/expens2710.010.01
Better off:other reason313582.294.68
Worse off:other reason323232.074.22
Other9620.010.03
Total15603100.00
Valid cases7657Missing cases7946
Question RouteIF (JFISITC = 1-2) Asked if R is better off or worse off financially than a year ago
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
NoteOffice coded from verbatim responses.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfisitxFinancial expectations for year ahead
Record TypeJINDRESP
QuestionnaireIndividual (89)
Question Number and Text JF7 : Looking ahead, how do you think you will be financially a year from now, will you be (READ OUT)
Value LabelValueFrequency%Valid %
Better than now1449428.831.1
Worse than now212287.98.5
About the same3875156.160.5
Missing or wild-91.0Missing
Proxy respondent-75223.3Missing
Don't know-16073.9Missing
Valid cases14473Missing cases1130
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Values, Opinions and Attitudes
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdiaAmount received in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF9 : In the past 12 months how much have you received in the way of dividends or interest from any savings and investments you may have?
MeanStd DevMinimumMaximum
267.171613.40055000
Value LabelValueFrequency%Valid %
Nothing0855554.868.9
Amount stated1386124.731.1
Missing-92.0Missing
Proxy Respondent-75223.3Missing
Refused-26093.9Missing
Don't know-1205413.2Missing
Valid cases12416Missing cases3187
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb1Over 500 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10A : Would it amount to 500 or more?
Value LabelValueFrequency%Valid %
Yes15453.531.9
No211657.568.1
Missing-92.0Missing
Not applicable-81302583.5Missing
Proxy Respondent-75223.3Missing
Refused-224.2Missing
Don't know-13202.1Missing
Valid cases1710Missing cases13893
Question RouteIF (JFIYRDIA = -1) Asked if R has received dividends or interest from savings or investments but does not know how much
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb2Over 1000 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10B : Would it amount to 1,000 or more?
Value LabelValueFrequency%Valid %
Yes12521.652.5
No22281.547.5
Missing-92.0Missing
Not applicable-81453493.1Missing
Proxy Respondent-75223.3Missing
Refused-22.0Missing
Don't know-163.4Missing
Valid cases480Missing cases15123
Question RouteIF (JFIYRDIA = -1 AND JFIYRDB1 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 500 pounds
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb3Over 5000 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10C : Would it amount to 5,000 or more?
Value LabelValueFrequency%Valid %
Yes170.430.7
No21581.069.3
Missing-92.0Missing
Not applicable-81482795.0Missing
Proxy Respondent-75223.3Missing
Refused-22.0Missing
Don't know-122.1Missing
Valid cases228Missing cases15375
Question RouteIF (JFIYRDIA = -1 AND JFIYRDB1 = 1 AND JFIYRDB2 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 pounds
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb4Over 2500 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10D : Would it amount to 2,500 or more?
Value LabelValueFrequency%Valid %
Yes165.445.1
No279.554.9
Missing-92.0Missing
Not applicable-81489995.5Missing
Proxy Respondent-75223.3Missing
Don't know-136.2Missing
Valid cases144Missing cases15459
Question RouteIF (JFIYRDIA = -1 AND JFIYRDB1 = 1 AND JFIYRDB2 = 2 AND JFIYRDB3 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 1000 but less than 5000 pounds
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb5Over 10000 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10E : Would it amount to 10,000 or more?
Value LabelValueFrequency%Valid %
Yes120.130.3
No246.369.7
Missing-92.0Missing
Not applicable-81500996.2Missing
Proxy Respondent-75223.3Missing
Don't know-14.0Missing
Valid cases66Missing cases15537
Question RouteIF (JFIYRDIA = -1 AND JFIYRDB1 = 1 AND JFIYRDB2 = 1 AND JFIYRDB3 = 1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is more than 5000 pounds
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfiyrdb6Over 100 in interest/dividends
Record TypeJINDRESP
QuestionnaireIndividual (90)
Question Number and Text JF10F : Would it amount to 100 or more?
Value LabelValueFrequency%Valid %
Yes16574.257.2
No24913.142.8
Missing-92.0Missing
Not applicable-81359487.1Missing
Proxy Respondent-75223.3Missing
Refused-23.0Missing
Don't know-13342.1Missing
Valid cases1148Missing cases14455
Question RouteIF (JFIYRDIA = -1 AND JFIYRDB1 = 2 OR -1) Asked if R has received dividends or interest from savings or investments but does not know how much but it is less than 500 pounds
Index TermsFinancial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jfccardHave store or credit cards
Record TypeJINDRESP
QuestionnaireIndividual (89)
Question Number and Text JF8 : Can I just check, do you have any store cards or credit cards such as Visa, Access or Mastercard either in your name or shared with someone else?
Value LabelValueFrequency%Valid %
Yes1829353.255.2
No2672443.144.8
Missing or wild-92.0Missing
Proxy respondent-75223.3Missing
Refused-245.3Missing
Don't know-117.1Missing
Valid cases15017Missing cases586
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Credit and Debt
Financial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW5 W10 W15


jsaveSaves from current income
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF11 : Do you save any amount of your income for example by putting something away now and then in a bank, building society, or Post Office account other than to meet regular bills? Please include share purchase schemes ISA's and Tessa accounts.
Value LabelValueFrequency%Valid %
Yes1622439.941.8
No2865155.458.2
Missing or wild-91.0Missing
Proxy respondent-75223.3Missing
Refused-22051.3Missing
Valid cases14875Missing cases728
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteExplicitly excludes money put by to pay bills, but includes saving for holidays and PEPs and life insurance. Includes Tax Exempt Special Savings Accounts (TESSAs).
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jsavedAmount saved each month
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF12 : About how much on average do you personally manage to save a month?
MeanStd DevMinimumMaximum
146.23229.1415000
Value LabelValueFrequency%Valid %
Amount stated1541534.7100.0
Inapplicable-8885756.8Missing
Proxy respondent-75223.3Missing
Refused-28.1Missing
Don't know-18015.1Missing
Valid cases5415Missing cases10188
Question RouteIF (JSAVE = 1) Asked if R saves some of income
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteAmount saved by R alone.
Variable OccurrenceW1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jsavey1First reason for saving
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF12M1 : What are you saving for? 1st mention
Value LabelValueFrequency%Valid %
Holidays113989.023.1
Old age25183.38.6
Car32031.33.4
Children42151.43.6
House purchase52971.94.9
Home improv62051.33.4
HH bills780.51.3
Special evnts83462.25.7
No spec reason9238815.339.5
Share schemes1021.1.3
Own education1160.41.0
Grandchild1232.2.5
Other962811.84.6
Missing or wild-943.3Missing
Inapplicable-8886556.8Missing
Proxy respondent-75223.3Missing
Refused-25.0Missing
Don't know-1124.8Missing
Valid cases6044Missing cases9559
Question RouteIF (JSAVE = 1 AND JSAVED GE -1) Asked if R saves some of income and specifies or does not know amount saved per month
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteOffice coded from verbatim responses. At Wave 1 and 2 only one response was coded : wSAVEY.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jsavey2Second reason for saving
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF12M2 : What are you saving for? 2nd mention
Value LabelValueFrequency%Valid %
Not mentioned0521433.484.4
Holidays12191.43.5
Old age245.3.7
Car388.61.4
Children453.3.9
House purchase534.2.6
Home improv6100.61.6
HH bills726.2.4
Special evnts893.61.5
No spec reason91961.33.2
Share schemes102.0.0
Own education1112.1.2
Grandchild128.1.1
Other9685.51.4
Missing or wild-948.3Missing
Inapplicable-8885756.8Missing
Proxy respondent-75223.3Missing
Don't know-11.0Missing
Valid cases6175Missing cases9428
Question RouteIF (JSAVE = 1 AND JSAVED GE -1) Asked if R saves some of income and specifies or does not know amount saved per month
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
NoteSee note for JSAVEY1.
Variable OccurrenceW3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jsavregSaves on a regular basis
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF13 : Do you save on a regular basis of just from time to time when you can?
Value LabelValueFrequency%Valid %
Regular basis1441828.371.3
From time to time2177011.328.5
Other312.1.2
Not applicable-8886556.8Missing
Proxy respondent-75223.3Missing
Don't know-116.1Missing
Valid cases6200Missing cases9403
Question RouteIF (JSAVE = 1 AND JSAVED GE -1) Asked if R saves some of income and specifies or does not know amount saved per month
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W11 W12 W13 W14 W15 W16 W17 W18


jsavltSavings mainly long or short term
Record TypeJINDRESP
QuestionnaireIndividual (91)
Question Number and Text JF14 : Would you say your savings are mainly long term savings for the future or mainly short term savings for things you need now and for unexpected events?
Value LabelValueFrequency%Valid %
Mainly long term1232514.937.7
Mainly short term2234315.038.0
Both equally314919.624.2
Not applicable-8886556.8Missing
Proxy respondent-75223.3Missing
Don't know-157.4Missing
Valid cases6159Missing cases9444
Question RouteIF (JSAVE = 1 AND JSAVED GE -1) Asked if R saves some of income and specifies or does not know amount saved per month
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W11 W12 W13 W14 W15 W16 W17 W18


jnvestnnNo savings
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15NONE : Please look at this card and tell me which types of savings accounts or investments you have, if any. They can be in your name only or held jointly with someone else.
Value LabelValueFrequency%Valid %
None0395125.3100.0
Missing-911.1Missing
Not applicable-81098570.4Missing
Proxy respondent-75223.3Missing
Refused-255.4Missing
Don't know-179.5Missing
Valid cases3951Missing cases11652
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jnvesthMoney in savings or deposit account
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15H : Which ones? Savings or deposit account (with a bank, post office or building society)
Value LabelValueFrequency%Valid %
Not mentioned0572636.738.9
Savings or deposits1899657.761.1
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jnvestiMoney in National Savings Bank
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15I : Which ones? National Savings Bank (Post Office)
Value LabelValueFrequency%Valid %
Not mentioned01389989.194.4
Nat.Savings Bank18235.35.6
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jnvestjMoney in TESSA or ISA account
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15J : Which ones? TESSA or ISA
Value LabelValueFrequency%Valid %
Not mentioned01124672.176.4
TESSA or ISA1347622.323.6
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF (JNVESTNN = -8) Asked if R has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
NoteAlthough it has the same name, this variable is not the same as the one at Wave 5. Care should be taken when doing cross-wave comparisons.
Variable OccurrenceW5 W10 W15


jnvestaMoney in national savings certificates
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15A : Which ones? National Savings Certificate
Value LabelValueFrequency%Valid %
Not mentioned01440192.397.8
Nat. Savings Cert.13212.12.2
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestbMoney in premium bonds
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15B : Which ones? Premium Bonds
Value LabelValueFrequency%Valid %
Not mentioned01236479.284.0
Premium bonds1235815.116.0
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestcMoney in unit trusts
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15C : Which ones? Unit Trusts
Value LabelValueFrequency%Valid %
Not mentioned01375988.293.5
Unit trusts19636.26.5
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestdMoney in personal equity plans
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15D : Which ones? Personal Equity Plans
Value LabelValueFrequency%Valid %
Not mentioned01329185.290.3
PEPs114319.29.7
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvesteMoney in shares (UK or foreign)
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15E : Which ones? Shares (UK or foreign)
Value LabelValueFrequency%Valid %
Not mentioned01201477.081.6
Shares1270817.418.4
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestfMoney in NS/BS insurance bonds
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15F : Which ones? National Savings/Building Society/Insurance Bonds
Value LabelValueFrequency%Valid %
Not mentioned01445092.698.2
NS BS Ins bonds12721.71.8
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestgMoney in other investments / securities
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15G : Which ones? Other investments, government or company securities
Value LabelValueFrequency%Valid %
Not mentioned01419791.096.4
Other Invest Secur15253.43.6
Missing-911.1Missing
Not applicable-83482.2Missing
Proxy respondent-75223.3Missing
Valid cases14722Missing cases881
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jsvacIC: F15 = 1 TO 3 - Savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15A : Interviewer Check
Value LabelValueFrequency%Valid %
Yes1993863.792.2
No28445.47.8
Not applicable-8429927.6Missing
Proxy respondent-75223.3Missing
Valid cases10782Missing cases4821
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10


jnvestIC: F15 = 4 TO 10 - Investments
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF15B : Interviewer Check
Value LabelValueFrequency%Valid %
Yes18335.398.7
No211.11.3
Not applicable-81423791.2Missing
Proxy respondent-75223.3Missing
Valid cases844Missing cases14759
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings or investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10


jsvackTotal value in savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (92)
Question Number and Text JF16 : Thinking first about your savings accounts, TESSA or ISA, about you much do you currently have in total in these accounts?
Value LabelValueFrequency%Valid %
Amount given1735647.1100.0
Missing-95.0Missing
Not applicable-8514333.0Missing
Proxy respondent-75223.3Missing
Refused-211067.1Missing
Don't know-114719.4Missing
Valid cases7356Missing cases8247
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvackb1Over 1000 in savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF17A : Would it amount to 1,000 pounds or more?
Value LabelValueFrequency%Valid %
Yes17654.960.8
No24943.239.2
Missing-95.0Missing
Not applicable-81360587.2Missing
Proxy respondent-75223.3Missing
Refused-216.1Missing
Don't know-11961.3Missing
Valid cases1259Missing cases14344
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK = -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings listed on card F5 but does not know how much
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvackb2Over 5000 in savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF17B : Would it amount to 5,000 pounds or more?
Value LabelValueFrequency%Valid %
Yes13642.351.0
No23502.249.0
Not applicable-81431691.8Missing
Proxy respondent-75223.3Missing
Refused-21.0Missing
Don't know-150.3Missing
Valid cases714Missing cases14889
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK = -1 AND JSVACKB1 = 1) Asked if R saves some of income and specifies or does not save any income, and has savings listed on card F5 and know how much but it is more than 1000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvackb3Over 10,000 in savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF17C : Would it amount to 10,000 pounds or more?
Value LabelValueFrequency%Valid %
Yes11801.254.1
No21531.045.9
Not applicable-81471794.3Missing
Proxy respondent-75223.3Missing
Refused-21.0Missing
Don't know-130.2Missing
Valid cases333Missing cases15270
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK = -1 AND JSVACKB1 = 1 AND JSVACK2 = 1) Asked if R saves some of income and specifies or does not save any income, and has savings listed on card F5 and does not know how much but it is more than 5000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvackb4Over 500 in savings accounts
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF17D : Would it amount to 500 pounds or more?
Value LabelValueFrequency%Valid %
Yes12111.443.1
No22781.856.9
Not applicable-81439192.2Missing
Proxy respondent-75223.3Missing
Refused-25.0Missing
Don't know-11961.3Missing
Valid cases489Missing cases15114
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK = -1 AND JSVACKB1 = 2 OR -1) Asked if R saves some of income and specifies or does not save any income, and has savings listed on card F5 and does not know how much but it is less or may be less than 1000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvacsjSavings accounts sole/joint
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF18 : Are these savings in your name sole only, jointly held with someone else, or do you have both sole and jointly held accounts?
Value LabelValueFrequency%Valid %
Sole only1634640.772.2
Joint only2190112.221.6
Both sole and joint35473.56.2
Missing-91.0Missing
Not applicable-8627740.2Missing
Proxy respondent-75223.3Missing
Refused-29.1Missing
Valid cases8794Missing cases6809
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK GE -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings listed on card F5 and has specified or does not know how much
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvacskAmount of savings in sole name
Record TypeJINDRESP
QuestionnaireIndividual (93)
Question Number and Text JF19 : About how much of the amounts you have in savings is held in your sole name?
Value LabelValueFrequency%Valid %
Amount given14713.0100.0
Not applicable-81453493.1Missing
Proxy respondent-75223.3Missing
Refused-27.0Missing
Don't know-169.4Missing
Valid cases471Missing cases15132
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK GE -1 AND JSVACSJ = 3) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings listed on card F5 and has specified or does not know how much and savings are in both sole and joint accounts
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jsvacspPercentage share of total savings
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF20 : Can you tell me approximately what your personal share of the total amount you have in savings is?
Value LabelValueFrequency%Valid %
Amount given114.1100.0
Missing-92.0Missing
Not applicable-81501296.2Missing
Proxy respondent-75223.3Missing
Refused-226.2Missing
Don't know-127.2Missing
Valid cases14Missing cases15589
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JSVAC = 1 AND JSVACK GE -1 AND JSVACSJ = 3 AND JSVACKSK = -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has savings listed on card F5 and has specified or does not know how much and savings are in both sole and joint accounts but does not know how much is held in sole name.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Variable OccurrenceW10 W15


jnvestkAmount held in investments
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF21 : Thinking of all your investments, about how much do you have invested in total?
Value LabelValueFrequency%Valid %
Amount given1357722.9100.0
Not applicable-81038466.6Missing
Proxy respondent-75223.3Missing
Refused-276.5Missing
Don't know-110446.7Missing
Valid cases3577Missing cases12026
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, has investments listed on card F5
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
NoteIf a range was given lowest figure was entered.
Variable OccurrenceW5 W10 W15


jnvestc1Investments amount to 5000 or more
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF22A : Would it amount to 5,000 or more?
Value LabelValueFrequency%Valid %
Yes13052.035.4
No25573.664.6
Not applicable-81403790.0Missing
Proxy respondent-75223.3Missing
Refused-26.0Missing
Don't know-11761.1Missing
Valid cases862Missing cases14741
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK = -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, has investments listed on card F5 and does not know their value
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestc2Investments amount to 15000 or more
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF22B : Would it amount to 15,000 or more?
Value LabelValueFrequency%Valid %
Yes1121.844.2
No21531.055.8
Not applicable-81477694.7Missing
Proxy respondent-75223.3Missing
Refused-22.0Missing
Don't know-129.2Missing
Valid cases274Missing cases15329
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK = -1 AND JNVESTC1 = 1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, has investments listed on card F5 and does not know their value but it is more than 5,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestc3Investments amount to 50000 or more
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF22C : Would it amount to 50,000 or more?
Value LabelValueFrequency%Valid %
Yes130.227.3
No280.572.7
Not applicable-81496095.9Missing
Proxy respondent-75223.3Missing
Refused-22.0Missing
Don't know-19.1Missing
Valid cases110Missing cases15493
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK = -1 AND JNVESTC1 = 1 AND JNVESTC2 = 1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, has investments listed on card F5 and does not know their value but it is more than 50,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestc4Investments amount to 1000 or more
Record TypeJINDRESP
QuestionnaireIndividual (94)
Question Number and Text JF22D : Would it amount to 1,000 or more?
Value LabelValueFrequency%Valid %
Yes12871.852.3
No22621.747.7
Not applicable-81434892.0Missing
Proxy respondent-75223.3Missing
Refused-21.0Missing
Don't know-11831.2Missing
Valid cases549Missing cases15054
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK = -1 AND JNVESTC1 = 2 or -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, has investments listed on card F5 and does not know their value but it is or maybe less than 5,000
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW5 W10 W15


jnvestsjInvestments in sole name or jointly held
Record TypeJINDRESP
QuestionnaireIndividual (95)
Question Number and Text JF23 : Are these investments in your sole name only, jointly held with someone else, or do you have both sole and jointly held investments?
Value LabelValueFrequency%Valid %
Sole only1382324.583.0
Joint only25433.511.8
Both sole and joint32401.55.2
Not applicable-81047167.1Missing
Proxy respondent-75223.3Missing
Refused-24.0Missing
Valid cases4606Missing cases10997
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK GE -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has investments listed on card F5 and has specified or does not know how much
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW10 W15


jnvestskAmnt. investments held in sole name
Record TypeJINDRESP
QuestionnaireIndividual (95)
Question Number and Text JF24 : About how much of amount you have in investments is held in your sole name?
Value LabelValueFrequency%Valid %
Amount given11831.2100.0
Not applicable-81484195.1Missing
Proxy respondent-75223.3Missing
Refused-22.0Missing
Don't know-155.4Missing
Valid cases183Missing cases15420
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK GE -1 AND JNVESTSJ = 3) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has investments listed on card F5 and has specified or does not know how much and investments are in both sole and joint accounts
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW10 W15


jnvestspPercentage share of total investments
Record TypeJINDRESP
QuestionnaireIndividual (95)
Question Number and Text JF25 : Can you tell me approximately what your personal share of the total amount you have invested is?
Value LabelValueFrequency%Valid %
Amount given16.0100.0
Not applicable-81502696.3Missing
Proxy respondent-75223.3Missing
Refused-220.1Missing
Don't know-129.2Missing
Valid cases6Missing cases15597
Question RouteIF ((JSAVE = 1 AND JSAVED GE -1) OR JSAVE = 2 AND JNVESTNN = -8 AND JNVEST = 1 AND JNVESTK GE -1 AND JNVESTSJ = 3 AND JNVESTSK = -1) Asked if R saves some of income and specifies or does not know amount saved per month, or if R does not save any income, and has investments listed on card F5 and has specified or does not know how much and investments are in both sole and joint accounts but does not know how much is held in sole name.
Index TermsFinancial Management: Material Well-Being
Financial Management: Savings and Bank Accounts
Incomes: Rents, Savings, Investments
Variable OccurrenceW10 W15


jpppenPaid into private personal pension
Record TypeJINDRESP
QuestionnaireIndividual (95)
Question Number and Text JF26 : I'd like to ask you now about private personal pensions, that is a pension that you yourself have taken out on your own behalf. In the past year, that is since September 1st 1999 have you paid any contributions or premiums for a private personal pension, or had such contributions paid on your behalf by the Department of Social Security?
Value LabelValueFrequency%Valid %
missing or wild-9360.23Missing
proxy and/or phone-75223.35Missing
Yes1175611.2511.67
No21328985.1788.33
Total15603100.00
Valid cases15045Missing cases558
Question RouteALL RESPONDENTS
Index TermsFinancial Management: Pensions
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jpenb4Personal pension started before 1.7.88
Record TypeJINDRESP
QuestionnaireIndividual (95)
Question Number and Text JF27 : Was your policy taken out before July 1st 1988 or since then?
Value LabelValueFrequency%Valid %
missing or wild-9100.06Missing
inapplicable-81332585.40Missing
proxy and/or phone-75223.35Missing
Before 1.7.8814823.0927.61
1.7.88 or since212207.8269.87
Before and after3440.282.52
Total15603100.00
Valid cases1746Missing cases13857
Question RouteIF (JPPPEN = 1) Asked if R has since 1.9.99 paid into a private personal pension or had contributions paid on R's behalf by the DSS
Index TermsFinancial Management: Pensions
Note1.7.88 was date on which the UK laws relating to personal pensions were changed.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jpenb4y4Year pre 1.7.88 pension started
Record TypeJINDRESP
QuestionnaireIndividual (96)
Question Number and Text JF28 : What year did you first take out a policy?
MeanStd DevMinimumMaximum
1983.365.5819351988
Value LabelValueFrequency%Valid %
Amount stated13882.5100.0
Inapplicable-81459993.6Missing
Proxy respondent-75223.3Missing
Don't know-194.6Missing
Valid cases388Missing cases15215
Question RouteIF (JPPPEN = 1 AND JPENB4 = 1) Asked if R has since 1.9.99 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for JPENB4.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jpenb4vAmount last payment to pre 1988 pension
Record TypeJINDRESP
QuestionnaireIndividual (96)
Question Number and Text JF29 : How much was your last contribution or premium?
MeanStd DevMinimumMaximum
199.37477.6525000
Value LabelValueFrequency%Valid %
Amount stated13982.6100.0
Inapplicable-81459993.6Missing
Proxy respondent-75223.3Missing
Refused-210.1Missing
Don't know-174.5Missing
Valid cases398Missing cases15205
Question RouteIF (JPPPEN = 1 AND JPENB4 = 1) Asked if R has since 1.9.99 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for JPENB4.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18


jpenb4wWeeks covered pre 88 pension
Record TypeJINDRESP
QuestionnaireIndividual (96)
Question Number and Text JF30 : How long did this cover?
MeanStd DevMinimumMaximum
7.2711.47152
Value LabelValueFrequency%Valid %
Amount stated1.003942.5100.0
Missing or wild-9.001.0Missing
Inapplicable-8.001468394.1Missing
Proxy respondent-7.005223.3Missing
One off payment-4.003.0Missing
Valid cases394Missing cases15209
Question RouteIF (JPPPEN = 1 AND JPENB4 = 1) Asked if R has since 1.9.99 paid into a private personal pension or had contributions paid on R's behalf by the DSS and the policy was taken out before 1.7.88
Index TermsFinancial Management: Pensions
NoteSee note for JPENB4.
Variable OccurrenceW2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18